Denise Allen is a financial advisor with Ameriprise in Gambrills, MD, holding a Series 66 designation and 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory work, she holds a leadership role in the Poker League of Nation, where she leads poker classes, hosts free tournaments, and organizes casino ladies poker events. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Louise Burke is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2013, also affiliated with Bank of America N.A. since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Alex Haffner is a Series 66-licensed financial advisor at UBS Financial Services in Washington, DC, with nine years of industry experience. He has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets functions and proprietary research to support client strategies.

Jenny Logsdon is a CFP®-certified financial advisor with 25 years of industry experience. She is currently with LPL Financial, where she has worked since 2018, and also holds roles at M&T Bank and M&T Securities, each since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Thomas Greaser is a CFP® with 25 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC for 13 years. Outside of finance, he is an announcer for Georgetown University men's soccer and also broadcasts soccer games for Big East Digital Network. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than is typical for large institutional advisers.

Andrew Bergner is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Securities and C Beach Brown LLC. Outside of his advisory work, he has experience in the hospitality industry and academic settings. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a broad network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with a range of model portfolios and research resources.

Preal Haley is a CFP®-credentialed financial advisor with Ameriprise, bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Haley serves as Treasurer on the Board of Directors for the William Averette Anderson Fund. Ameriprise offers a retirement-income planning service focused on clients with significant investable assets, combining proprietary research, modeling, and tax-efficient strategies to provide tailored, written recommendations primarily for individuals approaching or in retirement.

Jonathan Betancourt is a financial advisor at Merrill with a Series 66 credential and nine years of industry experience. He has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Higgins is a financial advisor with Edward Jones in Pasadena, MD, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, Higgins serves as a lead facilitator at Arundel Christian Church and is a member of the board for Gold Flex Life Sciences, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Thomas Hulse is a Series 66-licensed financial advisor with UBS Financial Services in Washington, DC, where he has worked since 2013. He has 17 years of industry experience. Outside of his advisory role, he is active in collegiate athletics as an assistant volleyball coach at multiple institutions, including Santa Monica College and George Mason University, and serves as Vice President of Community Relations for the Pepperdine University Alumni Association in Washington, DC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based strategies to tailor financial plans and portfolio management according to clients’ goals and risk tolerances.

Patrick Williams is a financial advisor with Morgan Stanley based in Washington, DC. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior roles include positions across multiple Morgan Stanley affiliates and Eaton Vance Distributors, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved planning tools.

James New is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds a Series 66 designation and has been with UBS since 2016. Outside of his advisory work, he volunteers on the Finance Committee and Neighborhood Committee at National Cathedral School in Washington, DC, where his daughter attends. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Larry Lavorini is a financial advisor at Ameriprise with 26 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized service that supports advisors in delivering tailored retirement-income recommendations.

Nicholas Harding is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. Prior to joining Morgan Stanley in 2025, he worked for nine years at City National Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools without providing individual security recommendations in its standalone planning services.

Anil Nachnani is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1995. Outside of his advisory role, he is associated with a family partnership involved in investment-related activities and a family farm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced tools and research.

Mark Henderson is a financial advisor at J.P. Morgan Securities with a Series 66 designation and over nine years of industry experience. His prior roles include seven years at Bessemer Trust, two years at Van Ness Feldman LLP, and two years at Georgetown University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm offers customized, non-discretionary investment advice incorporating an ESG eligibility framework and access to a broad range of fund and strategy options.

Thomas Lewandowski is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding Series 63 and Series 65 designations and 25 years of industry experience. His prior roles include positions at Merrill and Bank of America. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.

Joseph Mclister is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by the Global Investment Committee’s analyses.

Sidney Williams is a Team Financial Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2014, he has developed a reputation as a reliable resource for clients, handling various needs such as funds transfers and reconciliations. He focuses on delivering a high standard of service across multiple areas including college education planning, employee benefits planning, family wealth management strategies, personal retirement planning, tax minimization, and services tailored to endowments, foundations, non-profits, and defined benefit plans. Sidney holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned a high school diploma or GED from Southern Illinois University System and obtained a bachelor's degree from DeVry University. Outside of his professional responsibilities, Sidney enjoys activities such as billiards, bowling, chess, golfing, hiking, skiing, swimming, tennis, traveling, and spending time with his family.

Curtis Wiltsey is an Investment Consultant at Fidelity Investments. He has been with Fidelity since 2022, progressing through roles including Workplace Planning Associate, Workplace Planning Consultant I and II, before assuming his current position in 2026. Curtis approaches his work by understanding his clients' unique situations and goals to co-create personalized investment solutions aimed at benefiting clients and their families. His professional experience centers on workplace planning and investment consulting, providing comprehensive support to clients in managing their financial futures. Outside of work, Curtis has personal interests in food, music, running, swimming, and traveling.