Neal Gordon is a financial advisor at LPL Financial with 16 years of industry experience. He holds the ChFC® and Series 66 designations. His prior experience includes roles at Lakeland Financial Services Agency, Raymond James Financial Services, and Mass Mutual Investors Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and utilizes both discretionary and non-discretionary management approaches.

Jason Marcantuone is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles in education and landscaping, as well as studies at the University of Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Mark Baumgarten is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, N.A. since 2010. Baumgarten serves as a trustee and board member for Housing Partnership, a nonprofit focused on education and assistance for first-time homeownership and foreclosure counseling. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Justin Gelman is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses. He has 11 years of industry experience, including roles at Citigroup Global Markets and M Holdings Securities. Outside of his advisory work, he assists in managing family-owned industrial commercial real estate properties and works as an independent contractor providing wealth management and financial planning support to multiple firms. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm employs tailored, non-discretionary investment consulting and supports both individual and institutional advisory needs through a large network of advisors.

Paul Santucci is a financial advisor at Merrill with Series 63 and Series 65 credentials and 41 years of industry experience. He previously worked at UBS Financial Services Inc. for 15 years before joining Merrill in 2022. Outside of his advisory role, he serves as a board member for the nonprofit Invest In Others. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, and institutions, with portfolio implementation involving internal Chief Investment Office teams and third-party managers.

Mark Stanic is a Series 66-licensed financial advisor with LPL Financial, based in Chester, NJ. He has three years of industry experience, including prior roles at Bleakley Financial Group and a period of employment at LPL Financial beginning in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, supported by proprietary research and third-party strategies.

Ellen Bialek is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and having 41 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations across a broad range of financial products, performance reporting, and participant education.

James O'hara is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 63 designation and bringing 43 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside various investment offerings.

Rachel Bernard is a financial advisor at OSAIC with 30 years of industry experience. She holds Series 63 and Series 65 licenses and was previously with Lincoln Financial Advisors for nearly three decades. Bernard is involved in nonprofit work as a committee member of The Lift Collaborative, a church mission organization. OSAIC serves a wide range of clients including individuals, institutions, and charitable organizations through multiple advisory platforms. The firm provides integrated brokerage and investment advisory services with a focus on asset allocation, risk management, and access to third-party money managers and alternative investments.

Harold Uszerowicz is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2019, following positions at Wells Fargo Clearing and Wells Fargo Advisors LLC between 2012 and 2019. Outside of his advisory work, he is an amateur photographer. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Connor Jackson is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. He has been with Merrill since 2019, following a four-year period at Indiana University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Sarah Aly Mahrous is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and four years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2021, and previously held roles at PNC Bank from 2017 to 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Todd Waters is a Series 66-licensed financial advisor with Morgan Stanley in Morristown, NJ, with 21 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm employs structured planning tools and does not provide individual security recommendations as part of its standalone planning services.

Frank Karpack is a CFP® and ChFC® with 26 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at Massachusetts Mutual Life Insurance Company since 2016. Prior to that, he spent eight years with METLIFE Securities Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management, using firm-approved analytical tools to develop collaborative, written recommendations for clients.

Ryan Guthrie is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2008 and specializes in working with high net worth private clients as well as institutional retirement plans. Ryan focuses on providing financial strategies for individuals, families, and business owners, including designing and administering corporate retirement plans. Ryan has over 14 years of experience in the financial industry and holds several professional designations, including Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He graduated with a Bachelor of Arts degree in Economics from The University of Vermont. Outside of his professional role, Ryan sings and plays guitar in two bands. He is also involved in community service as a member of the Mendham Township, NJ Zoning Board of Adjustment.

Michael Bocina is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In his role, he partners with individuals and families to understand their financial goals and assists them in planning to achieve those goals. He focuses on understanding the uniqueness of each client's personal situation to explore appropriate investment options. Mr. Bocina has extensive experience in the financial services industry, having worked in various roles since 1992. Prior to his current role, he was Vice President of Institutional Managed Accounts at Fidelity Investments from 2006 to 2012. Before that, he held the same position at Bank of NY from 1999 to 2006. He also gained experience as a Financial Consultant at Merrill Lynch from 1996 to 1999 and worked in Fixed Income Trading & Sales at Smith Barney from 1992 to 1996.

Lydia Nimene is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and over 25 years of industry experience. She has been with Merrill and Merrill Lynch since 1986, accumulating 40 years of service at the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Gabay is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and bringing 28 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Alexander Marashlian is the Branch Leader at Fidelity Investments in Morristown, where he leads the Fidelity Team in promoting client engagement and fostering a culture of excellence. He is focused on connecting with the community through local events and meetings to strengthen relationships with the town and surrounding areas. Prior to his current role, Alexander served as Executive Director and Head of National Internal Sales at Morgan Stanley Investment Management from 2014 to 2021. His professional experience encompasses leadership and sales within the financial services industry. Outside of his professional responsibilities, Alexander's personal interests include spending time at the beach, camping, enjoying comedy, participating in family activities, gardening, and watching movies.

Todd Gutkin is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been associated with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he is a partner in GB Fitness, a gym business based in Hackettstown, New Jersey. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct client services and Corporate Financial Planning agreements with employers.