Ryan West is a financial advisor with LPL Financial in Bloomfield Hills, MI, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at FSC Securities Corporation and Joe C Ford II Inc., and he is involved with RJ West Distributions, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Dinesh Chawla is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 designation and has a legal background, maintaining his role as an attorney with Chawla Legal Group, PLC since 2018. He is also a notary public in New Baltimore, MI. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, employer-sponsored retirement plans, and institutional entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Louis Nader IV is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Ameriprise Financial Services and Comerica Securities. He has also been involved with ICS Treasury Management, a cash management platform serving individuals and institutional clients. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and modeling techniques.

Brandon Patrone is a financial advisor with Ameriprise in Auburn Hills, MI, holding a Series 66 designation and eight years of industry experience. His prior work includes positions at Edward Jones, Michigan Financial Companies, and Signator Investors, Inc. In addition to his advisory role, he is involved in independent insurance brokering with Guardian Life, specializing in disability income. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning with an emphasis on dependable income sources and tax-aware withdrawal strategies.

Veronica Pies is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 26 years of industry experience. Prior to joining Raymond James in 2019, she spent 11 years at UBS Financial Services Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and various organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Lisa Fulgenzi is a financial advisor at Merrill with 28 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Donald Krempa is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 66 designations and 37 years of industry experience. His career includes roles at Citigroup Global Markets since 1993 and Morgan Stanley Smith Barney since 2009. He has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Nicholas Robinette is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A., DoorDash, and several other organizations. He has also been affiliated with Lawrence Technological University for five years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Marcus Gowdy is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he partners with clients to develop customized financial plans tailored to their unique and evolving needs. Prior to his current role, Marcus was a Licensed Banker at JPMorgan Chase & Co from 2010 to 2012. Marcus's approach to financial planning emphasizes forming strong relationships with families built on trust, reliability, and competency. He invites clients to schedule meetings to better understand his methodology and partnership style.

Kailen Hudson is a financial advisor with LPL Enterprise LLC holding a Series 66 designation and currently has less than one year of industry experience. Prior to joining LPL Enterprise, he has held positions at various companies including TSM Corporation and FedEx. He is also involved in non-variable insurance activities outside of his advisory role. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach with access to third-party asset managers and offers a range of financial planning and consulting services.

Cheri Watson is a Planning Consultant at Fidelity Investments, where she assists clients in navigating the company's resources through guidance, education, and planning support aligned with their financial goals. She focuses on delivering clear information to help clients understand their options. Cheri has been with Fidelity Investments since 2021, previously serving as a Central Relationship Manager from 2021 to 2024 and as a Relationship Manager from 2024 to 2026 before assuming her current role. She holds an Arkansas Insurance License.

John Boukamp IV is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 credential and has worked at Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Wesley Mc Cann is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2024, with previous roles at Ameriprise Financial Services and companies including LogDNA and Lockheed Martin. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Allysa Dankert is a Series 66-licensed financial advisor with Merrill in Bloomfield Hills, MI, and has six years of industry experience. She has been with Merrill and its affiliated entities since 2017, including time at Bank of America, N.A. Outside of her advisory role, she assists with bookkeeping and marketing for J Dankert Powersports LLC, a family-owned business that wholesales, sells, rents, and buys used golf carts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal teams and third-party managers.

Cynthia Audish is a Financial Consultant at Fidelity Investments, a position she has held since 2021. In this role, she partners with clients to develop and implement lifelong financial plans aimed at providing peace of mind. Cynthia focuses on aligning portfolio investments with clients' specific goals, enabling them to actively manage their financial futures. She brings over 10 years of experience in financial services, having held positions such as Senior Financial Consultant at TD Ameritrade from 2020 to 2021, Financial Representative at Fidelity Investments from 2019 to 2020, Internal Wholesaler at Dunham & Associates Investment from 2017 to 2019, and Agency Owner of Cynthia Audish Insurance Agency, Inc. from 2014 to 2017. Outside of her professional work, Cynthia's interests include cooking and baking, movies, parenthood, reading, volunteering, and writing.

Joshua Wade is a financial advisor at Edward Jones in Rochester, MI, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, he served with the Bruce Township Fire Department from 2009 to 2022. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Megan Ringwelski is a financial advisor at Raymond James & Associates with eight years of industry experience. She holds the Series 66 designation and has worked in both academic and financial services roles, including positions at Central Michigan University and Northwestern Mutual. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base, including individuals, institutional clients, and municipal entities. The firm offers tailored financial planning and non-discretionary consulting, supported by a range of portfolio management styles and affiliated research.

Luke Miracle is a financial advisor with LPL Enterprise holding a Series 66 designation and three years of industry experience. He previously worked at The Prudential Insurance Company of America and Pruco Securities LLC, among other roles. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm uses a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in Model Wealth Portfolios.

Michael Bochenek is a financial advisor at LPL Financial in Troy, MI, holding Series 63 and Series 66 credentials with 14 years of industry experience. He has been with LPL Financial since 2012. Outside of his primary role, he operates Bochenek Wealth Management as a DBA under LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Chris Wilker is a financial advisor with Morgan Stanley in Troy, MI, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 1992. Outside of his advisory work, he owns rental properties in Longboat Key, FL, and Glen Arbor, MI. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.