Nicole Martin is a Series 66 licensed financial advisor at Edward Jones with two years of industry experience. She previously worked at Capital Bank for four years and has held positions in lending and mortgage services. Outside of advising, she owns long-term rental properties in Washington, DC, and Denver, CO. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with a nationwide network of over 23,000 financial advisors.

Yong Lee is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America N.A. since 2012. Merrill offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America’s platform provides access to a wide range of products and services.

Keyoor Brahme is a financial advisor at Primerica Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with PFS Investments Inc, Primerica Financial Services, and Equinoxys. Outside of his advisory role, Brahme is the founder and treasurer of Prabalta Inc, a non-investment related venture. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-based and separately managed account strategies under a wrap-fee structure. The firm curates third-party asset managers and integrates trading and custody services through established partners.

Jennifer Sevier is a CFP® professional with 25 years of experience in the financial advisory industry. She has been with Edelman Financial Engines and its predecessor entities since 2009. Her credentials also include Series 63 and Series 65 licenses. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, providing both discretionary and non-discretionary investment solutions.

Eric Felsenfeld is a financial advisor at Ameriprise with 23 years of industry experience and holds a Series 66 designation. His prior roles include positions at Chalice Capital Partners, Niagara International Capital Limited, Chalice Wealth Advisors, and H.Beck Inc. Outside of advising, he is co-owner of Chesapeake Innovations, an engineering and product design company, and KJ CREATIONS LLC, which publishes puzzle and children's books through Amazon KDP. Ameriprise offers specialized retirement-income planning services for individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide annual, non-discretionary retirement income recommendations delivered through a centralized consulting team.

Christopher Rockey is a CFP® with 22 years of industry experience. He is currently with OSAIC and previously worked at Woodbury Financial Services and Capital One-affiliated firms. He is a partner at Capital Harvest Wealth Partners, providing financial planning and investment services to clients. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of advisers. The firm employs asset-allocation tools and multiple platforms to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Debbie Merlos is a Series 66-licensed financial advisor with Merrill, based in Laurel, MD, and has four years of industry experience. She has been affiliated with Bank of America and Merrill since 2011, totaling 15 years at both institutions. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies. The firm serves a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries, integrating investment management with Bank of America’s broader financial platform.

Gabriel Ali is a financial advisor at LPL Financial with two years of industry experience and holds a Series 66 designation. His prior experience includes roles at Bank of America, Merrill, and involvement with arts organizations such as the BlackRock Center for the Arts and the Harold & Sylvia Greenberg Theatre. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management alongside model portfolios and research from various sources.

Nicholas Ibello is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 66 licenses. He has 13 years of industry experience and previously worked at Commonwealth Financial Network and Williams Asset Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Zane VerBrugge is an Investment Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he served as a Financial Representative at Fidelity Investments from 2022 to 2023. In his current position, Zane focuses on understanding the unique financial situations of his clients to collaboratively develop financial plans aimed at meeting their future goals and addressing their concerns. Zane leverages the comprehensive investment resources available through Fidelity Investments to assist clients in navigating their financial journeys. His approach centers on becoming familiar with each client's individual financial story to provide tailored investment solutions. Outside of his professional work, Zane has interests in baseball, beach activities, fitness, football, running, and scuba diving.

Matthew Kramer is a CFP®-certified financial advisor with 10 years of industry experience. He is currently with Raymond James Financial Services Advisors, having previously worked at Fidelity, Charles Schwab, and Edward Jones. In addition to his advisory role, he is associated with Lee, Sipe and Associates and Serving Those Who Serve, both non-investment-related support companies. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, with a focus on tailored strategies developed through detailed client interviews and risk profiling.

Samuel Downs is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has held positions outside of finance, including roles at Idaho Falls Chukars and UMBC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to deliver tailored investment solutions.

Leah Ruffner is a financial advisor at Merrill with nine years at the firm and two years of industry experience. She holds the Series 66 designation and works in Columbia, MD. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America enables access to a broad set of products and services beyond typical investment offerings.

Thomas Henry is a financial advisor with LPL Financial in Rockville, MD, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has been with LPL Financial since 2003. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research, and provides both discretionary and non-discretionary management options.

Chris Cunningham is a Wealth Management Advisor with Merrill Lynch Wealth Management and serves as the Senior Resident Director of the Columbia, MD office. Since 1987, he has been helping clients pursue their financial goals through disciplined investment and retirement planning. He works with corporate executives, business owners, and affluent families to provide personalized investment advice tailored to their evolving financial needs. Chris’s expertise spans a range of areas including corporate executive services, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, and investment strategy for both individuals and corporations. He applies over 40 years of combined financial services experience through the Cunningham/Fredricks Group, focusing on risk management, tax minimization strategies, private business succession planning, and advanced planning for liquidity events. He holds a Bachelor of Science in Business from Mt. Saint Mary's College and holds professional designations as a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Chris resides in Glenwood, Maryland with his wife and five children. In his free time, he enjoys golfing, sailing, boating, tennis, and supporting various charitable endeavors.

David Duncan is a financial advisor with RBC Capital Markets in Rockville, MD, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has worked at City National Bank since 2020 and has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through both in-house and third-party managers, combining portfolio management, financial planning, custody, and brokerage services.

Robert Holland is a financial advisor with Equitable Advisors in Columbia, MD. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, his work history includes roles in the hospitality sector and time as a student at the University of Delaware. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing a delivery model that incorporates LPL-sponsored programs and endorsed third-party managers.

Griffin Siegfried is a financial advisor with Equitable Advisors in Columbia, MD. He holds a Series 66 designation and has been with Equitable Advisors since 2026. His prior experience includes roles at The Witherspoon Group and various positions outside the financial industry. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Jessica Brady is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved tools to create tailored plans.

Kevin Wenger is a financial advisor with Ameriprise in Ellicott City, MD, holding Series 63 and Series 65 credentials and three years of industry experience. He previously worked at T. Rowe Price and has experience in multiple sectors including energy services and education. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice. The firm’s approach includes collaboration between a centralized service team and financial advisors, utilizing proprietary research and algorithmic tools to address asset allocation and withdrawal strategies within a distinctive investment framework.