Kenneth Elkins is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding Series 63 and Series 65 designations and 25 years of industry experience. He has been with Cambridge since 2011. Elkins serves as a board member for the Cooperative Baptist Fellowship Church Benefits Board and volunteers with Christopher Newport University. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing a range of portfolio management approaches and proprietary model strategies.

Christopher Greear is a financial advisor with Equitable Advisors in Richmond, VA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Valic Financial Advisors, and Axa Advisors. Outside of his advisory work, he occasionally supports a local business called Killa Dillas in Richmond by assisting with purchasing and record keeping. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm uses a range of advisory programs and third-party asset managers to deliver tailored investment solutions.

Susan Hulcher is a Series 66-licensed advisor with RBC Capital Markets in Richmond, VA, bringing 10 years of industry experience, all of which have been with RBC since 2016. She serves on the board of Blue Star Families of Richmond, a nonprofit supporting mothers of active-duty military members, where she is the 2nd Vice President and Blue to Gold Liaison. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs combining discretionary and non-discretionary portfolio management, financial planning, and brokerage services.

Mark Davis is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, he has authored a manuscript on investing basics that he is seeking to publish. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, providing advice through a large network of investment adviser representatives.

John Harvie is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2020. He previously worked at Wells Fargo Clearing and Banc of America Investment Services, Inc. Harvie is also involved in managing several investment-related business entities and holds roles as power of attorney and executor in family investment matters. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and utilizes proprietary research and tools to develop tailored recommendations for its clients.

Marcus Rather is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has worked with Foresters Financial Services and Foresters Advisory Services before joining Cetera in 2019. Outside of his advisory role, he is also a notary. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Thomas Ogrady is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company since 1989. Outside of his advisory role, he is involved in life and health insurance sales and is the owner of a financial services LLC focused on managing client assets. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analysis tools and offers a range of investment and educational programs.

Michael Mills is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2016 and previously held positions at Amundi Pioneer Institutional Asset Management, American Century Advisory Services, Delaware Capital Management Advisers, and Lincoln Financial Distributors. Outside of his advising role, Mills serves as a committee member for Boy Scouts of America Troop 709, assisting with promotions, community service, and administration. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers comprehensive financial planning and investment management services through a network of independent professionals utilizing various portfolio management and model-based solutions tailored to client objectives.

William Warren is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill for six years. Warren serves as Chairman Elect of the Richmond Chapter of Ducks Unlimited, where he helps lead fundraising efforts for waterfowl conservation in the Richmond, VA area. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans according to clients’ goals and risk tolerances.

Juliette Sykes is a CFP® with six years of industry experience currently with LPL Enterprise. She previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for six years and has additional experience with several other financial services firms. Outside of her advisory role, she operates a tax preparation and accounting business in Midlothian, VA. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal and third-party strategists, and offers financial planning, third-party asset management access, and insurance products through affiliated entities.

Robert Nodar is a financial advisor with Wells Fargo Advisors who holds a Series 66 designation and has 23 years of industry experience. His prior experience includes roles at Morgan Stanley Smith Barney LLC, Principal Funds Distributor, LPL Financial, and Charles Schwab. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet net-worth thresholds and integrates advisory services with other financial products and referral channels.

Blair Rose is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 credentials and having 22 years of industry experience. Prior to joining Wells Fargo Clearing in 2023, Blair worked at Nationwide Investment Services Corporation for nine years and was involved with Outsyde Inc. Outside of the financial industry, Blair is engaged in commercial fishing through Bluewater Atlantic LLC, selling hook-and-line caught tuna. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

John Gerard is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2018 and previously held positions at Virginia Polytechnic Institute and State University and Virginia Asset Management. Gerard is also co-owner of LDL LLC and Kasch Levitch McAleer and Associates LLC, both investment-related businesses. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s retirement offering includes written Recommendation Reports and ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.

Henry Miller IV is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with RBC Capital Markets since 2008 and also works with City National Bank since 2018. Outside of his advisory role, he serves on the advisory board of the Massey Cancer Center and holds leadership positions in the Society of the Cincinnati in Virginia. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, and charitable organizations with tailored investment strategies that combine in-house and third-party managers, offering both discretionary and non-discretionary portfolio management along with financial planning and brokerage services.

Madeline Graves is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab, TCV Trust and Wealth Management, and in legal and academic roles. Outside of finance, she was involved with Uncle Jon's Coffee for eight years. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and systematic portfolio construction to deliver model portfolios and advisory solutions.

Aaron Hamilton is a Series 66 credentialed advisor with Thrivent Investment Management, based in North Chesterfield, VA. He has one year of industry experience and has been with Thrivent Financial and Thrivent Investment Management since 2026. Prior to his current role, Hamilton was involved with Hopewell Methodist Church and Hope Point Church, as well as Liberty University (Online). Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based analyses across a broad set of planning topics, offering either one-time or ongoing planning relationships without discretionary trading authority.

John Cain is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors in Richmond, VA. He has worked at Wells Fargo Advisors since 2021 and previously at Wells Fargo Clearing from 2016 to 2021. Outside of his role at Wells Fargo, he holds a 28% ownership stake in Granite Wealth Management, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Kristopher Olexy is a CFP® professional with 22 years of experience in financial services. He has worked at OSAIC since 2018 and previously spent 16 years with John Hancock Financial Services. Outside of his primary advisory role, he serves as an Advanced Planning Advisor for Capitol Financial Solutions and is CEO of an LLC established for tax purposes. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to both traditional and alternative investments.

Matthew Johnson is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2015. Johnson serves as Treasurer and board member for the Foundation for Children with Intellectual and Developmental Disabilities and as Treasurer and board member for Meadowbrook Country Club, both nonprofit organizations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension and profit-sharing plans, and municipal entities, offering tailored financial planning and consulting with various portfolio management strategies and affiliated resources.

Nathan Lash is a financial advisor with Mass Mutual Investors Services in Glen Allen, VA, holding Series 63 and Series 66 licenses, and has 26 years of industry experience. He has been with Mass Mutual and its affiliated firm, MML Investors Services, since 2003. Lash is also the owner of Lash Financial LLC and The Collective Wealth Management, LLC, where he provides financial advisory services. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and tools to deliver tailored recommendations.