Ava Williams is a financial advisor at Morgan Stanley in Orinda, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, she worked at Skipolini's Italian and was affiliated with the University of Nevada, Reno. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

William Farber is a financial advisor at Ameriprise in Concord, CA, holding a Series 66 designation with 19 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Anna Kathryn Deboisblanc is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley, BTIG, LLC, and JMP Securities LLC. Outside of finance, she is also a yoga instructor at CorePower Yoga. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Arthur Burton is a financial advisor with Mass Mutual Investors Services in Walnut Creek, CA, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at JP Morgan Securities LLC, PFS Investments Inc., and Primerica Financial Services. In addition to his advisory work, he is an owner and partner of Echelon Music Publishing Global, a music publishing business specializing in sync licensing deals. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a planning approach that involves collaborative, annual engagements using firm-approved analytical tools.

Timothy Shoji is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has been with Wells Fargo since 2016. Outside of his advisory role, he co-owns Kingston Skye Investments, LLC, which invests in a private restaurant. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement consulting services, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Blake Freeman is a financial advisor at Wells Fargo Advisors with 20 years of industry experience and holds a Series 66 credential. He has worked within various Wells Fargo entities since 2011. Freeman also owns and manages Be Free Wealth Management LLC in Danville, CA. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, risk, wealth-transfer, and specialized services such as business-owner transition and special-needs planning.

A.J. Walia is a Vice President and Financial Consultant at Fidelity Investments, a position held since 2010. Prior to this role, Walia served as Vice President and Private Client Advisor at JP Morgan Chase from 2009 to 2010, Financial Advisor at Merrill Lynch from 2006 to 2009, and Private Client Associate at Wells Fargo Private Bank from 2001 to 2006. With over two decades of experience, Walia partners with clients to develop comprehensive financial plans. His approach considers strategies such as tax-efficient investing, estate planning, capital preservation, and income generation. He emphasizes understanding client needs and educating them to support their unique financial goals. Walia holds a California Insurance License.

Mahak Chaudhry is a CFP® and holds a Series 66 license, with seven years of industry experience. She is currently affiliated with Cetera, where she has worked since 2024, following six years at Edward Jones. Chaudhry is the owner of Soluna Strategies LLC, operating under the name Soluna Wealth Planning. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with various program structures and custodial relationships.

Jennifer Leichter is a Series 66 licensed financial advisor with Morgan Stanley in Walnut Creek, CA, with 16 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for 15 years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning processes and offers diverse investment and fiduciary services through its large institutional platform.

Lenore Rostoni is a financial advisor with LPL Financial in San Rafael, CA, holding the ChFC® and Series 63 designations and bringing 42 years of industry experience. She has been with LPL Financial since 2013, including a brief period with National Planning Corporation in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting with access to model portfolios and research from multiple sources.

Barclay Kung is Vice President, Financial Consultant at Fidelity Investments, a position he has held since 2022. He has extensive experience in financial consulting, having previously worked at E*TRADE from Morgan Stanley between 2017 and 2022, J.P. Morgan as Vice President, Private Client Advisor from 2016 to 2017, Bank of the West as Financial Advisor from 2014 to 2016, and Merrill Lynch as Financial Advisor from 2012 to 2014. Barclay holds a California Insurance License and focuses on partnering with clients to develop tailored wealth strategies. He emphasizes the importance of understanding clients' financial goals to provide personalized service. Outside of his professional work, Barclay has interests in cars, food, parenthood, pets, reading, and traveling.

Farshid Bahramipour is a financial advisor with Ameriprise in Moraga, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory work, he is a partner in Nash Solutions, LLC, a software development firm specializing in marketing assistance. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Melodye Jung is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. Her prior work experience includes roles at Charles Schwab Bank, Wedgewood Weddings and Events, and Hilton Hotels of San Francisco. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering integrated brokerage, advisory, custody, and cash management services through its Schwab Wealth Advisory program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach with strategic asset allocation and periodic reviews.

Angela Spears is a financial advisor at UBS Financial Services with 21 years of industry experience. She has been with UBS since 2006 and previously worked at Piper Jaffray & Co starting in 2003. Outside of her advisory role, she has served as an assistant referee for the East Diablo Youth Soccer League. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets offerings.

Alistair Savides is a financial advisor with J.P. Morgan Securities and holds the Series 66 designation. He has experience working at several firms including Litman Gregory Asset Management, First Republic Bank, and JPMorgan Chase Bank, N.A. He also has a background with First Church of Christ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nicole Tom is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.

Kuosen Fung is a financial advisor at RBC Capital Markets with 34 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior work includes positions at Merrill, Bank of America, N.A., and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Jacquelyn Mulford is a financial advisor at Merrill with 18 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2007 and Bank of America since 2017. Merrill provides managed account services through the Select Portfolio Solutions program to a diverse client base, including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by its Chief Investment Office and its integration within Bank of America’s broader corporate platform.

Cooper Guthrie is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. He has been with Wells Fargo Clearing Services since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party providers.

Brendan Hawes is a financial advisor at OSAIC based in Walnut Creek, CA. He holds Series 63 and Series 65 licenses and has less than one year of industry experience. Prior to joining OSAIC, he worked in various roles including positions at Delicato Family Wines and Columbia Distributing. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct diversified portfolios.