Heather Nye is a financial advisor at Merrill with Series 66 and Series 63 credentials and four years of industry experience. Her prior work includes roles in hospitality and human resources firms before joining Merrill and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Leslie Dix is a Senior Financial Advisor with Merrill Lynch Wealth Management, partnering with the Grall & Dix Wealth Management Group. She has over 18 years of experience in the securities and planning industry, focusing on delivering personalized wealth management strategies that help clients pursue their long-term financial goals. Leslie's expertise includes employee stock options, insurance, estate planning, portfolio construction, and investment management across mutual funds, ETFs, stocks, bonds, and options. She holds the Accredited Asset Management Specialist™ designation earned through The College for Financial Planning Institutes Corp., as well as the Personal Investment Advisor (PIA) designation. Leslie earned a Bachelor's Degree from Jacksonville University. She is a member of the Associated Builders and Contractors, Inc.- First Coast Chapter. Beyond her professional work, Leslie is involved in the community through volunteering and maintains personal interests in cooking, fishing, football, golfing, hiking, music, spending time with family, traveling, watching movies, and yoga.

Anthony Curtis is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He has worked at Merrill since 2013 and at Bank of America, N.A. for the past seven years. Outside of financial services, he is working as a consultant and independent contractor on a literary memoir focused on themes of childhood trauma, resilience, and healing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Doney IV is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill since 2013. Outside of his advisory role, he sells personal items on eBay on a part-time basis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Margo Hill is a CFP®-certified financial advisor with 17 years of industry experience, currently practicing at Ameriprise in Saint Johns, FL since 2015. She co-owns Integrity Tax Solutions, a tax preparation business, and also works as a tax specialist providing individual tax return services for Intuit Turbo Tax. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, offering tailored, research-driven recommendations that incorporate tax-efficiency and income source analysis.

Melissa Duke is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 designation and 15 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2017 and was previously with Montoya & Associates. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support client financial plans and offers a broad range of investment and advisory services.

Johnathan Rice is a financial advisor at Merrill with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill since 2006, concurrently serving at Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Caridad Sperry is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Fidelity Brokerage Services LLC. Outside of finance, she is a certified indoor cycling instructor at CycleBar in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies developed by internal and third-party managers. The firm serves individual and institutional clients, including high-net-worth individuals, pension plans, and charitable organizations.

James Coleman is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 2014. Outside of his advisory role, he works part-time as a sideline assistant for football games at EverBank Field. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, providing managed account programs, discretionary portfolio management, and brokerage execution services supported by a platform integrated with Bank of America affiliates.

Janet Baynes is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and with 26 years of industry experience. She has been with JPMorgan Securities since 2016. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

William Dixon is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 designation and possessing 25 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as a team captain for the Gator Bowl Committee. Morgan Stanley Wealth Management provides a wide range of advisory services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and delivers services through both direct client relationships and corporate agreements.

Erik Labitzke is a financial advisor at Merrill in Jacksonville, FL, with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Edward Moyer is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2010. Outside of his advisory role, he works as an associate at K-Mart in Orange Park during non-trading hours. Merrill provides managed account services through its Select Portfolio Solutions Program, catering to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm uses model-based and discretionary investment strategies developed by internal and third-party managers.

Kristin Fincher is a financial advisor at Merrill with 15 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Roegner is a Series 66-licensed financial advisor with Merrill, based in Jacksonville, FL, and has 12 years of industry experience. He has been with Merrill and Bank of America, N.A. for the past 10 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samuel Rosa is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Fidelity Investments, and the College of Charleston. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations in its financial planning process.

Brian Haefner is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has worked at Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Carter is a CFP® professional with 10 years of experience in the financial services industry. He is currently with Cetera and has held prior positions at First Allied Securities Inc., Richard Worrell, LLC, Northwestern Mutual Investment Services LLC, and BBT Investments. Cetera Investment Advisers LLC is an SEC-registered firm serving a nationwide network of independent advisors and a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through multiple program structures and affiliations, managing over $256 billion in assets.

Wade Corbett is a Wealth Management Senior Relationship Manager who works with generations of affluent families, serving as their primary contact in providing service tailored to individual needs and preferences. He has held various roles at Fidelity Investments since 2000, including Planning Consultant from 2021 to 2024, Senior Relationship Manager from 2006 to 2021, and Relationship Manager from 2000 to 2006. Throughout his career, Wade has developed expertise in wealth management and client relationship services. No educational background or personal interests have been provided.

Brittany Riddle is a financial advisor with Ameriprise in Ponte Vedra Beach, FL, holding a Series 66 designation and five years of industry experience. She previously worked at UBS Financial Services for seven years before joining Ameriprise in 2023. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm’s investment approach incorporates proprietary research, third-party data, and algorithmic tools, with a focus on dependable income sources and tax-aware withdrawal strategies.