Amy Chu is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. She has been with Morgan Stanley and its related entities since 2007. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals as well as through Corporate Financial Planning agreements.

Michael Aoun is a Series 66-credentialed financial advisor with Morgan Stanley in Los Gatos, California, bringing two years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at ICR Staffing for two years and spent seven years in education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Suhrob Kaharov is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 19 years of industry experience. He has been with J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities LLC since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Mark Kleiner is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2012. He is committed to understanding each client's unique financial situation and goals, collaborating with them to develop personalized financial plans. Mark utilizes a wide range of investment options and diversified strategies available through Fidelity to help clients work towards their financial objectives. Mark has extensive experience in the financial advisory field, having previously worked as a Financial Advisor at UBS Financial Services from 2006 to 2012 and at Morgan Stanley from 2001 to 2006. He holds a California Insurance License. Outside of his professional work, Mark enjoys running and swimming.

Virendra Kanyal is a financial advisor at Charles Schwab with 21 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2007. Outside of his advisory role, he co-owns a vacation home in Park City with his wife. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management services combined with custody and brokerage solutions.

Jacqueline Kobinski is a financial advisor at UBS Financial Services in San Jose, CA, with 17 years of industry experience. She has been with UBS since 2007 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Kenneth Fesler is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Our Time to Act United and the University of California, Davis. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of mutual funds, ETFs, and other investment vehicles.

Trung Lam is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has been with J.P. Morgan Securities since 2012 and also holds a position at JPMorgan Chase Bank, N.A. since 2011. Prior to that, he worked at Endo Holdings LLC from 2023 to 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside brokerage, distribution, and investment management capabilities as a subsidiary of J.P. Morgan.

Gary Yung is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, Bank of America, and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Shweta Agarwal is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 21 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Kevin Chen is a Wealth Management Advisor with Merrill Lynch Wealth Management based in the Bay Area. Fluent in Mandarin and English, he serves a diverse clientele including High Net Worth Individuals, professionals, business owners, startup companies, endowment funds, engineers, and multi-generational families. Kevin collaborates with his clients to develop comprehensive wealth management strategies that address various aspects of their financial lives, including investment advice and liability risk assessments. His expertise encompasses personal portfolio management, retirement and estate planning, endowment fund management, social governance (ESG) investing, corporate benefit and retirement plans, liability restructuring, concentrated position management, business exit planning, multi-generational planning, cash management, insurance and annuities, and coordination with clients' legal and tax professionals. He is particularly focused on assisting startup founders throughout the business lifecycle. Kevin holds a Bachelor's Degree from the University of Southern California and professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is affiliated with professional organizations such as Phi Sigma Kappa and the USC Alumni Association. A native San Franciscan, Kevin resides in the Bay Area and has personal interests in Traditional Archery and Classic Car Restoration. He supports community initiatives including GiveTeens20, the Pacific Center for Autism Education, and Friends of Children with Special Needs.

Hung Ha is a financial advisor at Merrill in San Jose, CA, holding a Series 66 designation with two years of industry experience. Prior to his current role, he worked at Bank of America and has experience running a restaurant business and working in education. Merrill provides managed account services through the Select Portfolio Solutions program, serving a wide range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations with model-based and discretionary investment strategies.

Michael Scandalios is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with UBS since 2002 and has worked in the financial sector since 1998. Outside of his advisory work, he is also an author of novels. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets and banking services.

Ann Sheehan is a financial advisor with OSAIC in San Jose, CA, holding a Series 63 designation and 48 years of industry experience. Her prior work includes roles at Securities America Advisors, Inc. and Foothill Securities, Inc. She also serves as vice president of the FAMA Foundation, a charitable organization, and owns a tax preparation and planning business. OSAIC serves a diverse client base that includes individual and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a range of asset allocation tools and supports both discretionary and non-discretionary account management.

Stan Sklenar is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a co-author involved with Larstan Publishing, where he contributes to a book on investment management. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and serves clients through direct relationships as well as corporate financial planning agreements.

Julius Brauner IV is a financial advisor at Osaic Wealth, Inc. with 46 years of industry experience. He holds a Series 63 designation and previously worked at Securities America Advisors Inc. and Securities America, Inc. He is also co-trustee of The Brauner Company Profit Sharing Plan and maintains a role as an insurance agent specializing in term life insurance and fixed annuities. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, financial planning, and retirement consulting services. The firm utilizes a variety of portfolio construction tools and manages accounts with access to multiple investment platforms and third-party money managers.

Jayne Love Arburn is a financial advisor at OSAIC with two years of industry experience. She holds the Series 66 designation and has previously worked at Woodbury Financial Services Inc. and has maintained ongoing roles with Lindsey Hanley and Impact Financial Management, LLC. OSAIC serves a diverse client base that includes individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated portfolio rebalancing across a range of investment products.

Ngan Do is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Their prior roles include positions at Bank of America and TN Services, as well as time spent at San Jose State University. Outside of their advisory work, Ngan Do is a co-owner of a family rental property in Hayward, California. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Harish Pai is a financial advisor at Edward Jones in Sunnyvale, California, with eight years of industry experience. He has held his current role since 2017 and previously worked at Northern Trust Operating Services. Pai is also involved in online tutoring, specializing in CFA-related subjects through the platform Wyzant. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Teresa Johnson is a financial advisor at Merrill with 36 years of industry experience. She has been with Merrill since 2009 and holds Series 63 and Series 65 credentials. Outside of her advisory role, she is the sole owner of a rental property in Nampa, Idaho. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s broader platform, providing access to a wide variety of products and services.