Richard Cotsalas is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Fidelity Investments, Bank of America, and Zio Enterprises Inc. He has also worked in non-financial sectors such as moving and storage and the restaurant industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by a large integrated infrastructure and centralized supervisory and custody arrangements.

David Goodman is a financial advisor with Cetera Investment Advisors LLC, holding Series 63 and 65 licenses and possessing 30 years of industry experience. He has worked at several firms including Mass Mutual Investors Services and MetLife Securities Inc. He is also active as a sales representative in non-life insurance, disability insurance, long-term care, fixed annuities, and health products. Cetera Investment Advisors LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and consulting services, supporting both discretionary and non-discretionary investment approaches.

Christopher Nix is a financial advisor with UBS Financial Services, holding a Series 63 designation and 42 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, discretionary and non-discretionary portfolio management, and distributes mutual funds and alternative products.

Peter Trimarchi is a financial advisor at OSAIC with seven years of industry experience. He holds a Series 66 credential and previously worked at CFO Wealth Advisors and EY. He is involved in shared investment work and financial planning through Trimarchi Wealth Management. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering a wide range of brokerage and advisory services through a large network of affiliated advisers and multiple platforms.

Michael Solomon is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 23 years of industry experience. His work history includes roles at VIP Ventures NJ LLC, Eagle Chevrolet, PFS Investments Inc., and Primerica Financial Services. Outside of investment advisory, he is involved in sales of home-related products through affiliated companies, including mortgage loan products and home security services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm focuses on a tiered wrap-fee structure and curates third-party asset managers, delegating trading to BNY Mellon Advisors.

Joseph Nakashian is a financial advisor at Morgan Stanley in Garden City, NY, holding a Series 66 designation with eight years of industry experience. His career includes roles at Morgan Stanley Private Bank, Bank of America, and Merrill. He has also been involved in automotive sales and a retail operation, Sundown Ski and Patio. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools but does not provide individual security recommendations within its standalone planning services.

Thomas Palkovich is a financial advisor with Ameriprise in Bellmore, NY, holding a Series 63 designation and bringing 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in managing his practice through his business ownership of T. A. P. One Management Inc. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with specific asset criteria, offering written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its clients, while also offering a broad range of advisory, brokerage, and insurance solutions.

Peter Craig is a CFP®-certified financial advisor with 11 years of industry experience. He currently works at LPL Financial and has held roles at A & M Financial and as the owner of Coinsnmore. He is also an author. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions through a broad network of investment adviser representatives and a range of financial planning and investment management solutions.

Gerard Betts is a financial advisor with LPL Financial in Garden City, NY, holding Series 63 and 66 licenses and bringing 41 years of industry experience. His prior experience includes roles at Western International Securities, Northeast Securities, Northeast Asset Management, and Merrill. In addition to his advisory work, he is involved as a trustee with Knecht Trusts and holds a life and health insurance agent designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and various investment strategies.

Michael Juhn is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing comprehensive wealth management strategies tailored to clients' unique financial situations and goals. His approach involves developing personalized financial plans that remain flexible in response to changing market conditions and client needs. Michael offers access to investment insights from Merrill and banking and lending solutions from Bank of America to support various aspects of his clients' financial lives. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, and retirement income. Michael holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. He earned a Bachelor's Degree from the State University at Buffalo and communicates with clients in both Korean and English. Outside of his professional responsibilities, Michael enjoys golfing, hiking, and traveling. He is committed to community involvement and spends time volunteering with local organizations, following Merrill's tradition of service in the communities it serves.

Christopher Mancini is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 65 licenses and 29 years of industry experience. He previously worked at Pruco Securities, LLC for 28 years before joining MassMutual Life Insurance Co and Mass Mutual Investors Services in 2025. Outside of his advisory role, Mancini is involved in insurance brokerage and owns two small businesses focused on administrative support and expense management. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational services, utilizing firm-approved software for goal analysis and delivering written recommendations across various planning areas.

Lillian Kowasz is a Series 66 registered financial advisor with Edward Jones, based in Long Beach, NY, and has three years of industry experience. Her prior roles include positions at Fisher Investments and work with the New Jersey Department of Labor Project. She also has experience in education and non-profit sectors, including involvement with the University of Tampa and the Wyoming County Youth Bureau. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports a large nationwide network of advisors and branch offices.

Michael Laliberte is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2011. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Rossi is a financial advisor with LPL Financial based in Massapequa, NY, holding Series 63 and Series 65 licenses and with 25 years of industry experience. He previously worked for Aegis Capital Corp for 13 years before joining LPL Financial in 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Brian Gasior is a financial advisor with OSAIC based in Melville, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at Royal Alliance Associates, Inc. and Signator Investors Inc., each for eight years. Outside of his advisory role, Gasior operates a sole proprietorship buying and selling sports cards and memorabilia. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, institutions, and charitable organizations, offering integrated brokerage and investment advisory services across multiple platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing, supporting a variety of investment vehicles and account management options.

Alex Ayzenberg is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 34 years of industry experience. He is a partner at TenTen Associates, LLC, an entity involved in managing office expenses for a Raymond James branch. He also owns Ayzenclan Capital Management, LLC, which supports his Raymond James business operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools to align recommendations with client goals.

Jeffrey Seigies is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2005. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. Their Institutional Consulting Services program offers asset-allocation advice, manager searches, and customized performance reporting delivered on a non-discretionary basis.

Victoria Suknundun is a Planning Consultant at Fidelity Investments, a position she has held since 2026. Prior to this role, she worked at Fidelity Investments as a Relationship Manager from 2024 to 2026 and as a Financial Representative from 2022 to 2024. In her current position, Victoria focuses on engaging clients through meaningful financial planning conversations and analyses to identify opportunities that strengthen their financial plans over time. Victoria's expertise spans various aspects of financial planning and client relationship management, establishing partnerships that aim to support clients' financial well-being not only in the present but for future generations. Her career trajectory at Fidelity Investments reflects her commitment to advancing in the field and providing comprehensive financial guidance. Outside of her professional role, Victoria has interests in art, family activities, fitness, food, and traveling.

Eugene Armieri is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 50 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He serves as the treasurer on the Board of Directors of the Kiwanis Club of Garden City. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing tailored recommendation reports that incorporate research, modeling, and tax-efficiency strategies. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Abhiruchi Katriyar is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide array of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.