Dylan Bell is a financial advisor with LPL Financial in Danville, CA, holding a Series 66 designation and bringing eight years of industry experience. He has worked at LPL Financial since 2016 and also operates CalBay Investments, a related business entity. Prior to his advisory career, he spent nine years in full-time education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Minjeong Kang is a Financial Advisor at Merrill Lynch Wealth Management, dedicated to serving as a trusted financial resource for her clients. She guides clients through various wealth planning aspects, including asset management, liability management, estate planning strategies, and individualized investment strategies with a focus on tax efficiency. Her areas of expertise encompass college education planning, executive compensation, equity compensation services, family wealth management strategies, international wealth management, legacy planning, liquidity management, portfolio management services, individual and corporate investment strategy, and tax minimization. She collaborates closely with clients to create personalized plans aimed at achieving long-term financial goals while taking into account personal perspectives and priorities. Minjeong holds a Master's degree and a Doctorate degree from the University of Minnesota. She is a Personal Investment Advisor (PIA) and is fluent in English and Korean. Outside of her professional work, she has interests in dancing, drawing/sketching, music, photography, and traveling.

Ethan Spain is a financial advisor with Ameriprise in Walnut Creek, CA, holding a Series 66 designation and two years of industry experience. Prior to his current role, he worked at Ameriprise and had employment at Hazy Barbecue and Safeway. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

David Fried is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has been with UBS since 2014. Outside of his advisory role, he is the proprietor of Les Petits Nursery School, a preschool in Brookline, where he collaborates with the director to oversee business operations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering portfolio management, financial planning, and alternative investment products. The firm combines institutional trading capabilities with wealth management, delivering customized financial strategies supported by proprietary research and capital market insights.

William Hawkins is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 33 years of industry experience. His prior roles include positions at Global Retirement Partners LLC and Financial Telesis Inc. Hawkins has also been involved with Woodside Financial Partners, a related investment advisory entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various investment strategies and technology tools.

Joseph Dubose is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. He previously worked at Alamo Capital and has held roles in diverse sectors including logistics and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Keri Spanier is a financial advisor at Cambridge Investment Research Advisors with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including LPL Financial, Triad Advisors, and Oakridge Insurance & Financial Services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals offering both proprietary and third-party investment strategies.

Anupa Pandey is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following prior roles at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Juan Plascencia is a CFP® professional with 10 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC from 2015 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tashina Reyes is an Investment Consultant at Fidelity Investments, a role she has held since 2024. She has been with Fidelity since 2021, previously serving as a Planning Consultant. Prior to her tenure at Fidelity, Tashina worked as a Practice Manager at Ameriprise Financial, LLC from 2017 to 2021. In her professional capacity, Tashina partners with clients and their families to develop and implement financial plans and investment strategies aimed at helping them pursue their financial goals and build confidence about their financial future. She holds a California Insurance License. Outside of her professional work, Tashina has interests that include board games, spending time at the lake, caring for pets, traveling, volunteering, and practicing yoga.

Oliver Duda is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and 16 years of industry experience. He has been with UBS since 2016. Outside of his advisory work, he serves on the finance committee and board of directors for St. Mary of the Immaculate Conception School, where he is involved in budget review and fiscal planning. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research with institutional trading capabilities to tailor plans based on clients’ goals and risk tolerances.

Matthew Peterson is a financial advisor with Cetera and holds a Series 66 designation. He has two years of industry experience and has worked at several firms including Mass Mutual Investors Services and Lenox Advisors. Outside of his financial services career, he has been involved in coaching youth water polo for the Contra Costa United Water Polo organization since 2017. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement a range of portfolio strategies with discretionary and non-discretionary options, supported by a large network of over 10,000 advisors and substantial assets under management.

James Lin is a financial advisor at RBC Capital Markets in Walnut Creek, CA, with 23 years of industry experience. He holds a Series 66 designation and has previously worked at City National Bank, Bank of America, N.A., and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides various advisory programs with tailored portfolio management and financial planning services, utilizing a combination of in-house and third-party investment managers.

Joseph Estabillo is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and five years of industry experience. His career includes roles at JPMorgan Chase Bank and J.P. Morgan Securities, as well as previous tenure at Cuso Financial Services and Patelco Credit Union. He is currently based in Walnut Creek, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Kory Altheide is a CFP® with 23 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Brian Mulholand is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at First Republic Investment Management, First Republic Bank, and Citibank NA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Kayvon Magidi is a CFP® and holds a Series 66 license, with 18 years of experience in the financial services industry. He currently works at Morgan Stanley and previously spent 11 years at J.P. Morgan Securities. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and serves clients through both direct and corporate financial planning agreements.

Nicole Badovinac is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked at Cetera and its affiliated entities since 2019, with prior roles at Foresters Financial Services and a brief involvement with Nicks Lounge. Outside of her advisory work, she also works part-time as a shopper and delivery person for Shipt. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting advisors through access to affiliated and third-party managers and multiple program structures.

Aili Hua is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds the Series 63 and Series 66 designations. Prior to her current role, she worked at Bank of America and Merrill and was involved in operating Niji Restaurant for 25 years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jason Vitucci is a CERTIFIED FINANCIAL PLANNER™ professional with 29 years of industry experience. He is currently affiliated with Osaic Wealth, Inc. and has prior experience at Cetera Advisors LLC and First Allied Advisory Services. Outside of his advisory role, he serves as a board member for the St. Isidore School Foundation, a nonprofit organization supporting tuition assistance. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors through an extensive network of affiliated advisors. The firm offers integrated brokerage and advisory services and employs various asset allocation tools and third-party platforms to construct and manage portfolios on both discretionary and non-discretionary bases.