Lazaro Osorio Pichinte is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans, investment strategies, retirement, and income strategies. His approach emphasizes identifying client goals and fostering strong client relationships to achieve effective results. He has been with Fidelity Investments since 2022, progressing through roles as a Financial Representative and Investment Consultant before his current position. Prior to that, he worked as a Client Services Associate at Royal Alliance Associates from 2021 to 2022. Lazaro holds a CA Insurance License. Outside of his professional work, Lazaro has interests in camping, cooking and baking, movies, parenthood, photography, and surfing.

Nadia Baig is the Vice President and Financial Consultant at Fidelity Investment, a position she has held since 2024. Prior to this role, she served as a Financial Consultant at Fidelity Investment from 2021 to 2024. Nadia's professional experience also includes positions as a Financial Consultant at ETRADE from 2020 to 2021, a Wealth Management Advisor at TIAA from 2017 to 2020, and a Financial Solution Advisor at Merrill Edge from 2015 to 2017. In her role, Nadia partners with clients to develop holistic financial plans that are customized to the unique goals and needs of each client and their family. She emphasizes the importance of understanding her clients thoroughly and conducting in-depth analyses to build tailored financial strategies aimed at achieving their desired lifestyles. Nadia holds a California Insurance License, which supports her work in providing financial and insurance-related advice.

Alfonso Garcia is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016, following previous roles at Wells Fargo Advisors LLC, Wells Fargo Investments, LLC, and Essex National Securities, LLC. Outside of his advisory work, he is a part-owner of a horse racing operation in Inglewood, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a broad range of brokerage and advisory solutions supported by in-house research and third-party analytics.

Antonio Olvera is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to Cetera, he worked at AIG for two years and has held multiple roles within the Cetera network since 2023. Cetera Investment Advisers LLC serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options and access to both affiliated and third-party money managers.

Abraham Jaimes is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and various capital investment firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Blake Vogelsang is a Series 66-licensed financial advisor with Morgan Stanley in Torrance, CA, with 4 years of industry experience. He has been with Morgan Stanley since 2019 and also serves as a board member of the California Surf Club. He is involved as a partner in retail and online sales businesses named Redmond Life and Armra. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market models.

Jason Solano is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses, and has five years of industry experience. His work history includes roles at Le Mieux Cosmetics and Afterburn Fitness prior to joining J.P. Morgan Securities in 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework when recommending strategies. The firm operates within the broader J.P. Morgan organization and offers services on a non-discretionary basis.

Amy Voong is a Series 66 licensed advisor at J.P. Morgan Securities with 19 years of industry experience. Her prior work includes roles at Bank of America, Merrill, and LPL Financial. Outside of her advisory role, she is an owner and partner of Love You Matcha Cookies, a baked goods business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Bradley Gustafson is a Financial Consultant with experience at Fidelity Investments, where he held roles including Planning Consultant from 2022 to 2024, Relationship Manager in 2022, and Workplace Planning Associate from 2021 to 2022. In his current role, he focuses on understanding clients' priorities and collaborating with them to develop tailored financial plans aimed at their long-term goals. He holds a California Insurance License, supporting his professional qualifications in financial consulting. Outside of his professional work, Bradley enjoys activities such as spending time at the beach, attending concerts, playing golf, exploring outdoor adventures, and traveling.

Jabez Rocha is a financial advisor with Primerica Advisors in Artesia, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked with PFS Investments Inc. since 2018 and with Primerica Financial Services since 2010. Outside of his advisory role, Rocha is a co-founder and secretary of the Manzanilla Foundation, a Christian nonprofit organization. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Aaron Shen is a financial advisor at Morgan Stanley in Long Beach, CA, holding a Series 66 credential with two years of industry experience. His prior work includes roles outside of finance, such as at Irvine Chinese School and Regal Theaters. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by firm-approved tools and a structured planning process.

Lorena Gonzalez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2014. She also has a concurrent role at JPMorgan Chase Bank, N.A., where she has worked since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers non-discretionary services through a select group of Wealth Advisors, including asset-allocation advice, investment manager searches, and customized performance reporting.

John Schlatter is a CFP®-credentialed financial advisor with 38 years of industry experience. He has been with LPL Financial since 2025, following 27 years at Lincoln Financial Advisors Corporation and 28 years at Osaic FA, Inc. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting a broad range of strategic and tactical investment options.

Josh Brackett is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. He has worked at firms including JPMorgan Chase Bank, N.A., J.P. Morgan Securities, LPL Enterprise, and Prudential Insurance. Prior to his advisory career, he spent six years at CBS Corporation/Viacom CBS. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Hae Sun Pak is a financial advisor with J.P. Morgan Securities in El Segundo, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Their career includes roles at Morgan Stanley and Wells Fargo Investments before joining J.P. Morgan Securities in 2008 and JPMorgan Chase Bank in 2010. Pak also works as an employee of JPMorgan Bank, offering bank deposit and credit products in addition to securities services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support non-discretionary, customized investment decisions.

Sarah Ahlheim is a financial advisor with LPL Financial in Gardena, CA, holding a Series 66 designation and three years of industry experience. She previously worked at Ameriprise Financial for three years before joining LPL Financial in 2019. Outside of her advisory role, she serves as a notary public and participates in delivery driving through services like DoorDash and Uber. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning and model portfolio programs, supported by technology tools and a broad non-advisory financial platform.

Cassandra Alvarez is a Series 66-licensed financial advisor with Edward Jones in Long Beach, CA, where she has worked since 2018. She has seven years of industry experience, including three years at Advantage Solutions prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a nationwide network of over 23,000 financial advisors.

Sarah Slay is a financial advisor with Edward Jones in Hermosa Beach, CA, holding a Series 66 designation and six years of industry experience. She has been with Edward Jones since 2018, with prior work experience at Lexington Treatment Associates and Jennifer Schoonmaker-Dasch. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Timothy Yong is a Series 66-licensed financial advisor with LPL Financial, based in Los Angeles, CA, and has four years of industry experience. He has worked at LPL Financial since 2020 and holds outside employment with Advanced Micro Communications and Costco Wholesale. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by a network of over 22,800 advisors.

John Hegardt is a financial advisor at Morgan Stanley with 30 years of industry experience. He has held positions at Morgan Stanley & Co., Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. He holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.