Jean Hughes is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 35 years of industry experience. She has been with Merrill since 2004. Outside of her advisory role, she has a lease agreement related to natural gas drilling on a property owned by her spouse, with no active involvement in the arrangement. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, pension plans, and corporate fiduciaries.

Usman Shabbir is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in guiding high-net-worth families and institutions through comprehensive wealth management and treasury strategies. Usman focuses on personalized financial planning, appropriate investment solutions, and long-term growth to provide clarity and confidence in complex financial landscapes. His expertise includes equity compensation services, family wealth management strategies, portfolio management, tax minimization, retirement income planning, and managing new wealth. Usman holds a Master’s Degree from Saint Mary’s College of California and a Bachelor’s Degree from the California State University System. He also holds the designation of Personal Investment Advisor (PIA). Usman participates in community service, volunteering with organizations such as the Food Banks of Bay Area. Outside of work, he enjoys adventure sports, basketball, biking, boxing, golfing, spending time with his family, and watching movies.

Christopher Dodds is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has previously worked at Commonwealth Financial Network, Mid Atlantic Resource Group, Minnesota Life Insurance Company, and Securian Financial Services, Inc. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader corporate platform, providing access to a wide set of products and services.

John Ruggero is a Certified Financial Planner® with 28 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2021. His prior roles include extensive experience at Charles Schwab, spanning two decades from 1999 to 2019. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and serves clients through various advisory programs and employer agreements.

Frank Fata is a Series 66 licensed financial advisor with Merrill, based in Pennington, NJ, and has 13 years of industry experience. He has been with Merrill since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment and lending services within Bank of America’s broader platform and offers access to various products through its Chief Investment Office and affiliated managers.

Jigar Shah is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2020. In this capacity, he partners with high net worth individuals and their families to identify their financial goals and collaboratively develop strategies to achieve them. His approach emphasizes listening and understanding clients' needs and concerns to build meaningful relationships. Prior to his current position, Mr. Shah worked as a Financial Solutions Advisor at Merrill Lynch from 2008 to 2020. He holds a California Insurance License, supporting his expertise in financial planning and insurance solutions. Outside of his professional work, Mr. Shah has interests in football, golf, movies, and traveling.

Frank Policare is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He previously worked at LPL Financial for 19 years before joining Ameriprise in 2022. Outside of his advisory role, Policare serves on the boards of the New Hope Historical Society and Bucks County Playhouse. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Justin Pope is a financial advisor with Merrill based in Pennington, NJ, holding a Series 66 designation and bringing 18 years of industry experience. He has worked at both Bank of America, N.A. and Merrill Lynch since 2017. Outside of finance, he is involved as a freelance voice talent. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

David Sabol is a financial advisor with Merrill, holding a Series 66 designation and 23 years of industry experience. He has been with Merrill for multiple periods, initially from 2002 to 2019 and then returning in 2019, including a brief tenure at BOFA Securities in 2019. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its investment services within Bank of America’s broader platform, providing access to a wide range of financial products.

Thomas Hoagland is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley since 2012. Outside of his advisory work, he serves as a board member for Cobblestone Country Club in Lawrence Township, New Jersey. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. Their financial planning process uses firm-approved tools and modeling techniques, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Charles Quatrocchi is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Grant Hess IV is a Series 66 licensed advisor with Merrill, based in Pennington, NJ, and has 18 years of industry experience. He has been with Merrill since 2006. Outside of his advisory role, he serves as Treasurer for AHEPA Service Dogs for Warriors, a charitable organization that provides service dogs to veterans with PTSD. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, delivering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Phaedon Kapetanakis is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with Bank of America and Merrill for 15 years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jordan Mroczkowski is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has worked at Merrill since 2018 and previously held roles at JP Morgan Securities LLC and JP Morgan Chase Bank from 2015 to 2018. Before his finance career, he was involved with PS Wolf Media/Cablevision for nine years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm operates within Bank of America’s broader platform, providing access to diverse products and services.

Alexa La Rue is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. She has been with Merrill since 2019 and previously worked in various roles including positions at Savvy-Marketers LLC, Nardis Tavern, and Rider University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates with Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Ryan Craft is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He focuses on helping clients bridge the knowledge gap between financial planning and investing by working with them on topics such as retirement planning, investment strategy, and income planning. Ryan emphasizes a tailored approach, co-creating strategies that align with each client's specific goals rather than applying a one-size-fits-all plan. Before his current role, Ryan served as a Planning Consultant at Fidelity Investments from 2024 to 2025 and held positions as a Relationship Manager at Fidelity Investments between 2022 and 2024. His experience also includes roles at Merrill Edge, where he worked as a Life Services Relationship Consultant from 2020 to 2021 and as a Financial Services Representative from 2019 to 2020. Outside of his professional career, Ryan enjoys activities with family and friends, exploring food culture, spending time with pets, solving puzzles, and traveling.

Jan Stoltz is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2020, following brief roles at Shir Ami, Gap, and with Dr. Robert Cherrey. Prior to his advisory career, he was involved with Pinnacle Physician's / Stoltz and Hahn for six years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment strategies and affiliated financial services. The firm manages approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices.

David Leist is a financial advisor with Merrill, holding Series 63, 65, and 66 licenses and possessing 31 years of industry experience. He has worked at Merrill since 2011 and has been with Bank of America, N.A. since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, integrating its services with the broader Bank of America platform.

Aisha Khan is a financial advisor at RBC Capital Markets with six years of industry experience. She holds a Series 66 designation and previously worked at Raymond James Financial Services from 2018 to 2021. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to client risk profiles through various investment managers and strategies.

Eilene Beck is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 20 years of industry experience. She has worked at Primerica and its related entities since 2004 and has also held positions with several Vaco affiliates. Beck is involved in sales of investment-related products and part-time referrals of home security and automation services through Primerica-affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through established custodians.