Jonathan Magotch is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Hennion & Walsh, Inc. and JM Detailing. Before entering the financial industry, he was employed at Joseph A. Magotch DDS. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, utilizing structured financial planning tools and serving clients through both direct and employer-sponsored agreements.

Lance Millman is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has held roles at Millman and Rosenberg Associates, Ltd, Mulligan Security Corp, and his own CPA firm. He serves as mayor of the Village of Montebello and is involved in several business activities, including tax consulting and business management. Cetera Investment Advisers LLC distributes services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with various investment program options and over $256 billion in assets under management.

Arthur Sisco is a CFP® with 28 years of industry experience, currently serving as a financial advisor at LPL Financial since 2023. He previously worked at Securities America Advisors and National Planning Corp and maintains an active CPA practice providing tax return preparation and consulting. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a broad range of investment approaches and operational tools while overseeing over $819 billion in discretionary assets through a large network of advisors.

Esther Fishman is a Certified Financial Planner (CFP®) with 20 years of industry experience. She has worked at Morgan Stanley since 2009, including over a decade with Morgan Stanley Private Bank, N.A., and previously spent three years at Citigroup Global Markets. She serves as a committee member for Fair Lawn Access for All, a municipal accessibility initiative. She is affiliated with Morgan Stanley Wealth Management, an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured, tools-based planning process incorporating global investment insights.

Todd Lapinson is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Wells Fargo Advisors in 2025, he worked within related Wells Fargo entities since 2009. He has an ownership interest in Pronomic Wealth Management, LLC, which he manages alongside another related entity, Jaz Holdings, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a comprehensive range of financial planning and investment services, utilizing proprietary research and tools to develop tailored recommendations for clients who meet net-worth thresholds.

Walter Holmes is the Wealth Management Planning Consultant at Fidelity Private Wealth Management in Paramus, NJ. In this role, he assists families in building, preserving, and transferring their wealth according to their wishes. He has been with Fidelity Private Wealth Management since 2015. Prior to this, he held positions as Vice President-Financial Consultant and Financial Consultant at Fidelity Investments from 2007 to 2015. His earlier experience includes financial consulting roles at JPMorgan Chase, Morgan Stanley, and Olde Discount Corp from 1995 to 2006. Outside of his professional work, Walter enjoys spending time at the beach, attending concerts, engaging in family activities, hiking, skiing, and traveling.

Katherine Ferriter is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. She has been with Morgan Stanley since 2020 and previously worked as a consultant for ICON Consultants–Deutsch Bank in 2018. Outside of her advisory role, she serves as a board member for the Central Park Place at Ramsey Condominium Association in New Jersey. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies, including global investment estimates and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Zachary Tanis is a financial advisor with Primerica Advisors in Pompton Plains, NJ, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked with Primerica Advisors since 2020 and has a background that includes roles at Kalish Law Group and involvement with educational institutions such as William Paterson University and Netherlands Reformed Christian School. Outside of his advisory work, he has been involved in business activities including sales of home security and automation products through Primerica-affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure while delegating trading and implementation to BNY Mellon Advisors.

Sergio Piccinich Jr. is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 63 license and having 33 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and also has experience with Citigroup Global Markets. Outside of his advisory role, he serves as a trustee for a trust owning rental property in Bergenfield, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by tools such as Monte Carlo simulations and secular return estimates.

William Courtwright is a financial advisor with Ameriprise, holding a Series 63 credential and 30 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he consults for CMA 92, LLC, providing client service in the Central and Southern regions of New Jersey. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a retirement-income planning service aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver customized written recommendation reports.

