Micah Willis is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His background includes roles at Merrill Lynch and the Port Theater, as well as a position at the Mihaylo College of Business and Economics at Cal State Fullerton. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by various investment strategies and technology tools.

Kenneth Whittenbury is a CFP® and Series 66 designated advisor with Edward Jones in La Palma, CA, with 17 years of industry experience, all at Edward Jones since 2009. Outside of his advisory role, he owns an income property in Bullhead City, AZ. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors, with over $1 trillion in assets under management and a nationwide network of advisors and branch offices.

Rendi Wijaya is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He has been with JPMorgan Securities LLC since 2015 and previously operated his own advisory practice from 2009 to 2019. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Roy Seto is a financial advisor with Cetera who holds a Series 66 designation and has three years of industry experience. His prior work includes roles at Clinomics and involvement with Friends of Santa Ana Zoo. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Sophia Rosa is a Series 66-registered financial advisor with Morgan Stanley in New York, NY, and has three years of industry experience. Her career history includes roles at Morgan Stanley Private Bank, KeyBank, and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services across retail and institutional markets with various investment and planning resources.

Christian Flores is a Planning Consultant at Fidelity Investments, a position he has held since 2024. He previously worked as a Relationship Manager at Fidelity Investments from 2022 to 2024. Prior to that, he served as an Investment Support Representative at both CUNA Brokerage and SchoolsFirst Federal Credit Union from 2021 to 2022. Christian focuses on understanding his clients and their families by partnering with them to co-create personalized plans aimed at meeting their specific needs and goals. He holds a California Insurance License. Outside of his professional work, Christian's personal interests include beach activities, family activities, parenthood, soccer, swimming, and traveling.

Levi Crammer is a financial advisor at Cetera with a Series 66 designation and less than one year of industry experience. His prior work includes roles outside finance, such as positions at Domino's and Jamba Juice, along with education at Point Loma Nazarene University and Los Alamitos High School. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and access to third-party money managers, supporting more than 10,000 advisors and approximately $256 billion in assets under management.

Ahmad Husami is a CFP®-designated financial advisor with 33 years of industry experience, currently serving clients at Cetera. He previously worked at Avantax Investment Services, Inc. and 1 St Global Advisors, Inc., among other firms. Husami is also trustee and beneficiary of the Sun Shine Trust and has longstanding involvement with his own financial planning practice, Husami & Associates. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of independent advisors who serve individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with model portfolios, third-party managers, and customizable strategies.

Austin Delve is a financial advisor at UBS Financial Services in Costa Mesa, CA, with 13 years of industry experience. He holds a Series 66 designation and has been with UBS since 2012. Outside of his advisory role, he is involved with Channel Islands Social Services as a respite caregiver. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Andrej Simunac is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in El Segundo, California. He works closely with clients from diverse backgrounds, including professionals such as doctors, dentists, CPAs, attorneys, as well as executives and business owners. Andrej aims to help clients assess their readiness for financial freedom by integrating various aspects of their financial lives, including investments, wealth planning, lending, cash-flow, wealth transfer, and savings. Since beginning his career in banking and wealth management in 2006, Andrej has accumulated over fifteen years of experience. He started as a Licensed Banker at Wells Fargo before joining Merrill in 2011. After a period as a Private Banker at Wells Fargo, he returned to Merrill in 2022. He holds a Bachelor's Degree in Marketing and Management from California State University Northridge and is a Personal Investment Advisor (PIA). Andrej is fluent in Serbo-Croatian, German, and English. Outside of his professional role, Andrej enjoys spending time with his wife and three children. He engages in outdoor activities such as paddling, kayaking, running, hiking, and backpacking in the Sierras. Originally from the former Yugoslavia, he also enjoys traveling and is knowledgeable about destinations like Croatia and Mexico. Andrej donates blood as part of his community involvement.

Miles Irish is a financial advisor with Merrill in El Segundo, CA, holding a Series 63 designation and 38 years of industry experience. He has worked at Merrill since 1992 and at Bank of America, N.A. since 2011. Outside of his advisory role, he is involved with Running2win.com, a running training log website that serves elite, collegiate, and high school cross country teams. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, institutions, and charitable organizations.

Vishal Chandra is a Planning Consultant at Fidelity Investments, where he works with clients to develop financial and retirement plans aimed at creating financial peace of mind. He brings experience from previous roles at Fidelity Investments, including Relationship Manager and Financial Representative, as well as a position as Sales Representative at Osaic Institutions. He holds a California Insurance License, which supports his work in financial planning and advising. Vishal's professional background spans several years within the financial services industry, focusing on client relationship management and personalized financial strategies. Outside of his professional duties, Vishal enjoys a variety of personal interests including bowling, family activities, fitness, hiking, movies, and painting.

Dimitri Glavas is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He previously worked at JP Morgan Securities LLC for seven years before joining Wells Fargo in 2021. Outside of his advisory role, he is involved in film production as a business owner. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

James De Falco is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including National Planning Corporation and Assetmark, Inc. Prior to joining LPL Financial in 2017, he spent time with National Planning Holdings and Strong Capital Management Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Rashaan Coleman is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Fidelity Brokerage Services LLC, and Bank of America. Outside of his advisory role, Coleman serves as a board member and vice chair of the Finance Committee for the Coalition for Engaged Education, a nonprofit focused on children and youth. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-designed tools and research. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Roy Payo is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 66 designations and has worked at multiple Cetera entities since 2019, with prior experience at Clarke Financial Group and First Allied Securities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting over 10,000 advisors and approximately 800,000 clients nationwide.

Roya Salehirad is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 21 years of industry experience. She has been with RBC Capital Markets since 2012. Outside of her advisory role, she is an active owner managing an income property in Palm Desert, California. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored strategies implemented through a combination of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management and financial planning services.

Alvaro Valverde is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America and Bio Terra Corporation. He is associated with a power of attorney entity based in La Puente, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Arash Sabahi is a financial advisor at Fisher Investments with 14 years of industry experience. He holds a Series 65 credential and has been with Fisher Investments since 2010. Fisher Investments serves a diverse global client base, including institutional and high-net-worth individuals, offering discretionary portfolio management across various asset classes. The firm employs a centralized investment decision process combining quantitative and qualitative analysis, with tax-aware strategies and risk management techniques such as derivatives and tax-loss harvesting.

Martha Holladay is a financial advisor at Charles Schwab with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab and Charles Schwab Bank since 2013. Outside of her advisory role, she is a California Notary Public. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research and alternative investment options.