Chad Thomas is a CFP® with 10 years of industry experience and is currently affiliated with Wells Fargo Advisors. He has worked across various Wells Fargo entities since 2014. Outside of his advisory role, he co-owns a rental property in Morristown, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations that clients may implement through brokerage or advisory programs.

Peter Sit is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. He previously worked at IC Advisory Services, Inc. and The Investment Center, Inc. in various advisory roles. Outside of his advisory duties, he acts in a fiduciary capacity for the Yvonne Franzese Irrevocable Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Arleatha Williams is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors or affiliated entities since 2009. Outside of her advisory work, she is engaged in voiceover work and owns a business as a divorce coach. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services tailored to clients meeting certain net-worth criteria. The firm integrates advisory services with other financial products and referral channels, providing a diverse menu of planning options.

Eugene Pak is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his work at Wells Fargo, he owns and operates Kirby Advisory Group LLC, a financial advisory practice based in New Brunswick, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, along with specialized services that require specific advisor credentials.

Martine Pate is a Senior Financial Advisor with Merrill Lynch Wealth Management. She focuses on helping clients develop personalized wealth management strategies tailored to their unique financial goals, including legacy planning, personal retirement planning, women and wealth, and retirement income. Martine works closely with clients to create flexible strategies that adapt to changing market conditions while providing access to Merrill’s investment insights and Bank of America’s banking and lending solutions. Martine holds a Bachelor's Degree from Wagner College and is designated as a Personal Investment Advisor (PIA). In addition to her professional work, she is involved in community volunteer activities, reflecting her commitment to the communities Merrill Lynch serves.

Michael Nemeth is a financial advisor with UBS Financial Services, holding a Series 63 designation and 40 years of industry experience. He has been with UBS since 2005. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services while providing proprietary research and a wide range of capital markets services.

Patrick Giblin is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2014. Outside of his advisory work, Giblin serves as treasurer for the Garden State Irish Festival Foundation, holds elected positions in local government, and participates on the boards of several community and alumni organizations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory solutions, utilizing proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including fiduciary fee-based financial planning and a broad range of capital markets offerings.

Darron Braslow is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 35 years of experience in advising clients on navigating the financial markets to help achieve their long-term goals. He specializes in developing personalized wealth management strategies tailored to each client's unique financial picture, working closely with clients one-on-one to pursue their objectives with a flexible approach that adapts to changing market conditions. Darron's expertise spans a wide range of client focus areas including family wealth management strategies, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management services, small business strategies, special needs planning, tax minimization, and retirement income planning. He employs proprietary analysis, historical data, and extensive research to create customized strategies aimed at mitigating downside risk and providing consistent returns while minimizing investment volatility. Additionally, he collaborates with clients’ attorneys and accountants to address comprehensive wealth management needs for individuals, small corporations, and private institutions throughout the United States. He holds a Bachelor's Degree from Temple University and carries the professional designation of Personal Investment Advisor (PIA). Outside of his professional work, Darron’s personal interests include football, gardening, music, pottery, spending time with his family, and traveling.

Michael Vespucci Paxson is a Financial Consultant at Fidelity Investments. He partners with clients to help them create, implement, and maintain their personal financial plans, aiming to be a trusted consultant by understanding their priorities and guiding them to suitable strategies and resources offered by Fidelity. Michael has worked with Fidelity Investments in various roles since 2015, including Financial Consultant from 2015 to 2019, Planning Consultant from 2020 to 2023, and Financial Consultant since 2023. He holds a California Insurance License.

Nancy Bernstein is a financial advisor with UBS Financial Services in Warren, NJ, holding Series 63 and Series 65 licenses and over 41 years of industry experience. Prior to joining UBS in 2022, she worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank from 2014 through 2022. Outside of finance, she was president of a T-shirt business called Queen TS, which is no longer active. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, combining model-based asset allocations with proprietary research and institutional trading capabilities. The firm offers a range of investment and financial planning services, operating as a broker-dealer, registered investment adviser, and futures commission merchant.

Pamela Whitman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Dhruv Oberoi is a Financial Advisor - FADP with Merrill Lynch Wealth Management, specializing in comprehensive wealth management and long-term financial planning. He focuses on client areas including college and education planning, family wealth management strategies, employee financial health, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, and retirement income. With over 20 years of experience studying markets and investing, Dhruv holds a Bachelor’s degree from the University of Iowa and a Master’s degree in Finance from Baruch College. He holds the Personal Investment Advisor (PIA) designation and provides a wide range of services such as investment management, everyday banking, home loans, business banking and lending, retirement planning, college savings, and trusts and estate planning. He is fluent in Hindi and English. Dhruv values building long-term relationships with his clients and aims to be a proactive resource for their financial needs. Outside of his professional duties, he is involved with Bank of America volunteering and enjoys interests such as billiards, bowling, golfing, reading, spending time with family, table tennis, tennis, and watching movies.

Jason Harris is a financial advisor with Wells Fargo Advisors in Chatham, NJ, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at Deutsche Bank Securities, HSBC Securities USA, and GLG LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and written summaries, with clients deciding if and how to implement them.

Alfonso Gialanella is a CFP® with 28 years of experience in the financial industry, currently serving as a financial advisor at Wells Fargo Advisors since 2025. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2025. Outside of his advisory role, Gialanella is a firefighter with the Scotch Plains Volunteer Fire Department and serves as co-trustee of a family trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with other financial products and referral channels.

Andrew Rathbun is a financial advisor at Edward Jones with 21 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. for eight years. Rathbun is also the owner of Andrew J Rathbun Marketing Advisors, LLC, a marketing consulting business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of investment advisory programs and maintains a large network of financial advisors and branch offices across the country.

Gregg Kaufman is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 29 years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. from 2015 to 2021 before joining Wells Fargo Clearing in 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

Mark Oslebo is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses, with 43 years of industry experience. His prior roles include tenures at The Investment Center Inc and Intervest International Equities Corporation. He also has non-variable insurance commission trails as a side activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Carolie Johnson is a CFP® and ChFC® with 31 years of industry experience, currently affiliated with LPL Financial. She has been associated with Linsco/Private Ledger Corp. since 2004. In addition to financial advising, she is involved in selling non-variable insurance products, including long-term care, health, and disability income insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services, supported by research and model portfolios from LPL Research and third-party providers.

Peter Meme serves as a Senior Financial Advisor with Merrill Lynch Wealth Management, providing investment advice and guidance aimed at achieving positive long-term outcomes for affluent individuals, fiduciaries, businesses, and endowments. He works closely with clients to develop customized financial strategies that align their investments with personal goals and priorities, utilizing tools such as the Personal Wealth Analysis (PWA) and insights from Merrill’s Chief Investment Office (CIO) to integrate the latest Tactical Asset Allocation recommendations. With expertise in tailored wealth management and strategic financial solutions, Peter supports clients across various stages of their financial and business life cycles. His services include investment consulting, business financing, private business sales, and the incorporation of estate planning, wealth transfer, and preservation strategies. He leverages the resources of Merrill and Bank of America to help clients grow, protect, and transition their wealth. Peter holds a Bachelor of Arts in Economics from Rutgers University and the Personal Investment Advisor (PIA) designation. He participates in community development through involvement with organizations such as the Town Clock Community Development Corporation. Outside of work, his interests include basketball, boxing, football, golfing, music, reading, soccer, table tennis, and tennis.

Sonya Ashley is a financial advisor with Primerica Advisors in Piscataway, NJ, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked with Primerica Financial Services and Primerica Advisors since 1990. Outside of advisory activities, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.