Jacqueline Lister is a financial advisor with Morgan Stanley in Duluth, GA, holding a Series 66 designation and bringing 24 years of industry experience. She has been with Morgan Stanley since 2013 and with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she operates a handmade jewelry and home decor booth at community events and serves as an officer on the Scholarship Committee for P.E.O., a civic organization in Des Moines, Iowa. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies.

Christian Cherniak is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 designations and possessing 32 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Outside of advisory work, he is the president and owner of P&C Aviation, a flight training business, and serves on the advisory board for Tyler Perry Studios. Morgan Stanley Wealth Management offers a wide range of advisory programs and financial planning services to both individual and institutional clients, employing structured planning tools and various investment options.

Philip Mall is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at E*TRADE Capital Management and E*TRADE Securities LLC. Outside of finance, he had a role at Truck and Tap Duluth. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Alexander Bush is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he focuses on delivering personalized wealth management strategies tailored to each client's unique financial situation and goals. He provides access to Merrill's investment insights along with banking and lending solutions from Bank of America. Alexander supports clients in various areas including college education planning, corporate executive services, equity compensation services, family wealth management strategies, liquidity management, managing new wealth, portfolio management services, women and wealth, sports and entertainment, and tax minimization. He emphasizes building personal relationships and providing focused attention to meet the distinct needs of his clients. He holds a Bachelor's Degree from Kennesaw State University and has earned professional designations such as Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Alexander serves as the Board Chair for Athletes for a Better World, reflecting his commitment to community involvement and supporting athletes beyond their professional careers.

Christopher Mc Gregor is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill and Merrill Lynch Pierce, Fenner & Smith, Inc. since 1993, as well as at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

James Kennedy is a financial advisor at Ameriprise Financial Services with 22 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Ameriprise since 2016. Kennedy serves on the Board of Directors for the Development Authority of Fulton County and manages his own advisory business, Meg Moore, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Laura Strong is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Based in Alpharetta, GA, she has served clients through one of the largest financial institutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Davis Culwell is a financial advisor with LPL Financial based in Alpharetta, GA. He holds Series 63 and Series 65 credentials and has six years of industry experience. Prior to joining LPL Financial, he worked at Sullivan & Schlieman Wealth Management and Brasfield & Gorrie. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Tony Toombs is a Financial Consultant at Fidelity Investments, bringing over 30 years of experience in the financial services industry. He has held various roles within Fidelity since 2021, including Portfolio Specialist and Planning Consultant, before his current position. Prior to joining Fidelity, Tony served as a Financial Advisor at several firms, including Western and Southern Brokerage Services, Merrill Lynch Pierce Fenner & Smith, and SunMark Financial Services. His career also includes roles such as Regional Vice President at Hartford Life and Financial Consultant at Raymond James. Throughout his career, Tony has developed expertise in designing personalized financial strategies that address clients' unique needs and goals. He holds the Certified Financial Planner (CFP) designation, reflecting his commitment to professional standards and client service. Outside of his professional work, Tony enjoys baseball, football, golf, traveling, and spending time with family.

Al Oliva II is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 35 years of experience in business and financial services, he has built his practice around providing service, planning, advice, and guidance to clients and their families. Born and raised in Westchester County, NY, Al was actively involved in sports during his youth and pursued a Bachelor Degree in Finance from Ithaca College, graduating in 1991. He moved to Atlanta in 1994 and held various roles in the mortgage industry, including underwriter and branch manager, before embarking on his career at Merrill in 2009. Leveraging Merrill's resources, he customizes wealth management plans that address clients' comprehensive financial goals. Al holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He currently resides in Johns Creek, GA, where he enjoys playing golf, riding motorcycles, working out, and fishing.

Ernest Guilliams III is a financial advisor at Merrill with Series 63 and Series 65 credentials and 49 years of industry experience. He has worked at Merrill since 2008 and at Bank of America since 2009. Outside of his advisory role, he manages a family farm and participates in several local councils related to planned giving and estate planning in Georgia. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Michael Hugghins is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Jacob Burnette is a financial advisor with Ameriprise in Hoschton, GA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2019, he worked with the Pittsburgh Pirates from 2011 to 2017. He serves as Treasurer on the Board of Directors for the Atlanta Road Church of Christ. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

David Saltzman is a CFP® credentialed financial advisor with 38 years of industry experience. He has been with UBS Financial Services since 1994. Outside of his advisory role, he manages several personal LLCs related to real estate holdings, including a beach condo used as a primary residence and occasional rental. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research to tailor portfolio strategies to client goals.

Daniel Schurr is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, N.A. and Merrill. Based in Alpharetta, GA, he has been with UBS since 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Donnie Sanders is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He previously worked at Merrill and Bank of America, N.A. from 2004 to 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

John Turner is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He previously worked at Cantella and Co, Inc. for 12 years before joining Raymond James in 2022. He serves as a board member of the Ware Foundation, a nonprofit organization where he contributes to the operating budget and financial duties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers non-discretionary planning tailored to client goals, utilizing risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Richard Capurso is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. His prior roles include positions at E*TRADE Capital Management, Wells Fargo Bank, and PNC Investments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations to assist clients in financial decision-making.

Joann Pauley is a financial advisor at Merrill with 30 years of industry experience. She holds a Series 63 designation and has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benardo Richardson is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with firms including Charles Schwab, SunTrust Advisory Services, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining a broad range of advisory services with extensive non-advisory financial activities.