Curtis Magurean is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His work history includes roles at BMO Harris Bank and Northwestern Mutual, with current activities involving BMO Investment Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a wide range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Henry Redd is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. He has 19 years of industry experience and has previously worked at Morgan Stanley Wealth Management and Morgan Stanley Private Bank. Outside of his advisory role, he is a tax preparer through HR Associates and teaches at Aurora University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and various management strategies.

Ricardo Martinez is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at both J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015 and 2018, respectively. Martinez also serves as a communications specialist and operations planner in the United States Marine Corps. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

John Seagraves is a CFP® professional affiliated with LPL Financial, based in Oak Brook, IL, with 22 years of industry experience. His career includes roles at Waddell & Reed Inc and operating his own firm, Seagraves Financial Group, LLC. He has also been involved with the Glen Ellyn Park District and its Youth Baseball Association. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Paula Sheffield is a financial advisor at LPL Financial with 14 years of industry experience. She holds Series 63 and Series 65 registrations and has worked at firms including Cetera, Fifth Third Bank, and JP Morgan Securities. Outside of her advisory role, she is involved with Partnerland LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs combined with model portfolios and research from various sources.

Lance Walker is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and 26 years of industry experience. He has worked with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management (MSWM) provides advisory and brokerage services to individuals and institutional clients, offering customized financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured planning processes and a range of investment programs to serve its diverse client base.

David Charnot is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. He has worked at firms including Merrill, Avantax, and Bank of America. Outside of his advisory role, he prepares tax returns through his business, Strategize Tax LLC. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, and institutional accounts, offering varied portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Matt Lewis is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with Primerica Advisors since 2013 and previously served with the Chicago Police Department for 18 years. Outside of advising, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Andrew Umbach is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 21 years of industry experience. He has been with Cetera and its affiliated entities since 2014, including roles at First Allied Advisory Services and First Allied Securities. Outside his advisory work, he is involved as an independent contractor in Social Security analyses and other financial-related activities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Ilhan Yargi is a financial advisor with Charles Schwab in Orland Park, IL, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Citigroup, LPL Financial, and BMO Harris Financial Advisors. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and due diligence on alternative investments.

Megan Ginley is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 25 years of industry experience. She joined Wells Fargo Clearing in 2023 after an 18-year tenure at Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy preparation, performance reporting, participant education, and discretionary investment management. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nancy Nguyen is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 63 and Series 65 credentials and with 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets starting in 2000. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Michael Tondelli is a financial advisor with Wells Fargo Clearing in Oak Brook, IL, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Wells Fargo since 2017 and previously worked at Foresters Financial Services from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Richard Dowdle is a financial advisor with LPL Financial in Oak Brook, IL, holding Series 65 and Series 63 licenses and bringing 35 years of industry experience. He previously worked at Ohio National Equities, Inc. for 20 years before joining LPL Financial in 2019. Outside of his advisory role, he serves as a substitute teacher for the Archdiocese of Chicago. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, employing both discretionary and non-discretionary management supported by model portfolios and extensive research resources.

Ty Robben is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and eight years of industry experience. His work history includes positions at Morgan Stanley Private Bank and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients through a range of advisory programs, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Uriel Gonzalez is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. His prior experience includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, and the U.S. Army. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Michael Mc Intyre is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and four years of industry experience. His work history includes roles at Cetera Advisors LLC and Megent Financial. Outside of his advisory duties, he is involved with Delaware North Sportservice as a portable vendor. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Michael Loftus is a financial advisor with LPL Enterprise in Downers Grove, IL, holding Series 66, 65, and 63 registrations and has five years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities, LLC, Wasmer Schroeder/Charles Schwab, and Metolius Capital LLC. He also holds a non-variable insurance license and dedicates part of his time to insurance-related activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products, utilizing an integrated platform that combines advisory programs with active sales of financial products.

Kenneth Demarco is a financial advisor at Cetera with 32 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Cetera in 2025, he worked for Avantax Insurance Agency, LLC and Avantax Investment Services, Inc. for about a decade. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a large network of independent advisors and provides access to both affiliated and third-party managers across multiple program structures.

Peter Pashos Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 40 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research.