Ernest Escobar is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JP Morgan Securities and JP Morgan Chase Bank. Outside of his advisory role, he is co-owner of BE Method, LLC, an e-commerce business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Dominic Guido is a financial advisor at Ameriprise with 55 years of industry experience. He holds a Series 63 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis through a centralized consulting team to deliver tailored retirement-income advice.

Henry Kahng is a financial advisor at Equitable Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2006, following his tenure at AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, tailoring services based on client goals, risk tolerance, and time horizon.

Michael Campione is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at NYLIFE Securities LLC and New York Life Insurance Company. His background also includes roles at ConMed Corporation and Surgical Motion Technologies. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis, combining institutional advisory operations with broker-dealer and investment adviser registrations.

Michael Ciano is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his main role, he owns a 50% interest in CRT Private Wealth Management and is involved in an insurance-related advisory role with Princeton Harriman Insurance Solutions. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning such as business-owner transition and special-needs analysis, supported by Wells Fargo research and tools.

Sudip Mukherjee is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has worked at UBS since 2017, following a 14-year tenure at MBIA Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor investment plans. The firm offers a broad range of services including portfolio management, financial planning, and capital markets activities.

Francis Brogan is a financial advisor with Cetera based in Parsippany, NJ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked with firms including Allied Wealth Partners and Securian Financial Services. Outside of advisory activities, he is also involved in fixed insurance sales through Allied Wealth Partners. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services delivered through a large nationwide network of independent advisors.

Santiago Martinez Sanchez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior experience includes roles at Wells Fargo and Bank of America, N.A. He has also worked in educational institutions and sports centers, including Monmouth University and Capelli Sport Center. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jean Jimenez is a financial advisor with LPL Enterprise, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Barclays, NYLIFE Securities LLC, and New York Life Insurance Co. He is based in Paterson, NJ. LPL Enterprise serves a diverse range of clients — including individuals, retirement plans, charitable organizations, corporations, and institutional clients — through advisory and brokerage services. The firm offers financial planning, model portfolio management, third-party asset management, and access to a broad selection of brokerage and insurance products via an integrated platform.

John Downes is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His work history includes roles at Fidelity Investments since 2022, as well as prior positions in various fields including higher education and business. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to build model portfolios from mutual funds, ETFs, and ETPs, while also providing oversight and consulting services.

Joseph Plourde is a financial advisor with Equitable Advisors in Verona, NJ, holding a Series 66 designation and possessing 25 years of industry experience. He has worked at Equitable Advisors since 2000 and previously at Axa Advisors LLC for 20 years. Outside of his advisory role, he is involved part-time in an insurance brokerage business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Ruhi Unwalla is a financial advisor at J.P. Morgan Securities with five years of industry experience. She has held roles at J.P. Morgan Securities and JPMorgan Chase Bank since 2020 and previously worked at ASK Wealth Advisors and Redbridge - Debt & Treasury Advisory. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Richard Galgano is a financial advisor with LPL Financial in Franklin Lakes, NJ, holding a Series 66 designation and 18 years of industry experience. He previously worked at Securities America Advisors and Securities America, Inc., with over 16 years at those firms. He is also involved with G2 Financial LLC, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a broad range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches and incorporating research and model portfolios from various sources.

Kaitlyn Cigolini is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked previously at UBS Financial Services, Wells Fargo Clearing, Sittig Cortese LLC, and Tiffany & Co. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based, discretionary, and tax-aware investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Kenneth Traficante is a CFP® with 33 years of industry experience, currently with Equitable Advisors since 1999. He previously worked at Axa Advisors, LLC, overlapping with his tenure at Equitable. Outside of his advisory work, he is involved in business-to-business networking through BNI and has roles as a power of attorney for his parents and executor of his mother’s estate. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels tailored to client goals and risk tolerance.

Daniel Vidovich is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Prior to joining Ameriprise in 2017, he worked at City National Bank and RBC Capital Markets LLC. Outside of advising, he is involved in managing seasonal rental properties through his ownership interests in related businesses. Ameriprise is an institutional firm that offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency strategies to provide written, non-discretionary recommendation reports, supported by a centralized consulting team and algorithmic tools.

Azam Chaudry is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Merrill and Sunbird Software Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers a range of services including discretionary portfolio management, fund advisory, and model portfolio delivery, with noted use of systematic methodologies and regulatory oversight.

Sharif Marzouk is a financial advisor with Equitable Advisors in Morris Plains, NJ, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he owns and operates a property and casualty insurance agency and is involved in a car trading hobby through a separate business entity. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a network of third-party asset managers and LPL programs. The firm utilizes a hybrid referral and implementation model combining advisory and brokerage channels to tailor services based on client goals and risk tolerance.

Jacqueline Geary is a CFP®-designated financial advisor with Mass Mutual Investors Services, bringing 29 years of industry experience. She has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company since 1997. In addition to her advisory role, she is a member of Ravo Financial Strategies LLC, where she is involved in selling insurance and investment services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars using firm-approved analytical tools and structured, ongoing client relationships.

Brad Katz is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has worked at Cetera and its affiliates since 2007 and is the owner of Lifelong Investments LLC. Katz also serves as an instructor and is the secretary of a nonprofit booster club, where he manages financial records. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.