James Garner is a CFP®-credentialed financial advisor with 20 years of industry experience, currently practicing at LPL Financial since 2024. His previous experience includes roles at Janney Montgomery Scott LLC, Financial Engines Advisors, TIAA-CREF, Morgan Stanley, and other firms. Outside of advisory work, he is a co-owner of a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a large network of investment adviser representatives.

Charles Rucker Jr. is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior experience includes roles at Woodbury Financial Services, SunTrust Advisory Services, Capital One Financial Advisors, and Chevy Chase Financial Services. Outside of his advisory work, he is involved in insurance planning and operates a family real estate venture managing rental properties. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with both brokerage and advisory services, using model-based asset allocation and portfolio optimization to deliver a range of investment programs and financial planning solutions.

Angela Miller is a financial advisor at Edward Jones with one year of experience in the industry. She holds a Series 66 designation and has a background that includes various roles in education and hospitality. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard with a large national network of advisors and offices.

Dahri Jahn is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. In his role, he works closely with business owners to help secure their wealth and maximize the value of their exit strategies. Dahri and his team utilize Merrill's Proprietary Financial Modeling Tool, the Personal Wealth Analysis, to assist clients in planning for business transitions, advanced tax mitigation, philanthropic planning, and protecting their family wealth. Dahri's areas of expertise include corporate executive services, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, and tax minimization. He holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He graduated from the University System of Maryland with a Bachelor's Degree and resides in Bethesda, MD. Dahri's personal interests include hiking, reading, running, and traveling.

Stella Alaba is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for eight years before joining Wells Fargo Advisors in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics alongside a mix of brokerage and advisory solutions.

Yonatan Ruffin is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America N.A., Kenmos Structural Engineering, Asham Trade & Industry PLC, and Unity University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Francis Hawkins IV is a financial advisor with Mass Mutual Investors Services. He holds a Series 66 designation and has been with Mass Mutual and its affiliates since 2025. Prior to entering the financial advisory field, he gained experience in various roles including at Earls Kitchen + Bar and Audio Visual Systems LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm structures financial planning as collaborative, ongoing relationships and offers specialized programs such as divorce planning and employer-sponsored planning.

Jenny Lira is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2015, with a brief period of unemployment in 2020-2021. Based in Washington, DC, she is part of a large firm network. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning that includes structured discovery conversations and approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional investment services.

Trinity Hammerschmidt is a financial advisor at LPL Enterprise with a Series 66 license and two years of industry experience. Prior to joining LPL Enterprise, she held roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of her advisory work, she is involved in horse braiding in Montpelier, VA. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by internal and third-party strategists, and it offers a range of financial planning, consulting, and asset management services.

Tyler Jones is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked with JPMorgan entities since 2019. Outside of finance, he has served as an independent basketball official for local high schools and the NCAA since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes a framework for ESG considerations.

Carlos Ruiz is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2021. Prior to this, he was with M&T Securities for eight years and has been affiliated with M&T Bank since 2000. Outside of his advisory work, he is involved in residential property ownership. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management provided primarily by investment adviser representatives using a range of strategies.

Ann Taylor is a financial advisor with Charles Schwab in Gaithersburg, MD, holding a Series 66 designation and 26 years of industry experience. Her prior experience includes roles at Morgan Stanley and Morgan Stanley Private Bank. She serves as the treasurer for the local unit of United Methodist Women, a nonprofit volunteer position. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined advisory, brokerage, custody, and cash-sweep platform with both non-discretionary and discretionary investment management options.

Jeffrey Schweighoffer is a CFP® with 10 years of industry experience, currently serving at UBS Financial Services since 2015. He holds a Series 66 license and is based in Bethesda, MD. Outside of his advisory role, he works as an adjunct professor with the Financial Educators Network. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor investment plans based on proprietary research and model-based asset allocations.

Theophilus Baidoo Jr. is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 licenses. He has one year of industry experience, including prior roles at NYLIFE Securities LLC and New York Life Insurance Company. Before entering the financial sector, he worked at Waffle House, Inc. for four years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by internal research and third-party strategists, and offers financial planning, access to external asset managers, and insurance product facilitation through affiliated entities.

