Michael Lonergan is a financial advisor with Mass Mutual Investors Services in Morristown, NJ, holding the Series 63 designation and bringing 34 years of industry experience. He has worked with MML Investors Services since 1995 and with MassMutual Life Insurance Company since 1994. Outside of his advisory role, he is the owner of Somerset Hills Financial Services, a business focused on fixed annuities and group health. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Steven Matthews is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Morgan Stanley since 2009, including 11 years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Gerard Dimeo is a financial advisor with J.P. Morgan Securities in Morristown, NJ, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2013. Outside of his advisory role, he owns and manages a rental property. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by a centralized due-diligence framework.

Zachary Little is a Financial Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 2018, holding roles that include Senior Portfolio Advisor. Zachary is recognized for building strong, enduring relationships with families, focusing on understanding their financial history, current situation, and future goals to support their journey toward financial freedom. Zachary's expertise encompasses areas such as college education planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, tax minimization, and retirement income. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor (CRPC), Accredited Wealth Management Advisor (AWMA), and Personal Investment Advisor (PIA). He earned his Bachelor's degree in Finance from Rutgers University. Outside of his professional work, Zachary enjoys spending time with his family and engages in activities such as golf, fishing, baseball, cooking, football, hiking, pickleball, reading, and watching movies.

Matthew Stanek is a financial advisor with Equitable Advisors in Morristown, NJ, holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior roles include positions at Lakeland Financial Services Agency, Raymond James Financial Services Advisors, and Lakeland Bank. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset management programs through a network of Investment Adviser Representatives. The firm utilizes a blend of proprietary and third-party investment solutions and provides ERISA fiduciary services to qualified plans.

Steven Ornstein is a financial advisor with RBC Capital Markets in Randolph, NJ, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with City National Bank since 2018 and with RBC Capital Markets, LLC since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by a notable capital markets presence and affiliated asset management capabilities.

Kurt Schroeder is a CFP® professional with 35 years of industry experience, currently affiliated with LPL Financial. His work history includes prior roles at Private Portfolio Partners, LLC and American Portfolios Advisors, Inc. He is also involved in the sale and service of fixed life and health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing both discretionary and non-discretionary investment strategies.

Debbi Wertheim is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 designations and has 23 years of industry experience. Her career includes long-term roles at M Holdings Securities and Greenberg & Rapp Financial Group. She also serves as a financial advisor with Eagle Rock Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, offering tailored, non-discretionary advice supported by analytical tools and a broad advisor network.

Anthony Panissidi is a financial advisor with Fidelity Investments in Morristown, NJ. He holds a Series 66 designation and joined Fidelity in 2025. Prior to this, he worked at Enterprise Mobility and has experience assisting members at Ridgewood Country Club as a golf caddy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Timothy Bialobok is a CFA® charterholder with 10 years of industry experience. He is currently an advisor at Equitable Advisors, having previously worked at Wells Fargo Clearing, TD Bank N.A., TD Private Client Wealth LLC, and PNC Wealth Management. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and asset management programs delivered through various advisory models, including third-party managers and proprietary programs.

Thomas Whelan is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Cambridge since 2018 and previously spent 11 years at Signator Investors Inc. Whelan serves as a finance board member for Spring Point Senior Living. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of portfolio management approaches and platforms tailored to client objectives.

Juan Jimenez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2010. Outside of his advisory role, he serves as a pastor assistant at The Church of God Ministry of Jesus Christ International. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm offers these services alongside brokerage, distribution, and investment management capabilities.

Brett Comstock is a financial advisor with Ameriprise in Mendham, NJ, holding a Series 63 designation and 29 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of financial advising, he owns and operates Premier Tree Service, a tree removal and pruning business. Ameriprise provides retirement-income planning services targeting clients with substantial investable assets, combining research, modeling, and tax-efficient strategies to support income planning. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Mary Ann Long is a financial advisor at Morgan Stanley in New York, NY, with 28 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2017 and previously held roles at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and the Global Investment Committee’s research.

James Marchesi is a CFP® certified financial advisor with 32 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2018 and previously spent six years at Ameriprise Financial Services, Inc. Marchesi also owns and operates Mill Ridge Wealth Management, a wealth advisory practice based in Morristown, NJ. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm focuses on non-discretionary planning tailored to client goals, utilizing analytical tools and risk profiling, and supports its clients through various advisory programs and specialized services such as municipal advisory and SIMPLE IRA consulting.

Michael Pidich is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Secular Return Estimates and Monte Carlo simulations to support its financial planning process.

Michael Moretti is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and proprietary planning tools.

Brian O'Donnell is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with 17 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

James Hughes is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Equitable Advisors since 1999, following his tenure at AXA Advisors, LLC. In addition to his advisory role, he maintains various outside insurance appointments. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers, emphasizing tailored investment solutions without sponsoring its own wrap fee program.

Robert Connelly is a financial advisor with Charles Schwab, holding a Series 66 designation and 15 years of industry experience. His prior work includes eight years at Wells Fargo Clearing Services LLC. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers both non-discretionary advisory relationships with periodic recommendations and access to discretionary separately managed accounts, supported by its integrated operational structure and multi-asset model portfolios.