Ryan Vowinkle currently serves as Vice President and Branch Leader at Fidelity Investments. In this role, he leads and coaches a team of associates to deliver exceptional experiences for clients. Prior to this, he held several positions at Fidelity Investments, including Assistant Branch Leader from 2021 to 2023, Chapter Member for Service Design and Delivery between 2020 and 2021, Team Leader for Workplace Planning & Advice from 2018 to 2020, and Onboarding Manager from 2016 to 2018. Earlier roles include Senior Investment Specialist, Senior Financial Specialist, and Financial Representative, all within Fidelity Investments. Ryan's professional experience spans various aspects of financial services, focusing on team leadership and client service delivery. Outside of work, he enjoys family activities, fitness, running, and soccer.

Timothy Indiveri is a Financial Advisor at Merrill Lynch Wealth Management. He serves as a trusted resource for families, assisting them in navigating important financial decisions and managing their wealth with attention to both current needs and future generations. Timothy's career began at Gabelli Funds, where he gained extensive experience in mutual fund administration, institutional investment operations, alternative investments, investor relations, and business development. He partnered with portfolio managers, trading desks, custodians, and banking institutions to support high-net-worth and institutional investors, leading initiatives such as the operational launch of a SICAV fund platform and the implementation of reconciliation technologies. Later, he focused on investor relations, business development, sales, and marketing within Gabelli's Alternatives team. Today, he uses his institutional investment background to assist individuals and families with retirement planning, wealth preservation, multigenerational wealth transfer, education funding, risk management, and legacy planning. He holds a Bachelor's Degree from Roger Williams University and the Professional Investment Advisor (PIA) designation. Outside of work, Timothy's personal interests include cooking, football, golfing, ice hockey, music, and tennis.

Zachary Niklaus serves as a Wealth Management Advisor at Merrill Lynch Wealth Management and is a partner at Davies, Niklaus & Associates. In his role, he engages in investment management, financial planning, and client relations, focusing on high net worth individuals, families, and businesses. His advisory practice centers on clients with complex financial situations, including those experiencing liquidity events, managing concentrated equity, business transitions, or addressing multigenerational planning. He collaborates closely with clients' attorneys and CPAs to align investment strategies with estate, tax, and legacy goals. Zachary holds a Bachelor of Arts in Economics and a Bachelor of Science in Energy & Environmental Policy from the University of Delaware Alfred Lerner College of Business. He is a CERTIFIED FINANCIAL PLANNER™ professional and holds several licenses, including Senior Portfolio Advisor (Merrill), Insurance Producer License, Series 66, and Series 7. His client focus encompasses areas such as college education planning, corporate executive services, family wealth management strategies, liquidity management, and socially responsible investing. Born and raised in Greenwich, Connecticut, Zachary is a dual citizen of the United States and Switzerland. His personal interests include cooking, golfing, hiking, music, spending time with family, tennis, traveling, and watching movies. He is involved with the B+ Foundation in his community.

Jacob Berkowitz is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and six years of industry experience. He has worked within various divisions of J.P. Morgan since 2017. Outside of his advisory role, he is an owner and partner of Figure.AI, an autonomous robotics company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines systematic quantitative screens and qualitative research to develop written asset allocation advice and customized performance reporting, with clients retaining final decision-making authority.

Sonyalis Marrone is a financial advisor at Primerica Advisors with 27 years of industry experience. She has been with Primerica Advisors since 1998 and with Primerica Financial Services since 1994. Her credentials include the Series 63 designation. Outside of advisory work, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed account options. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Robert Blosio Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he develops personalized financial strategies tailored to the unique needs of high-net-worth individuals and families. His practice focuses on a comprehensive approach to wealth management, considering clients' full financial picture, daily cash flow, and both short-term and long-term goals. He advises a diverse clientele including entrepreneurs, executives of public and private companies, trained professionals, private equity and venture capital partners, athletes, and ultra-affluent families. Rob's expertise encompasses a wide array of services such as goals-based wealth planning, asset management, estate and trust planning, credit and lending solutions, business solutions, and banking services through Bank of America. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Richmond. Fluent in English and Spanish, Rob's team prioritizes helping clients manage their financial complexities to provide peace of mind and allow them to focus on other important aspects of their lives. In addition to his professional work, Robert participates actively in community organizations including AmeriCares, Cycle For Survival, Lone Pine Foundation, and local sports associations such as the New Canaan High School Boys Ice Hockey team. His personal interests include boating, fishing, golfing, hiking, ice hockey, photography, skiing, surfing, tennis, and woodworking.

