Robert Stenzel is a financial advisor with Equitable Advisors in Redondo Beach, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Equitable Advisors since 2010 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he serves as co-trustee of a family trust and acts as an administrator for an estate. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Kate Freeman is a financial advisor at UBS Financial Services with certifications including CFP® and CFA® and four years of industry experience. She previously worked at Fiduciary Trust International for seven years. Outside of her advisory role, Freeman participates in the Motion Picture Television Fund’s advisory networking group and speaks to members about investing basics. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Hasan Najmuddin is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. He has previously worked at JPMorgan Chase Bank, TD Ameritrade, Merrill, and Bank of America. Najmuddin holds Series 63 and Series 65 licenses. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services including cash-flow, retirement, education, risk, and wealth-transfer planning, utilizing proprietary research and tools to develop tailored recommendations for its clients.

Michael Han is a financial advisor with LPL Enterprise in Sherman Oaks, CA, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at The Prudential Insurance Company of America and Pruco Securities LLC. He is also involved in non-variable insurance through a Prudential-sponsored agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management, combining advisory programs with brokerage and insurance products through an integrated platform.

Oswaldo Ramos is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has held prior positions at Western International Securities, Inc. and Citigroup Global Markets. Ramos is involved in managing a personal business entity related to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management complemented by research and model portfolios.

Joshua Cummins is a CFA® charterholder with 26 years of experience in the financial industry. He is currently with UBS Financial Services, having joined the firm in 2024 after 15 years at Bank of America and Merrill. Cummins holds the Series 66 designation and is based in Westlake Village, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management through proprietary research and tailored asset allocation strategies.

Ryan Burke is a financial advisor at LPL Financial with 14 years of industry experience. He holds the CFP® and Series 66 credentials and has prior experience with Ameriprise and JPMorgan Chase Bank, N.A. He also founded Burkeekrub Inc., a business he operated for 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research, and technology-driven investment strategies.

David Olnick is a financial advisor at Raymond James Financial Services Advisors, Inc. with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2012. He was also affiliated with A & T Wealth Strategies during part of his career. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique advisory affiliation.

Dean Wong is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services, and has been self-employed in tax preparation and consulting since 1989. Wong also operates a tax preparation and accounting business as a CPA. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform with access to both affiliated and unaffiliated managers across multiple program structures.

Diana Santana is a financial advisor at Merrill with 29 years of industry experience. She has been with Merrill since 2005 and holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Philip Byrne is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning using structured discovery and advanced modeling tools, managing approximately $2.74 trillion in client assets.

David Norton is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley and its affiliates since 2009. Outside of his advisory role, he serves as an executor for trusts. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Robert Clark is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been providing personalized financial advice since 2005. He focuses on helping clients construct unified strategies tailored to their individual goals, emphasizing a disciplined process that prioritizes candor and transparency. His approach is designed to bring clarity to clients' financial lives and assist them in pursuing objectives such as maintaining lifestyle, retirement income, and legacy goals. Before joining Merrill Lynch, Mr. Clark spent over 27 years with Warner Music Group's Atlantic Records, where he held roles including promotion director and vice president of operations for the West Coast. His background in the music industry has contributed to his problem-solving skills and disciplined approach to financial advising. He holds a Bachelor's Degree from Duquesne University and the Personal Investment Advisor (PIA) designation. Mr. Clark resides in Oak Park, California with his wife, Robin Clark, who is Head of Key Global Accounts, Entertainment, Sports and Media for Mandarin Oriental Hotel Group. They have two children: Madison, who is engaged in dance and stand-up comedy in Southern California, and Cole, a senior technical artist for Meta living in Maryland with his wife and daughter. Mr. Clark and his family enjoy cooking, entertaining, travel, and sports.

Fernando Grijalva is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2023. Prior to this role, he served as a Planning Consultant at Fidelity Investments from 2021 to 2023 and was an Investment Advisor at Thrivent from 2016 to 2021. His experience spans various aspects of financial planning and investment advising. Fernando holds a California Insurance License, supporting his expertise in financial consulting. He emphasizes the importance of understanding the emotional aspects of financial decisions and collaborates with clients to design plans that align with their goals. Outside of his professional work, Fernando has personal interests in baseball, comedy, family activities, music, reading, and tennis.

Duncan Hizzey is a Series 66-registered financial advisor with Morgan Stanley, located in Westlake Village, CA. He has six years of industry experience, including roles at Morgan Stanley Private Bank and Bellevue Healthcare. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by advanced modeling tools and a structured planning process.

Eric Wiltfang is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Jodi Rosenbloom is a financial advisor with MassMutual Investors Services, holding the ChFC® designation and Series 63 license, with 38 years of industry experience. She has been with MML Investors Services, Inc. since 1988. Outside of her advisory role, Rosenbloom also operates an insurance brokerage focusing primarily on medical insurance with major carriers such as Blue Cross and Blue Shield. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as ongoing, collaborative relationships to develop tailored financial recommendations.

Sonia Culazzo is a financial advisor with UBS Financial Services in Westlake Village, CA, holding a Series 66 designation and 12 years of industry experience. She has been with UBS since 2007. Outside of her advisory work, Sonia is the owner of Crimson Bordeaux, a dog breeding and exhibiting business she has operated since 2009. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and proprietary research to tailor strategies to client goals and risk tolerances.

Yassine Zahlane is a financial advisor at Edelman Financial Engines with nine years of industry experience. He holds Series 63 and Series 65 designations. Zahlane has worked at multiple affiliated firms within the Edelman Financial Engines organization since 2012. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven portfolio modeling with planner delivery and online tools, offering both discretionary and non-discretionary investment management across a broad range of account types.

Jeffrey Blum is a financial advisor with Raymond James & Associates in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2009. Outside of his advisory role, he dedicates time to the Conejo Las Virgenes Future Foundation, a community think tank organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting with a range of portfolio management styles and institutional solutions.