Ashley Black is a financial advisor at Osaic with four years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at JPMorgan Chase Bank, J.P. Morgan Securities, Lincoln Financial Advisors, and Delphi Wealth Management Group. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using asset-allocation tools and automated rebalancing to construct portfolios across various investment types.

Phillip Figueiredo is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and has a background that includes ownership of Philly Figs Marketing Services, LLC, a marketing and copywriting business, as well as PF Publishing LLC, a publishing company. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging proprietary models and primarily Vanguard funds and ETFs.

David Steen is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. Prior to joining Vanguard, he worked at Delaware Valley Advisors and Securian Financial Services among other roles. Outside of finance, he serves as a house master at the Academy of the New Church Secondary School, providing residential dormitory supervision. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and manages portfolios constructed mainly from Vanguard funds and ETFs.

Vincenzo Blaydon is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. His career includes roles at The Vanguard Group, Vanguard Marketing Corporation, and Freedom Mortgage Company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Caitlin Gouck is a financial advisor at Fidelity with 10 years of industry experience. She previously worked at The Vanguard Group, Inc. for six years before joining Fidelity. She holds Series 63 and Series 66 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Jay Detwiler is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has worked at The Vanguard Group since 2018 and was previously with Ameriprise Financial Services. Vanguard Advisers provides a combination of automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and manages a large client base through a scalable digital platform combined with advisor support.

Edmund Dracup is a financial advisor with MassMutual Investors Services, holding a CFP® designation and Series 63 and 65 licenses, with 33 years of industry experience. He has been with MassMutual and its affiliate MML Investors Services since 1994. Outside of his advisory role, he serves as a township supervisor for East Vincent Township and is involved in equine activities through ownership and management of Top Rail Equine, LLC. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers, employing firm-approved analytic tools and offering event-driven planning services including divorce and estate-settlement planning.

Rachael Moley is a financial advisor at Vanguard Advisers with six years of industry experience. She holds Series 63 and Series 66 designations and has been with Vanguard since 2020. Her previous roles include positions at Bozzuto Management Company and WebstaurantStore. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through its automated and human-supported investment services. The firm employs a goal-based, algorithm-driven approach, primarily utilizing Vanguard funds and ETFs to construct personalized portfolios.

Kevin Kessler is a financial advisor with Vanguard Advisers, holding a Series 66 designation and two years of industry experience. His prior work includes roles at MassMutual Greater Philadelphia, VISTA Wealth Solutions, and Northwestern Mutual Eastern Pennsylvania. Before entering the financial industry, he was employed in educational institutions including West Chester University of Pennsylvania and Montgomery County Community College. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach centered on proprietary methodologies and primarily Vanguard funds and ETFs.

Timothy Nolt is a financial advisor at Vanguard Advisers with nine years of industry experience. He has been with The Vanguard Group since 2017 and previously worked at the Don CeSar Hotel for three years. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs with various customization options.

John Murtaugh is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers provides automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary methodologies and portfolios constructed mainly from Vanguard funds and ETFs.

Carmine Dilello is a financial advisor at Vanguard Advisers with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 1996, as well as Arbonne International from 2019 to 2023. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering customization options and tax-aware features.

Gary Johnson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and 18 years of industry experience. He has been with The Vanguard Group since 2005. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor support.

Patrick Donovan is a Series 66-licensed financial advisor with Vanguard Advisers in Malvern, PA, bringing four years of industry experience. He previously worked at Ameriprise and Regal before joining The Vanguard Group in 2022. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach that incorporates proprietary models and Vanguard funds, serving a large client base through a combination of digital platforms and advisor teams.

David Blackstone is a Series 66-licensed advisor at Vanguard Advisers with four years of industry experience. He has worked at Vanguard Advisers and related Vanguard entities since 2021 and has prior experience as a self-employed professional. Outside of his advisory role, he is involved with Media News Group as a computer operator assisting in weekend publication. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, combining digital delivery with a large advisory team to manage a high volume of client relationships.

Catherine Curran is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Vanguard since 2017, including roles with Vanguard Advisers and Vanguard Marketing Corporation. She previously attended Haverford College. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, and manages a large client base through a digital delivery model supported by over 2,200 advisors.

Michael Vergari is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2021, serving previously as an Investment Consultant and Investment Solutions Representative III. Prior to joining Fidelity, Michael worked at Merrill Lynch Wealth Management as a Financial Advisor and Investment Analyst. He began his career as a Financial Planner at 1847 Financial in 2016. Michael partners with his clients to understand their goals, objectives, and financial needs, working collaboratively to create tailored financial plans designed to provide confidence through various market conditions. He holds an Arkansas Insurance License. Outside of his professional role, Michael has personal interests that include spending time at the beach, cooking and baking, football, golf, outdoor adventures, and caring for pets.

Andrew Dietterich is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked with Vanguard entities since 2018 and previously spent a year at Northwestern Mutual. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily Vanguard funds and ETFs, combining scale with digital delivery to manage a large client base.

Laura Banes is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has worked at Merrill since 2019 and has prior experience in the restaurant industry. Outside of her advisory role, she has worked in customer service at Ron’s Original Bar and Grill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Noreen Procaccini is a Financial Consultant at Fidelity Investments, a role she has held since 2023. Prior to this, she served as an Investment Consultant at Fidelity Investments from 2021 to 2023. Before joining Fidelity, Noreen was the Global Cash Management & Trading Manager at SEI Investments from 1998 to 2021. Her professional experience spans over two decades in the financial services industry, with expertise in investment consulting, cash management, and trading. Noreen is committed to assisting clients and their families in achieving their financial objectives through comprehensive planning and tailored guidance. Outside of her professional work, Noreen has interests in baseball, soccer, traveling, and yoga.