Kurt Hayn is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has 26 years of industry experience. He has been with Bankers Life Advisory Services and affiliated entities since 2005, currently serving as a Unit Sales Supervisor involved in recruiting and training insurance agents. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and the use of multiple analytical approaches for security selection and portfolio management.

Michael Edwards is a financial advisor with CWM, LLC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior work includes roles at LPL Financial LLC and Cetera Advisor Networks. Edwards is also an insurance agent specializing in life, disability, annuities, and long-term care insurance. CWM, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, high-net-worth families, foundations, endowments, corporations, and institutions through a large network of partner offices and advisors. The firm employs a discretionary management approach using model portfolios supported by an in-house Investment Committee and integrates fundamental and technical analysis, third-party sub-advisors, and customization tools.

German Rodriguez is a financial advisor with Eagle Strategies (NY Life) in Horsham, PA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Eagle Strategies since 2015 and affiliated with New York Life entities since 2009. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing a majority of assets on a non-discretionary basis.

Nicholas Stumpo is a financial advisor with Hightower Advisors, holding the CFP® and Series 63 credentials and bringing 14 years of industry experience. Prior to joining Hightower in 2023, he spent nine years at THE Vanguard Group, Inc. He is also active as a performer and artist outside of his advisory role. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, along with proprietary research and a broad range of investment options.

Thomas Simons is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and 29 years of industry experience. He has been with Hornor, Townsend & Kent and its related entity HTK since 1995. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Gurpreet Singh is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 66 and Series 63 licenses and four years of industry experience. Prior to joining Citizens Securities in 2026, he worked at JP Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2019 to 2026, as well as Bank of America and Broker Genius. Citizens Securities serves individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program that uses proprietary algorithms and risk-tolerance assessments to recommend ETF-based portfolios, as well as commission-based brokerage and other non-discretionary services.

Matthew Horan is a financial advisor at Corient with a Series 65 designation and less than one year of industry experience. His prior work includes roles at Temple University, My CIO Wealth Partners, and Aronimink Golf Club. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high‑net‑worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals‑based, team investment approach that integrates individual security strategies with third‑party manager solutions and specialized offerings through affiliates.

Dylan Mills is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds the Series 66 designation and has prior work experience at Prudential and Foundations Financial Partners. Outside of his advisory role, he is involved in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and retirement consulting, with portfolio implementation available through internal models or external subadvisers.

Michael Welsh is a financial advisor at Citizens Securities, Inc. with four years of industry experience and holds a Series 66 designation. Prior to joining Citizens Securities, he worked at Bank of America, Merrill, and P.J. Schneiders & Company. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program utilizing proprietary algorithms for ETF-based portfolios, as well as a managed account program, and is wholly owned by Citizens Bank, N.A.

Sean Murphy is a financial advisor with GWN Securities Inc. in Wayne, PA, holding a Series 66 designation and two years of industry experience. Prior to joining GWN Securities in 2023, he worked at Kades-Margolis Corporation and has experience in life and health insurance sales. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of investment programs including SMA, UMA, and fund-strategist options on the Fidelity-supported FMAX platform.

James Murray is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Principal Securities since 2016 and has been with Financial Advisors of Delaware Valley and Principal Life Insurance Company since the early 2000s. Outside of his advisory role, he is president of the Committee to Benefit the Children, a Philadelphia-based charity, and serves as a board member of The Springhaven Club. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed accounts.

Ernest Martinelli is a financial advisor at Centaurus Financial, Inc. with 40 years of industry experience. He holds a Series 63 designation and has worked at Centaurus since 2017, following prior roles at Mass Mutual Investors Services and AXA Advisors. Outside of his advisory work, he is involved in the sale and service of group benefit plans and advises clients on property and casualty insurance. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, businesses, and institutions. The firm offers a range of financial planning and portfolio management services, employing both discretionary and non-discretionary strategies supported by a variety of analytical approaches.

Kevin Kulak is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses with 11 years of industry experience. His prior experience includes roles at Brinker Capital, Sanford C. Bernstein & Co., and The Vanguard Group. Outside of his advisory work, he is involved in the sale of insurance products not offered through Guardian. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, and retirement consulting. The firm offers a range of proprietary and third-party investment advisory programs, including discretionary and non-discretionary management, and a hybrid digital advisory solution.

Patrick Bello is a financial advisor with GWN Securities Inc. in Wayne, PA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at Merrill and Mutual of Omaha Investor Services. He is also associated with Kades-Margolis Corporation as a DBA. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts through a network of about 423 advisors.

David Little is a CFP®-credentialed financial advisor with 28 years of industry experience, currently affiliated with RBC Rochdale, LLC. He has been with CNR Securities, LLC since 2016. RBC Rochdale serves a diverse client base including high net worth individuals, investment companies, corporations, and governmental entities, offering discretionary and non-discretionary portfolio management alongside sub-advisory and model delivery services. The firm employs a multi-strategy investment process integrating quantitative screening, fundamental analysis, and proprietary tools to tailor portfolios across various asset classes.

Thomas Macaluso is a CFA® charterholder and Series 63 licensee with six years of industry experience. He has worked at HighTower Advisors since 2020 and previously held positions at The Vanguard Group, Link Industrial Properties, and True Value Hardware. Outside of his advisory role, he is a limited partner at The Classic Swing Golf Lounge, where he contributes to bookkeeping review and operational analysis. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research and a range of investment vehicles.

Michael Calafati is a financial advisor with Eagle Strategies (New York Life) in Harleysville, PA, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has worked with Eagle Strategies since 2008 and operates Calafati Financial Group, which sells New York Life products and brokers non-registered insurance products. He is also a passive investor in BLOCS Scholarship LLC. Eagle Strategies serves a diverse client base, including individuals and institutional investors, offering financial planning, investment management, and retirement-plan advisory services through a network of affiliated representatives. The firm emphasizes tailored advice and primarily manages assets on a non-discretionary basis, working within an integrated New York Life affiliate structure.

Meghan Kelly is a financial advisor at Citizens Securities, Inc. with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Wells Fargo and Northwestern Mutual. Outside of her advisory role, Meghan serves on the boards of directors for two nonprofits, Friends of Delaware County Women and Pennsylvania Resources Council, focusing on community support and organizational development. Citizens Securities serves a diverse retail client base with a combination of investment advisory programs, brokerage, and insurance services. The firm offers both digital and managed account advisory options and operates as a broker-dealer and insurance agency, supporting individual and high-net-worth investors as well as retirement plans.

Scott Shaw is a financial advisor with J. W. Cole Advisors, Inc. in Doylestown, PA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with J.W. Cole Advisors since 2015. Outside of his advisory role, Shaw serves as chairperson of the Financial Advisory Council at Calvary Chapel Central Bucks Church, where he provides guidance on charitable giving strategies. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers a range of portfolio management and financial planning services, utilizing various investment approaches including discretionary and non-discretionary management, model portfolios, and digital advice platforms.

Justin Hales is a financial advisor at PNC Wealth Management with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Equitable Advisors, The Rhoads Garden, and a 17-year tenure at The Vanguard Group. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses discretionary model accounts managed by PNC or third-party strategists.