Daria Burns is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at UBS Securities and Merrill. She has been with J.P. Morgan Securities since 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Johnny Exantus is a financial advisor with Morgan Stanley in Greenwich, CT, holding Series 63 and Series 66 licenses and over 20 years of industry experience. He has worked at Morgan Stanley since 2014, following roles at Citigroup Global Markets and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured, research-based planning tools to support client financial strategies.

Steven Schneider is a financial advisor with Raymond James & Associates in Greenwich, CT, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Ronald Balzano is a financial advisor with Morgan Stanley, holding a Series 66 designation and starting his advisory career in 2025. Prior to joining Morgan Stanley, he worked in media and entertainment roles at Good Karma Brands (ESPN New York), The Walt Disney Company, ESPN, and Major League Baseball. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and financial planning services supported by firm-approved tools and investment research.

Robert Goughary is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on connecting all aspects of clients’ financial lives to help them prioritize and pursue the goals that matter most to them. He works closely with clients to develop personalized financial strategies that address their long-term objectives. Mr. Goughary has experience in a range of areas including corporate benefits, executive compensation, equity compensation services, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and speaks both English and Italian. He earned a Bachelor's Degree from Lehigh University and a Master's Degree from Domus Academy. Outside of his professional work, Robert spends time volunteering in the community and pursues personal interests such as antiquing, biking, painting, photography, reading, rock climbing, skiing, and spending time with his family.

David Carraturo is a financial advisor at LPL Enterprise with 33 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Citigroup, Prudential Insurance Company of America, Pruco Securities, and IRC Securities. Outside of his advisory role, Carraturo is involved in artistic and entrepreneurial pursuits, including authoring, music, acting, and co-owning a media company. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm’s investment approach is model-driven, offering financial planning, access to third-party asset managers, and participation in wrap programs, alongside affiliated insurance and trust services.

Andrew Pillarella is a financial advisor at Wells Fargo Advisors with 36 years of industry experience. Prior to joining Wells Fargo Advisors in 2024, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2009 to 2024. Outside of his advisory role, he serves as a volunteer firefighter, desk office assistant, and chaplain for the Southard Fire Department in Howell, New Jersey. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk, and wealth-transfer planning. The firm integrates advisory services with other financial products and referral channels to serve clients with varied financial needs.

Jennefer Figuereo is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 designations and 14 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and performance reporting. The firm’s process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG considerations within a broader range of investment capabilities.

Dijana Stanisic is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2018 and is currently affiliated with Bank of America, N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Quinlan is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including UBS Financial Services, Lazard Asset Management LLC, and Merrill. Quinlan is based in Greenwich, CT. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm's advisory process integrates quantitative and qualitative research with a focus on eligible strategies and an ESG eligibility framework.

Matthew Chasin is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at UBS Financial Services, Exos Securities LLC, and RBC Capital Markets. Outside of his advisory role, he serves as a board member and on the fundraising committee for Virtual Enterprise International, a business education program for middle and high school students. Morgan Stanley Wealth Management provides a wide range of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured financial planning process supported by proprietary modeling tools and offers its services both directly and through corporate financial planning agreements.

Mercedes Paula is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at First Republic Bank and Capital One Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a program supported by centralized due diligence and a combination of quantitative and qualitative research.

Heidi Scali is a Financial Consultant I at Fidelity Investments, a role she has held since 2025. She specializes in collaborative, planning-first financial advising, working closely with clients to understand their goals and priorities. Heidi focuses on translating client insights into clear and actionable strategies that provide structure and direction for their financial futures. Her professional experience includes positions as a Senior Wealth Strategy Associate at UBS Financial Services, Inc. from 2022 to 2025, a Wealth Strategy Associate at Steward Partners Global Advisory, LLC from 2020 to 2022, and a Wealth Strategy Associate at UBS Financial Services, Inc. from 2015 to 2020. Throughout her career, she has maintained consistent communication and guidance with clients to help them make informed decisions and stay on track with their financial plans. Outside of her professional work, Heidi has interests in fitness, reading, tennis, and traveling.

Abbe Large is a financial advisor with Mass Mutual Investors Services in Stamford, CT, holding a Series 63 designation and 27 years of industry experience. She has worked with MassMutual Life Insurance Company since 1994 and has been affiliated with Lenox Advisors, Inc. since 2002. Outside of advisory work, she is an insurance broker involved in life, disability, long-term care, fixed annuities, and health insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, collaborative financial planning using firm-approved tools and offers various specialized planning programs.