John Marsella is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America, N.A., and several non-financial businesses. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Childers Jr. is a financial advisor at UBS Financial Services with 52 years of industry experience and holds the Series 63 designation. He has been with UBS since 2002. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Michael Kahn is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having five years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Eric Hart is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he spent 22 years at Book Bonanza Inc. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios using mutual funds, ETFs, and ETPs.

Michael Britt is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has been with Fidelity Brokerage Services LLC since 2018 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios across mutual funds, ETFs, and ETPs.

Jonathan Adams is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His previous roles include positions at Bank of America, Merrill, and Massachusetts Mutual Life Insurance Co. He is currently based in Saint Augustine, Florida. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis while incorporating a centralized due-diligence process.

Eric Martin is a financial advisor at Fidelity with six years of industry experience. He previously worked at Edward Jones and served ten years in the U.S. Army. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its role in advising multiple registered investment companies and its use of systematic methodologies in managing model portfolios.

Hayden Schmidt is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Otis Elevator Company and E&J Gallo Winery. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a combination of fundamental research and quantitative analysis, including algorithmic portfolio construction and model portfolios derived from mutual funds, ETFs, and ETPs.

Andrew Welch is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as Fidelity Investments. His background also includes roles outside the financial sector, such as positions at the USDA Farm Service Agency and The University of Southern Mississippi. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm’s approach uses structured discovery conversations and proprietary tools, and it manages approximately $2.74 trillion in client assets.

Bradley Jordan is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alfredo Howard is an Investment Solutions Representative III at Fidelity Investments. In his current role, he partners with clients to develop customized financial plans tailored to their individual needs. He leverages Fidelity's resources, tools, and strategies to support clients in working towards their personal goals and securing the financial future of themselves and their families. Alfredo's experience at Fidelity spans several roles, beginning as a Customer Relationship Advocate from 2022 to 2024, followed by progressive positions as Investment Solutions Representative I and II before attaining his current role in 2026. This progression reflects his growing expertise in investment solutions and client support. Outside of his professional activities, Alfredo enjoys gardening, hiking, and reading.

Kasey Lyons is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. Prior to joining Fidelity Investments, Lyons worked in retail and education roles including positions at Academy Sports and Florida State College at Jacksonville. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic methods to construct model portfolios across mutual funds, ETFs, and ETPs.

Ami Mcgowan is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding Series 63 and Series 66 designations and has 27 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Buckley is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Nitti is a financial advisor at Wells Fargo Clearing with one year of industry experience. His work history includes several years at Publix Super Markets and Mainland High School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Heykens is a financial advisor with Equitable Advisors in Jacksonville, FL, holding a Series 66 designation and one year of industry experience. His prior work includes positions at the University of North Florida, MWR Mayport, and Florida State University. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm uses a variety of third-party programs and discretionary management models to serve a diverse client base.

Nicholas Grassia is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017. Outside of his advisory work, he has served as a part-time driver for ride-sharing companies Uber and Lyft. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Hart is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has previously worked at Cetera Advisors LLC, Park Avenue Securities, Guardian Life Insurance Company, and State Farm Fire and Casualty Company. He serves as a board member for The Arc Jacksonville, a charity benefiting individuals. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Tucker Smoot is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2012 as well as Bank of America since 2014. Outside of his advisory role, he owns an LLC established to hold recreational and timber land interests in Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Casey Bulgin is a financial advisor with Raymond James & Associates in Jacksonville, FL, holding a Series 66 credential and bringing 23 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, Bulgin serves on the advisory board of Health Education To Reduce OBS and participates in the finance committee at Timuquana Country Club. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.