John Bogucz is a financial advisor at Osaic Wealth, Inc. with 44 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked for Western International Securities, Inc. for 18 years. Outside of his advisory role, he invents and sells an original board game on Etsy and serves as the treasurer of the Boonton Township volunteer fire department. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs a variety of asset-allocation tools and portfolio management strategies, including discretionary and non-discretionary account management.

Joshua Bakhash is a financial advisor with LPL Financial in Woodcliff Lake, NJ, holding a Series 66 license and 18 years of industry experience. He has been with LPL Financial since 2007. Outside of his advisory role, he maintains a real estate license with Re/Max in New Jersey but is not actively involved in commercial or residential real estate. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research.

Brian Burns is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients through a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and market-based modeling techniques.

Christopher Leckenby is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC, where he served clients for over a decade. He is also involved with Jewelers Mutual Group in a property and casualty role. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, model portfolio programs, and access to third-party asset management. The firm’s integrated platform combines adviser programs with brokerage and insurance products, utilizing both discretionary and non-discretionary advisory approaches.

Gregory Sinno is a financial advisor with Cetera, holding a Series 63 designation and possessing 29 years of industry experience. He has worked at Cetera and its affiliated entities since 2019, following a 23-year tenure at Foresters Financial. Outside of his advisory role, he serves as a trustee for Parents Trust. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors, serving individual clients, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial consulting services through a multi-manager platform with discretionary and non-discretionary options.

Robert Kelley is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and has worked at firms including Equitable Advisors, American Portfolios Financial Services, and Merrill Lynch. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by in-house and third-party research and technology-driven portfolio management solutions.

Richard Ludwicki is a financial advisor at Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 licenses with 22 years of industry experience. His work history includes roles at E*Trade and self-employment prior to joining Morgan Stanley in 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Frank Dedio is a financial advisor with LPL Financial, holding a Series 66 designation and beginning his industry experience in 2025. Prior to joining LPL Financial, he was involved with Kraner, LLC and has held other roles including work with B2Btally, LLC, The Tally Strip, Florida State University, Wayne Valley High School, and Anthony Wayne Middle School. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios from various sources.

Oran Yacobi is a financial advisor with Ameriprise in Allendale, NJ, holding Series 63, 65, and 66 credentials and 12 years of industry experience. He has been with Ameriprise and its related entities since 2014. Outside of his advisory role, he is involved in consulting through a separate business entity, EME Consulting. Ameriprise provides retirement-income planning services targeted at individuals with substantial investable assets, combining research, modeling, and tax analysis to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Richard Marx is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior roles include positions at TIAA and Commonwealth Financial Network. Morgan Stanley Wealth Management serves a broad client base of individuals and institutions, providing advisory programs and tailored financial planning supported by firm-approved tools and research.

Charles Kim is a Financial Advisor with Merrill Lynch Wealth Management, specializing in assisting clients with corporate executive services, family wealth management, legacy planning, and retirement income strategies. He works closely with clients navigating significant financial transitions such as retirement, inheritance, and business sales, coordinating with external attorneys, accountants, and other professionals to develop comprehensive financial and legacy plans. Charles also offers access to Bank of America Private Bank's trust and estate planning services, credit, lending, and banking solutions. With a background that includes a Bachelor's Degree from the University of Michigan System, Charles holds the Personal Investment Advisor (PIA) designation. He serves clients by connecting all aspects of their financial lives to help prioritize and pursue their most important goals. Fluent in Korean and English, he engages with his community through involvement with organizations such as Eva's Village Inc, Little League Baseball Inc, and Junior Achievement USA. Outside of his professional role, Charles enjoys outdoor activities including golfing, fishing, camping, hiking, and spending time with his family. He lives with his wife Hana and their two children.

Alexis Wamsley is a financial advisor with Morgan Stanley in Little Falls, NJ, holding a Series 66 designation and seven years of industry experience. She previously worked at Capital Group from 2020 to 2022 and has been with Morgan Stanley since 2016. Outside of her advisory role, Wamsley serves as a board member of The Valley Hospital Auxiliary in Saddle River, New Jersey. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm employs a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Tyler Jacobs Ruscher is a financial advisor at UBS Financial Services, holding a Series 66 designation with one year of industry experience. His career includes roles at UBS Financial Services and the YMCA, following his education at Marist University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor plans and asset allocations to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities and affiliated banking programs.

Quong Lam is a financial advisor at RBC Capital Markets with 22 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley for 12 years before joining RBC Capital Markets in 2022. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers to tailor strategies to clients’ individual risk profiles.

Kimberly Garcia is a financial advisor at Stifel with 16 years of industry experience. She holds a Series 66 designation and has been with Stifel Nicolaus since 2008. Outside of her advisory role, she co-owns a residential rental property with her spouse. Stifel serves a wide range of clients, including individuals, institutions, and nonprofit organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Alonso Tangarife is a financial advisor with Charles Schwab holding Series 63 and Series 66 credentials and 15 years of industry experience. His prior roles include positions at UBS Bank USA and UBS Financial Services, as well as the New Jersey Sports and Exposition Authority. He has been with Charles Schwab and its affiliated entities since 2020. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

David Callot is a financial advisor with RBC Capital Markets in Paramus, NJ, holding Series 63 and Series 65 credentials and 33 years of industry experience. His prior work experience includes roles at Merrill, Bank of America, N.A., and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with both discretionary and non-discretionary portfolio management, tailoring strategies to client risk profiles and utilizing in-house and third-party managers.

Jongwook Kim is a financial advisor at Equitable Advisors with 27 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor firm AXA Advisors, LLC. He holds Series 63 and Series 65 licenses. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Frank Senzino is a Series 66-licensed financial advisor with Morgan Stanley in Little Falls, NJ, with 19 years of industry experience. He has been with Morgan Stanley since 2014 and previously worked at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he is involved with St Ann Church in Hoboken and is preparing to join its finance council to advise on financial matters. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a broad suite of investment products.

Elizabeth Cassino is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has worked at Morgan Stanley and its affiliates since 1997 and currently serves clients out of Wyckoff, NJ. Outside of her advisory work, she participates on the Finance Committee of Mercy Center, a charitable organization in the Bronx, NY, where she reviews budgets, audits, IRS filings, and investments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.