Samuel Peguero is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2016. In his current role, he focuses on providing a holistic financial planning experience tailored to clients' individual financial goals. He works collaboratively as part of Fidelity's wealth management team to guide clients through various life stages and financial complexities, utilizing Fidelity's resources to create customized financial plans. Prior to his current position, Samuel held roles as Branch Leader and Vice President Financial Consultant at Fidelity Investments. Before joining Fidelity, he gained experience as a Wealth Management Advisor at TIAA and as an Investment Consultant at TD Ameritrade. His career reflects a consistent focus on financial consulting and investment advisory services. Outside of his professional endeavors, Samuel has personal interests that include baseball, beach activities, concerts, fitness, music, and traveling.

Thomas Allen is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015 and 2016, respectively. Outside of his advisory role, Allen is a member of two real estate LLCs where he participates as a silent partner and owner. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary separately managed accounts and offers a centralized, integrated approach to advisory, brokerage, custody, and cash management services.

Joseph Marotta is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the Wayne, NJ branch. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). Joseph utilizes a disciplined process to understand clients' needs before making recommendations, focusing on wealth management strategies to assist individuals and families in achieving their financial goals. Joseph began his finance career in 1997 in the Capital Markets division at Thomson Reuters and transitioned in 2006 to working directly with clients at Wells Fargo Advisors before joining Merrill Lynch. His expertise spans a range of areas including college education planning, family wealth management strategies, legacy planning, retirement income, special needs planning strategies, and portfolio management services. Prior to his finance career, Joseph served as an officer in the U.S. Marine Corps. He earned his Bachelor's degree from Villanova University. Joseph resides in Montville, NJ with his wife and three children. Outside of work, he enjoys baseball, chess, football, hiking, music, traveling, and woodworking. He actively volunteers with organizations such as the Aiding Marines Family Foundation and the Christopher Whitehouse Foundation and is a member of the Semper Fidelis Society, reflecting his commitment to community involvement and supporting veterans.

Ethan Courtwright is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked for 15 years at Paige Packaging. Outside of his advisory role, he manages a separate advisory business through CMA92 LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized retirement income service that provides written recommendation reports and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Giuliano Gashaj is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with J.P. Morgan since 2016 and has additional work history with JPMorgan Chase Bank, N.A. He is also involved as an owner and partner in several small rental property ventures in the Bronx. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm’s services are offered on a non-discretionary basis, with final decision-making authority retained by clients.

Stanley Malecki is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 32 years of industry experience. He has worked at Cetera and its affiliated entities since 2013 and is currently co-owner of Crosscoast Legacy Partners, a recruiting platform where he leads recruitment efforts and business development. He is also president of Malecki Financial Group. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through multiple program structures and manager selections.

Sean Foye is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and bringing 25 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2015. Outside of his advisory work, he serves as an assistant varsity coach at Don Bosco Preparatory School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market modeling techniques.

Rachel Trimble is Vice President and Wealth Planner at Fidelity Investments, a role she has held since 2022. She provides one-on-one financial planning tailored to clients experiencing various life events, including retirement, investment strategy, education, and charitable planning. Rachel collaborates with clients to develop comprehensive, long-term plans that address their financial goals. With over 17 years of experience in the financial services industry, Rachel has held several positions at Fidelity, including Financial Consultant from 2015 to 2022 and Investment Consultant from 2014 to 2015. Prior to joining Fidelity, she worked as an Investment Client Associate at US Bancorp, a Private Wealth Client Associate at UBS, and as a Financial Advisor at both JP Morgan Chase and Merrill Lynch. Outside of her professional work, Rachel enjoys activities such as biking, hiking, scuba diving, attending social events with friends, visiting museums, and exploring culinary experiences.

Michael Savin is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 63 and 66 licenses, with 29 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and MSI Financial Services, Inc. Outside of advising, he is an independent insurance agent operating Savin Insurance Solutions, focusing on group and individual health and life insurance products. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, employer-sponsored retirement plans, and various institutions. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and non-securities services such as insurance and trust custody.

Kyle Diaz is a Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Kyle earned his bachelor's degree from Purdue University System. Details regarding his specific areas of expertise, experience, personal interests, or community involvement were not provided.