John Hasenberg is a Senior Financial Advisor and Managing Director at Merrill Lynch Wealth Management with over 20 years of experience in the financial services industry. He leads an eight-person team serving a diverse clientele that includes dentists, business owners, and non-profit organizations. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, and personal retirement planning. John holds multiple professional designations, including Chartered Retirement Planning Counselor™, Accredited Asset Management Specialist™, Certified Plan Fiduciary Advisor®, Personal Investment Advisor, and Retirement Benefits Consultant. He earned a bachelor's degree in journalism from Northwestern University. Prior to his career in financial services, John worked as a television reporter and producer specializing in business and political news. He is active in several business and civic organizations such as Leadership Greater Washington, where he was a member of the class of 2007, and the Avalon Foundation Board of Trustees. John has served on the boards of the Milton Jewish Day School (formerly JPDS) and the Network for Teaching Entrepreneurship, where he was a past chair, as well as Jubilee Housing and Levine Music. A native Washingtonian and graduate of DC Public Schools, John resides with his wife Kimberly and two labradoodles in Bethesda and St. Michaels, Maryland. His personal interests include boating, cooking, pickleball, traveling, and spending time with his two children, Ellie and Benny.

Daniel Campos is a ChFC® and Series 66-licensed financial advisor with 13 years of industry experience. He has worked at Osaic since 2024 and previously held positions at Securities America Advisors, RBC Capital Markets, and UBS Financial Services. Campos serves on several nonprofit boards, including De Profundis, Inc. and Child Justice, Inc., and is involved in workforce diversification initiatives through the SEEC Business Advisory Council. Osaic Wealth serves a broad range of retail and institutional clients, providing brokerage and advisory services across multiple platforms. The firm’s investment process centers on model-based asset allocation and portfolio optimization, with access to managed portfolios, third-party managers, and alternative investments.

Tyler Jennings is a Financial Advisor with Merrill Lynch Wealth Management, focusing on providing personalized wealth management strategies that align with clients' unique financial goals. He specializes in family wealth management strategies, managing new wealth, personal retirement planning, and tax minimization. Tyler connects all aspects of his clients' financial lives to help prioritize and pursue the goals that matter most to them. Prior to becoming a financial advisor, Tyler's career spanned roles in industrial sales, home building estimation, and automotive mechanics. His interest in financial markets and money stewardship grew from personal experience and a family connection to the industry. Tyler holds the Personal Investment Advisor (PIA) professional designation and earned his high school diploma from Commonwealth Academy. Tyler is active in his community, participating in the Kiwanis organization. He lives in Bristow, VA with his wife and two children. Outside of work, he enjoys spending time camping, fishing, hiking, engaging with music and photography, and being with his family.

Joseph Hemsley is a CFP®-certified financial advisor with Ameriprise, based in Bethesda, MD, with 38 years of industry experience. He has been with Ameriprise and its affiliated entities since 1989. Outside of his advisory role, he oversees human resources and business expense management as president and treasurer of HH BMD Enterprises LLC. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement who meet specific asset thresholds. The firm uses a centralized consulting team to deliver non-discretionary, research-driven recommendations that integrate tax-efficient strategies and asset management, with a focus on Ameriprise-managed accounts.

Samuel Strasser is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management, specializing in creating personalized financial strategies. He focuses on aligning his advice with each client's unique goals and simplifying complex financial concepts to provide clear, actionable guidance. His approach emphasizes understanding clients' financial situations and goals to deliver tailored advice that supports informed decision-making. With expertise in long-term wealth management and financial planning, Samuel serves individuals, families, and businesses. His client focus areas include Corporate Executive Services, Divorce Transition Planning, Education Planning, Family Wealth Management Strategies, Legacy Planning, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, and Tax Minimization. He holds professional designations such as Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Samuel earned a Bachelor's Degree in Economics from the University of Maryland and is a member of the Alpha Sigma Phi fraternity. In his personal time, he enjoys boating, golfing, and spending time with his family.

Sean Kirby Smith is a financial advisor with Wells Fargo Advisors in Bethesda, MD, holding a Series 66 designation and 12 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, National Association. Outside of his advisory role, he is fully involved in an investment-related business, SKS72, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm offers tailored recommendations supported by proprietary research and planning tools, serving clients with diverse planning needs, including specialized areas such as business-owner transition and special-needs analysis.