John Harvie is a CFP® professional with 32 years of experience in the financial services industry. He has been with Wells Fargo Advisors since 2020 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Harvie holds ownership interests in multiple investment-related entities and serves as power of attorney and executor for family investment matters. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial product sales and referral channels.

Marcus Rather is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has worked with Foresters Financial Services and Foresters Advisory Services before joining Cetera in 2019. Outside of his advisory role, he is also a notary. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Thomas Ogrady is a financial advisor with Mass Mutual Investors Services based in Glen Allen, VA. He holds Series 63 and Series 65 licenses and has 37 years of industry experience with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. In addition to his advisory role, he is involved in life and health insurance sales and manages client assets through his ownership of an LLC. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved tools and offers specialized planning programs in areas such as divorce and estate settlement.

Michael Mills is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, he serves as a committee member for the Boy Scouts of America Troop 709, assisting with promotions, community service, and administration. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, delivering a range of portfolio management and model-based solutions tailored to client objectives.

William Warren is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill for six years. Warren serves as Chairman Elect of the Richmond Chapter of Ducks Unlimited, where he helps lead fundraising efforts for waterfowl conservation in the Richmond, VA area. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans according to clients’ goals and risk tolerances.

Juliette Sykes is a CFP® professional with six years of industry experience, currently affiliated with LPL Enterprise. She previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for six years, in addition to roles at OneAmerica Securities, American United Life Insurance, and Mutual of Omaha Investor Services. Outside of her advisory work, she has a long-standing involvement in tax preparation and accounting through Precise Taxes Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products through its integrated platform.

Robert Nodar is a financial advisor with Wells Fargo Advisors who holds a Series 66 designation and has 23 years of industry experience. His prior experience includes roles at Morgan Stanley Smith Barney LLC, Principal Funds Distributor, LPL Financial, and Charles Schwab. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet net-worth thresholds and integrates advisory services with other financial products and referral channels.

Blair Rose is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 66 and Series 63 credentials and 22 years of industry experience. Prior to joining Wells Fargo, Blair worked at Nationwide Investment Services Corporation for nine years and was involved with Outsyde Inc. Blair is also engaged in commercial fishing through Bluewater Atlantic LLC, which sells hook and line caught tuna. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing roughly $671 billion in assets through over 14,000 financial advisors.

John Gerard is a financial advisor at Ameriprise Financial Services with seven years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018, with prior roles at Virginia Polytechnic Institute and State University and Virginia Asset Management. Gerard is also a co-owner of two investment-related businesses. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income, utilizing proprietary research, third-party data, and algorithmic tools.

Henry Miller IV is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with RBC Capital Markets since 2008 and also works with City National Bank since 2018. Outside of his advisory role, he serves on the advisory board of the Massey Cancer Center and holds leadership positions in the Society of the Cincinnati in Virginia. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, and charitable organizations with tailored investment strategies that combine in-house and third-party managers, offering both discretionary and non-discretionary portfolio management along with financial planning and brokerage services.

Madeline Graves is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab, TCV Trust and Wealth Management, and in legal and academic roles. Outside of finance, she was involved with Uncle Jon's Coffee for eight years. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and systematic portfolio construction to deliver model portfolios and advisory solutions.

John Cain is a CFP® professional with 15 years of industry experience, currently advising clients at Wells Fargo Advisors in Richmond, VA. His work history includes over a decade with Wells Fargo entities, dating back to 2010. Outside of his role at Wells Fargo Advisors, he holds a 28% ownership stake in Granite Wealth Management, LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options for clients meeting certain net-worth thresholds, utilizing proprietary research and tools to develop tailored recommendations.

Kristopher Olexy is a CFP® professional with 22 years of experience in financial services. He has worked at OSAIC since 2018 and previously spent 16 years with John Hancock Financial Services. Outside of his primary advisory role, he serves as an Advanced Planning Advisor for Capitol Financial Solutions and is CEO of an LLC established for tax purposes. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to both traditional and alternative investments.

Matthew Johnson is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2015. Johnson serves as Treasurer and Director for the Foundation for Children with Intellectual and Developmental Disabilities and also holds the position of Treasurer and Board Member at Meadowbrook Country Club. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships, and has notable capabilities in public finance and municipal services.

Nathan Lash is a financial advisor with Mass Mutual Investors Services in Glen Allen, VA, holding Series 63 and Series 66 licenses, and has 26 years of industry experience. He has been with Mass Mutual and its affiliated firm, MML Investors Services, since 2003. Lash is also the owner of Lash Financial LLC and The Collective Wealth Management, LLC, where he provides financial advisory services. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and tools to deliver tailored recommendations.

Thomas Doyle III is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. He has worked at Wells Fargo Advisors since 2018 and previously at Dorsey Wright & Associates. Doyle also maintains ownership interests in two investment-related businesses, Harvie Wealth Management Group, LLC and PNF Holdings LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services with a broad range of offerings, including specialized planning for business-owner transitions and special-needs analysis. The firm utilizes proprietary research and planning tools to develop tailored recommendations, integrating advisory services with other financial products and referral channels.

Jennifer Smith is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 66 designations and 26 years of industry experience. She has worked at various Wells Fargo entities since 2012, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Jeffrey Garner is a financial advisor at Morgan Stanley in Richmond, VA, holding Series 63 and Series 66 licenses with 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing and First Clearing, LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate scenario modeling without providing individual security recommendations as part of standalone planning.

Lauren Clark is a financial advisor at RBC Capital Markets with six years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm provides a range of advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment managers tailored to clients’ risk profiles.

Douglas Kasselberg is a financial advisor with Ameriprise in Glen Allen, VA, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining Ameriprise in 2025, he worked in educational roles at The New Community School, Hanover County Public Schools, and Henrico County Public Schools. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.