Jonas Vance is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, he worked in various roles including organizing soccer training and events for Kings Hammer Soccer Club, where he continues as an independent contractor. He also serves as a director for the Founding Fathers Disc Golf Club and is affiliated with the Professional Disc Golf Association. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

John Fruin is a financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its affiliates since 2005 and holds the Series 63 designation. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team, focusing on clients with Ameriprise-managed accounts.

David Epplen is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been affiliated with various Fidelity entities since 1996, including Fidelity Personal and Workplace Advisors and Fidelity Investments Institutional Services Company. Outside of his advisory work, he serves as a high school baseball umpire in Northern Kentucky. Fidelity’s Strategic Advisers LLC, where he operates, provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Alexander Powell is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2025, he spent 11 years at Creative Retirement Systems, Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Mitchell Hofer is a financial advisor at Fidelity with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been associated with various Fidelity entities since 2000, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm employs a mix of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs, and maintains formal advisory roles for multiple registered funds.

Noah Helber is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked with Ringle, an online English learning platform, as an independent contractor. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from a wide investable universe, including mutual funds, ETFs, and ETPs.

Louis Giglio is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with UBS Financial Services since 2013. Outside of his advisory role, he has participated in nonprofit activities including serving on the finance and investments committee of the Greater Cincinnati Foundation. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and offering tailored financial planning supported by proprietary research and model-based asset allocations.

Rosemarie Carrington is a financial advisor with Fidelity in Covington, KY, holding Series 66 and Series 63 licenses. She has two years of industry experience, including roles at SkillCloud Consulting Group, Procter & Gamble, and Lowe's Home Improvement. Prior to joining Fidelity, she spent 18 years at Compton Point Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage various fund structures.

John Feldman is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2018, following three years at Transamerica Agency Network. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serves in advisory roles for multiple funds with established governance and proxy-voting procedures.

Jamie Osborne is a financial advisor with LPL Financial based in Cincinnati, OH, holding Series 63 and Series 65 credentials and 15 years of industry experience. His prior roles include positions at Ameritas Investment Corp., CCF Investments, and Capital Choice Financial Services. Outside of his advisory work, Osborne owns a small farm business, Osborne Homestead Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing discretionary and non-discretionary management along with access to model portfolios, third-party subadvisors, and specialized strategies.

Jeffrey Morehead is a Private Wealth Management (PWM) Investment Management Consultant at Fidelity Investments. In his role, he collaborates with clients and their Wealth Management Advisors to create, implement, and oversee investment strategies aimed at achieving long-term financial objectives. Jeffrey has been with Fidelity Investments since 2016, progressing through various positions including Customer Relationship Advocate, High Net Worth Associate, High Net Worth Tier II Associate, and multiple levels of Investment Management Consultant. His experience encompasses a comprehensive understanding of investment management within the wealth management sector.

Brian Frakes is a Wealth Management Planning Consultant at Fidelity Investments, where he works closely with a team of Senior Relationship Managers in the Southeast Region. In this role, he collaborates to provide comprehensive financial service to clients and their families. Brian has been with Fidelity Investments since 2018, gaining experience in various roles including Operations Specialist and Wealth Management Operations before his current position. This progression reflects his growing expertise in wealth management and operational support. Outside of his professional career, Brian enjoys baseball, board games, comedy, cooking and baking, family activities, and social events with friends.

Andrew Martin is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. He has previously worked at New York Life and El Toro IP Targeting, and has held positions in both academic and business environments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, and is recognized for its use of proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction.

Yvonne Wyckoff is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Secular Return Estimates and Monte Carlo simulations.

Kati Nolan is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Her prior work includes positions at Pandora Shops by Todd and Northern Kentucky University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including management of an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines fundamental research with quantitative analysis and systematic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs.

Mark Celebrezze is Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2024. He collaborates with clients to develop comprehensive and holistic financial plans, focusing on avoiding common financial mistakes, identifying financial goals, implementing tax-efficient investment strategies, and assisting with legacy planning considerations. He emphasizes open communication and ongoing dialogue to tailor plans that evolve with clients' goals. Mark has extensive experience within Fidelity Investments, having held several positions since 2016. His previous roles include Portfolio Specialist, Client Management Representative, Senior Stock Plan Executive Services Representative, Stock Plan Consultant, Workplace Investing Executive Services Representative, Full Trader, Pension Representative, and 401k Financial Service Associate. He holds insurance licenses in Arkansas and California. Outside of his professional work, Mark has interests in camping, kayaking, visiting museums, parenthood, caring for pets, and volunteering.

Joshua Appleman is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Fidelity, he worked in the restaurant industry for several years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a variety of clients, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process and is known for its use of systematic methodologies and AI in research and portfolio management.

Arjun Verma is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he worked in various roles including at Rock Solid Remodeling and several academic institutions such as Thomas More University and Montgomery College. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

David Coppage is a CFP® with 28 years of experience, currently affiliated with Raymond James Financial. He has been associated with Raymond James Financial Services Advisors Inc. since 2012 and has owned Coppage Wealth Management, LLC since 2013. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset allocation analysis and firm research to tailor recommendations, while maintaining a significant advisory role rather than discretionary management.

Charles Schank is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. He has been with Edward Jones since 2022 and previously worked at SMG & Associates Inc for ten years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and operates a nationwide network of over 23,700 financial advisors.