Paul Michaluk is a financial advisor with Commonwealth Financial Network in Jericho, NY, holding a Series 66 designation and 21 years of industry experience. Prior to joining Commonwealth in 2024, he worked at Securities America Advisors and Securities America Inc for eight years. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of individual and institutional clients, managing around $212.7 billion in assets. The firm offers a broad adviser-support platform including discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody and clearing services.

Thomas Williams is a CFP® professional affiliated with Commonwealth Financial Network, holding Series 63 and Series 65 licenses, and has 37 years of industry experience. He has worked at Commonwealth Financial Network since 2013 and previously was with Colarossi & Williams, Inc. for 23 years, an investment-related firm he owns. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a wide range of adviser-support services, including managed-account programs, access to third-party asset managers, retirement consulting, and custody/clearing services.

Dana Deluca is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and eight years of industry experience. Prior to joining Steward Partners in 2025, Dana worked at Morgan Stanley Smith Barney LLC and Morgan Stanley & Co. LLC from 2014 to 2025. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in assets and serving a diverse client base that includes individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of investment advisory and financial planning services, providing both discretionary and non-discretionary portfolio management through proprietary and third-party solutions.

Thomas Cohen is a financial advisor at Janney Montgomery Scott with five years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill. Outside of his advisory role, Cohen serves as president of the Chest & Foundation of the Fur Industry of the City of New York, a charitable organization supporting retired and disabled fur industry workers and their families. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, consulting, and various advisory programs with a combination of in-house and third-party portfolio management.

Brannigan Judge is a financial advisor at VOYA Financial Advisors, Inc. with 16 years of industry experience and holds the Series 66 designation. Prior to joining VOYA in 2024, Judge worked at Pinnacle Investments, LLC and TIAA-CREF, among other firms. Outside of advisory work, Judge is a co-owner of Decisional Tax Services, LLC, which provides tax preparation services, and also acts as an independent insurance agent specializing in fixed insurance products and Medicare Advantage plan enrollment. VOYA Financial Advisors, Inc. serves a diverse client base including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers a range of services such as financial planning, portfolio management, and plan-sponsor consulting, primarily through non-discretionary advisory relationships and multiple program structures including wrap programs and third-party money manager access.

Adam Kaufman is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 credentials and possessing 42 years of industry experience. He has been with Guardian Life and its affiliates since 2010. In addition to his advisory work, Kaufman serves as co-treasurer on the board of the Crystal Brook Park Association. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser owned by The Guardian Life Insurance Company of America. The firm provides brokerage services, financial planning, retirement consulting, and advisory programs to individuals, pension plans, charitable organizations, and corporate clients.

Anthony Manougian is a financial advisor with Oppenheimer, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Oppenheimer since 2012 and previously worked at Morgan Stanley from 2008 to 2012. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering a range of advisory services such as equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management. The firm maintains custody of client assets while operating both broker-dealer and advisory businesses and manages a significant portion of advisory assets on a non-discretionary basis.

Dana Lind is a Series 63-licensed financial advisor with Primerica Advisors, bringing 30 years of industry experience. She has worked with Primerica Advisors and Guardian Life Insurance Company since 2010 and is currently affiliated with Park Ave Securities. Outside of her advisory work, she is listed as vice-president of a construction and remodeling business owned by her husband, though she does not actively participate in its operations. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types and supports multiple financial planning and consulting solutions.

Justin Stone is a financial advisor with Commonwealth Financial Network based in Smithtown, NY. He holds the Series 63 and Series 65 licenses and has six years of industry experience. Prior to joining Commonwealth in 2025, he worked at Lincoln Investment and has held roles outside finance, including project management at VaynerMedia. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while providing operational and compliance infrastructure to affiliated advisors.

Christina Bauer Dobias is a financial advisor at TIAA-CREF with 22 years of industry experience. She holds a Series 66 designation and previously worked for Healthcare Community Securities Corporation for 10 years before joining TIAA-CREF in 2024. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model separates point-in-time planning services from ongoing discretionary management and includes options for model portfolios as well as customized portfolio management.

