Kurt Watkins is a financial advisor with Raymond James Financial in Scottsdale, AZ, holding a Series 66 designation and nine years of industry experience. His background includes seven years with Edward Jones and current roles at Raymond James Financial Services Advisors, Inc. and other affiliated entities. Outside of his advisory work, he competes in golf tournaments and participates in related social events. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and government entities, with a focus on tailored, non-discretionary solutions and specialized programs for small businesses.

Elise Oligmueller is a CFP®-certified financial advisor with 13 years of industry experience, currently serving at Vanguard Advisers since 2012. She holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and extensive advisory team.

Glenn Pahnke is a financial advisor at Raymond James & Associates with 37 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at City National Bank and RBC Capital Markets. He serves as chairman of the foundation and a board member of the Boys & Girls Club of Metro Phoenix, where he oversees investment activities as a trustee. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary advisory services and institutional consulting, with a notable focus on public finance and municipal work.

Christopher Hisle is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding a Series 66 designation and 12 years of industry experience. He has been with Robert W. Baird since 2013. Outside of his advisory role, Hisle operates Scottsdale Design Co., a woodworking business where he builds furniture primarily for personal use and occasionally for friends and family. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlay services to meet diverse client goals.

Kyle Richard is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 66 and Series 63 licenses and two years of industry experience. His background includes roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., AT&T, and PayPal, as well as entrepreneurial experience with R&B Snack Solutions, LLC. He also has ongoing affiliation with the University of Phoenix. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and primarily Vanguard funds and ETFs.

David Meyer is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63, 65, and 66 designations and has previously worked at Securities America Advisors and Legal Shield. In addition to his advisory role, he participates in philanthropic planning organizations and various business networking groups. OSAIC serves a diverse client base including individual and high-net-worth investors, retirement plans, corporations, and charities, offering brokerage and advisory services, financial planning, and access to third-party money managers and investment platforms. The firm employs asset-allocation tools, efficient-frontier analysis, and automated rebalancing to manage portfolios with a range of investment products.

Sergio Mejia is an International Wealth Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2016. He focuses on developing tailored financial strategies to help a select group of high-net-worth individuals, their families, and businesses achieve both short- and long-term goals. Sergio works collaboratively with clients' other trusted advisors in a consultative approach. Sergio holds a Bachelor of Science in Business Administration and a Bachelor of Arts in Communications from the University of Arizona and the Eller School of Management. He holds the Series 7 and 66 FINRA registrations and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is fluent in English and Spanish. As a first-generation immigrant from Colombia, Sergio is actively involved in philanthropy and community organizations in the Phoenix area. He participates in the Hispanic Leadership Business Council at Bank of America, providing financial education and business resources to the Hispanic-Latino community. He is also a member of the Phoenix 20-30 Club and supports organizations such as the Aspiring Youth Academy, Boys and Girls Club, and Children in Need Foundation. Sergio lives in Scottsdale, Arizona with his wife Jackie and their son Diego, and enjoys cycling, golfing, and engaging in his church.

Carmen Valiquette is a financial advisor at Charles Schwab with seven years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2017, with prior roles at ITWorks, Modis, and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, written advice policies, and access to alternative investments through a centralized, integrated wealth management platform.

Casey Bowman is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 65 and Series 63 licenses and eight years of industry experience. His prior roles include positions at Merrill, JPMorgan Securities LLC, and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a high volume of client relationships through its digital platform and team servicing model.

Dante Carbajal is a financial advisor at Charles Schwab with two years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Charles Schwab and Charles Schwab Bank since 2023. Prior to entering the financial industry, he held various roles in the service and delivery sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides multi-asset model portfolios, written advice policies, and alternative investment options through a centralized operational structure.

Kathryn Cocreham is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her prior roles include positions at Solium Financial Services LLC, Oppenheimer & Co., and Charles Schwab. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and models, with oversight from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides services under individual and corporate financial planning agreements.

Cody Bowman is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Morgan Stanley since 2022 and at the Morgan Stanley Private Bank since 2023. Prior to that, he was with The Vanguard Group for one year and held marketing roles at Arkham Elite Marketing, Gotham Elite Marketing, and Champaign Elite Marketing. He also has a background at the University of Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients through a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and advisory processes designed to support client financial goals.

Joshua Hawkins is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Scottsdale, AZ. He has worked with The Vanguard Group, Inc. since 2014 and holds Series 63 certification. Outside of his advisory role, Hawkins operates a small business selling vintage household items. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach, offering portfolios constructed mainly from Vanguard funds and ETFs with options for customization, serving a large client base through a scalable digital platform.

Peter Smith is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Ameriprise, Stifel Nicolaus, and Moors & Cabot. Outside of his advisory role, he serves on the board of trustees for the Arizona Science Center and owns a food truck business in Phoenix. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Beren Brown is a financial advisor at Vanguard Advisers with nine years of industry experience. Brown holds Series 63 and Series 66 designations and has been with The Vanguard Group since 2016. Prior work experience includes roles at Randstad and Tolleson Steel. Vanguard Advisers delivers automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Ainaz Bayati is a financial advisor with Charles Schwab in Scottsdale, AZ. She holds a Series 66 designation and has been with Charles Schwab since 2024, following several years focused on full-time education and a one-year role at AZIG LLC. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management options along with integrated brokerage, custody, and financial planning services.

Seth Johnson is a financial advisor with Equitable Advisors in Tucson, AZ. He holds a Series 66 designation and began his advisory career with Equitable Advisors in 2026. Prior to this role, his background includes positions at ADP and work experience at Lomas Sante Fe Executive Golf Course and Raising Cane's Chicken, along with time at the University of Arizona. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals and risk tolerance.

Christopher Miller is a financial advisor at Vanguard Advisers in Scottsdale, AZ, with seven years of industry experience. He holds Series 63 and Series 66 licenses and has been with Vanguard-affiliated entities since 2019. His earlier work includes roles in education and healthcare organizations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based and algorithm-driven approach. The firm manages a large client base with a high client-per-advisor ratio, offering portfolios primarily composed of Vanguard funds and ETFs with various tax-aware and customization features.

Jamie Cain is a financial advisor with OSAIC based in Scottsdale, AZ. He holds Series 63 and Series 66 credentials and has 21 years of industry experience, including 19 years at Woodbury Financial before joining OSAIC in 2024. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm employs various asset-allocation tools and third-party solutions to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Robert Hisle is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Robert W. Baird & Co. since 2007. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers customized consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and a range of traditional and non-traditional investment strategies.