Michael Kline is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, including a role with Morgan Stanley Private Bank, National Association since 2015. Prior to that, he was with Merrill from 2002 to 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process that incorporates firm-approved tools and market outlook models.

Karen Wright is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Cambridge Investment Research Advisors and Cambridge Investment Research since 2013, following nine years at Truist Investment Services. Outside of her advisory role, she is an independent consultant for a discount alternative energy and gas provider. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual, institutional, pension, and charitable clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm provides access to multiple platforms and custodians, discretionary and non-discretionary management, third-party advisers and sub-advisors, and proprietary model strategies under the Founders Gate Capital brand.

Kress Monarch is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His career includes roles at Citigroup Global Markets and Morgan Stanley Smith Barney prior to his current position at Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and analysis.

Douglas Grantham is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2022, following a 13-year tenure at Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Rebecca Goldsmith is a Series 66-licensed financial advisor with Morgan Stanley in Bethesda, MD, where she has worked since 2016. She has one year of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using approved tools and modeling techniques.

Michael Lawrence is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, Citigroup Global Markets from 2006 to 2009, and Legg Mason Wood Walker from 2000 to 2006. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their financial planning process employs structured discovery and firm-approved tools, focusing on advisory support without providing individual security recommendations in standalone plans.

Carley Desillier is currently the Vice President and Branch Leader at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2007, progressing through several positions including Assistant Branch Leader, Private Wealth Management Planning Consultant, Relationship Manager, and Financial Representative. With 19 years of experience at Fidelity, Carley has developed expertise in leading teams and supporting clients' financial well-being. She focuses on fostering a culture that inspires and empowers team members to pursue their personal and professional goals while delivering a high standard of service to clients. Carley's career reflects a commitment to maximizing the talents of her associates to partner effectively with clients. No information about her education, credentials, personal interests, or community involvement has been provided.

Vanessa Fernandez Salazar is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. Outside of her advisory role, she is an employee at The Cheesecake Factory in Towson, Maryland, where she works as a front-of-house team member. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers a range of services supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Dawn Robinson is a financial advisor with Ameriprise in Davidsonville, MD, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income, Social Security, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to provide tailored, non-discretionary recommendations, primarily for clients with Ameriprise-managed accounts.

Brian Stamp is a financial advisor with Wells Fargo Clearing in Cockeysville, MD, holding Series 63 and Series 65 licenses and 24 years of industry experience. Prior to joining Wells Fargo in 2025, he worked at PNC Investments for 14 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among investment choices.

David Atkinson is a financial advisor at UBS Financial Services with 23 years of industry experience. He holds the Series 66 designation and has been with UBS since 2013. Outside of his advisory role, he is involved in providing soccer education and coaching to youth players through the Villarreal Virginia Academy. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm leverages proprietary research and institutional trading capabilities alongside wealth management services.

Heather Hanson Rivas is a CFP® with 15 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. She serves as a co-trustee of the John C. Hanson Revocable Living Trust and is a finance committee member for the Glen Echo Park Partnership for Arts and Culture. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions based on research, diversification principles, and modern portfolio theory.

Denise Adah is a financial advisor with LPL Financial in Lanham, MD, holding a Series 66 designation and 24 years of industry experience. Her prior career includes 16 years at Ameriprise Financial Services and roles at Avantax and CUSO Financial Services. She is also involved with NASA Federal Credit Union, where she offers investment services through LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with technology and a wide range of investment options.

Benjamin Duhoski is a financial advisor with LPL Enterprise, holding a Series 66 designation and seven years of industry experience. He previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Northwestern Mutual. LPL Enterprise provides advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a large network of investment adviser representatives. The firm typically employs model-driven investment implementation and offers access to third-party asset managers and financial planning services.

Rod Faghani is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he owns and operates a community martial arts class focused on Kendo, a form of Japanese fencing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and annual planning advice focused on income sources and tax-aware withdrawal strategies.

Jeffrey Tindall is a financial advisor with Equitable Advisors in Columbia, MD, holding Series 63 and Series 66 licenses and having 19 years of industry experience. He has been with Equitable Advisors since 2006 and previously worked with Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Rumana Tarin is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in helping affluent individuals and families with services including corporate executive support, education planning, equity compensation, family wealth management, legacy planning, liquidity management, personal retirement planning, small business strategies, special needs planning, and tax minimization. Rumana holds a Bachelor's Degree from Stony Brook University and an Associate's Degree from Briarcliffe College. She has also completed advanced financial planning coursework at the College for Financial Planning. Her professional credentials include the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, Certified Plan Fiduciary Advisor® (CPFA®) designation, Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) certifications. She is a member of the Bank of America Long Island Regional Council. Rumana is actively involved in the special needs community through her work with Autism Speaks. She brings her fluency in English, Persian, and Spanish to her practice. Outside of work, Rumana enjoys music, fitness, traveling, reading, and spending time with her family.

Scott Lanham is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics based on diversification principles and modern portfolio theory.

Brian Haney is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Coastal Investment Advisors, Dempsey Lord Smith, and Mass Mutual Life Insurance Co. Haney also owns Blanton Financial Group and is involved in consulting and insurance-related activities. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Lionel Desbordes II is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Edward Jones since 2009. Outside of his advisory role, he serves on the Board of Trustees for Glenelg Country School in Ellicott City, MD. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management supported by a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs, investment strategies, and affiliated solutions under a fiduciary standard.