Amin Rashid is a CFP® and ChFC® with 32 years of experience in the financial services industry. He is currently affiliated with Principal Financial Services and has prior work history at Asset Management Investment Network. In addition to his advisory role, he is involved in selling health insurance through Granite Insurance Brokerage. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, with investment implementation typically carried out on a discretionary basis by third-party managers.

Mark Heinemann is a financial advisor with Eagle Strategies (NY Life) based in Melville, NY, holding Series 63 and 65 licenses and over 40 years of industry experience. His career includes roles at New York Life Insurance Company since 1985 and affiliated firms such as Wealth Conservation Group, Inc. and Pinnacle Strategies. Outside of advisory work, he is a partner and passive investor in several business ventures including HCBM Partners. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, institutions, and corporate sponsors. The firm emphasizes tailored advice through various program types and manages a significant majority of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Thomas Tyler is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 licenses. He has 36 years of industry experience and has been with Eagle Strategies since 2009. Tyler also serves as a trustee on the Board of the High Oaks Village Home-Owners Association, where he manages community service contracts and maintenance relationships. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm emphasizes tailored recommendations and offers a range of advisory programs, with most assets managed on a non-discretionary basis.

Daniel Goggin III is a financial advisor at Oppenheimer with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Citigroup. He is a Social Events Committee board member of the New York Athletic Club, assisting in planning events for club members. Oppenheimer serves individuals, corporations, pension plans, and charitable organizations through a broad range of advisory and brokerage services, including discretionary and non-discretionary portfolio management and retirement consulting. The firm maintains custody of client assets while operating both broker-dealer and advisory businesses.

Patrick McGovern is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 66 licenses and over 30 years of industry experience. Prior to joining Osaic in 2024, he spent ten years with American Portfolios Financial Services, Inc. He serves as Director of Operations and Finance for PPS Advisors, Inc. and is also a licensed notary public. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing both proprietary and third-party platforms.

Timothy Shaw is a CFP® with 13 years of industry experience. He is currently with Stratos Wealth Partners, Ltd and LPL Financial LLC, having previously worked at Composition Wealth, LLC, Citigroup Inc., Capital One Financial Advisors, and Morgan Stanley. Stratos Wealth Partners serves a diverse client base that includes high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisor-managed programs, model portfolios, and retirement plan consulting, supported by a large network of investment adviser representatives who provide ongoing portfolio management and specialized consulting services.

Lori Rappaport Steiner is a financial advisor at Oppenheimer with 37 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has worked at Oppenheimer since 2009, following a 14-year tenure at Citigroup Global Markets. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a range of programs with discretionary and non-discretionary management, encompassing equity, balanced, and fixed-income portfolios, and provides consulting and retirement services tailored to client objectives.

Karlyn Grasso is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Hauppauge, NY, holding a Series 66 designation and 13 years of industry experience. She has worked with National Life Group and Equity Services, Inc. since 2016. Outside of her advisory role, she serves as secretary and communications officer for the John C. Dunphy Private Foundation and is a board member of the Suffolk County Police Department Foundation. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Ray Young is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and over 43 years of industry experience. He has been with Private Advisor Group and LPL Financial since 2011 and has operated as an independent advisor since 1985. In addition to his advisory work, he is involved in non-investment business activities through RK Wealth Advisors, LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, utilizing both proprietary and third-party platforms and strategies to meet client goals.

Gavin Jeffers is a financial advisor at TD Private Client Wealth LLC with a Series 66 designation and one year of industry experience. He previously worked at Valic Financial Advisors and has been affiliated with TD Bank N.A. since 2026. Outside of financial advising, he is appointed as an agent to sell non-securities insurance products for AGIA. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients, using a combination of strategic and tactical asset allocation through affiliated and third-party sub-managers. The firm emphasizes percentage-of-AUM wrap fees and operates a cross-border Private Investment Advisor model serving certain U.S. clients virtually.