Daniel Seletsky is a CFP® and holds a Series 66 license with three years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2022, following prior experience at NewDay Financial LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and brokerage services with multi-asset model portfolios and a formal alternative-investment onboarding process.

Sandra Carter is a Wealth Management Advisor with The Lacy Wealth Management Group at Merrill Lynch Wealth Management. She has over 31 years of experience in the financial services industry, having begun her career with Bank of America in 1993 and joining The Lacy Group in 2011. Sandra utilizes the resources of Merrill, Bank of America, and Bank of America Private Bank to provide customized cash and credit management strategies, recognizing that liability and credit management are as important as investment planning for families and businesses. Her expertise includes home financing, aviation, marine, investment property financing, securities-based lending, and credit card and cash management solutions. Sandra holds multiple professional designations, including Chartered Retirement Plans Specialist™ (CRPS™), Certified Plan Fiduciary Advisor® (CPFA®), and Certified Divorce Financial Analyst® (CDFA®). She also holds Series 7, 63, and 65 FINRA registrations and has completed the Accredited Certificate Program from the College for Financial Planning. Sandra is actively involved in client planning, participating in investment committee meetings to develop tailored wealth management plans. She is a member of the Leadership WPB Class of 2018 and contributes to the community through involvement with Christ Fellowship Church, Hearts for Moms, and Teen Mother Choices. Her personal interests include cooking, interior decorating, music, photography, spending time with family, and traveling.

Brandon Blank is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has previously worked at firms including Ameriprise Financial and Strategic Estate Planning Services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting alongside affiliated brokerage and investment management capabilities.

Melody Sills is a financial advisor with Merrill in Palm Beach, FL, holding a Series 66 designation and 20 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith since 2007. Outside of her advisory role, she owns Mustard Seed Cre8tions, LLC, a business that creates and sells home décor, art, clothing, pet accessories, and health and beauty products. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Sweet is a financial advisor with Equitable Advisors in Palm Beach, FL, holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. His prior work includes roles at CMG Financial Planning Ltd., AXA Advisors, LLC, and Kestra Investment Services, LLC. Outside of advising, he owns several limited liability companies. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party program sponsors.

Katherine Chacon is a financial advisor at Edward Jones in Palm Springs, FL, holding the CFP®, ChFC®, and Series 66 designations with 16 years of industry experience. She has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Todd Nichols is a financial advisor with UBS Financial Services in North Palm Beach, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and asset allocation models to tailor strategies to client goals.

Mark Cissel is a financial advisor at Stifel with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Stifel Nicolaus & Co Inc since 2017. Prior to that, he was with Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2017. Outside of his advisory role, he serves as Chief Financial Officer of a clothing business, Une Belle Trouvaille. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Meeta Yadava is a CFP® professional with 25 years of industry experience. She is currently with LPL Financial and has previously worked at BMO Harris Financial Advisors, BMO Bank NA, and Fifth Third Securities. She holds Series 63 and Series 66 licenses. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third‑party asset management, with a platform that supports both discretionary and non‑discretionary strategies.

Nathalie Tremblay is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds a Series 66 designation and has been with UBS since 2016. Outside of her advisory role, she serves on the board and festival committee for the Festival of the Arts in Boca Raton, helping select art performers. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Martin Rico-Ortega is a Wealth Management Planning Consultant at Fidelity Investments. He has held various roles within Fidelity, including Planning Consultant from 2024 to 2026, Relationship Manager from 2022 to 2024, and Financial Representative from 2021 to 2022. Prior to joining Fidelity, Martin worked as a Registered Personal Banker II at Wells Fargo from 2013 to 2021. Martin focuses on helping clients make decisions about their wealth by understanding their individual needs and concerns. He collaborates with clients to develop strategies they can feel confident and proud of as they approach and move through retirement, continuously monitoring and adjusting plans as goals and needs evolve. Outside of his professional work, Martin enjoys activities such as spending time at the beach, camping, family activities, football, outdoor adventures, and traveling.

Jason Heller is a financial advisor with Mass Mutual Investors Services in North Palm Beach, FL, holding CFP® and ChFC® designations and over 25 years of industry experience. He has been with MassMutual Life Insurance Company since 2003 and Mass Mutual Investors Services since 2010. In addition to his advisory work, he serves as an adjunct professor teaching graduate-level financial planning courses and holds senior roles managing insurance solutions and outside business operations. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm focuses on collaborative, goal-based planning using advanced software tools and offers various programs including event-driven planning and educational seminars.

George Moler is a financial advisor at Merrill with 48 years of industry experience. He holds a Series 63 designation and has been with Merrill since 2008, concurrently working at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal and third-party teams for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jose Tagle is a financial advisor with LPL Financial in Jupiter, FL, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Charles Schwab and operating his own contractor business. Outside of advising, he operated All In Casino Events for 16 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including customized portfolio strategies and institutional platforms.

Ayden Markowitz is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, Markowitz held various roles including multiple positions at Florida State University. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Thomas Trimble is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding a Series 66 designation and 28 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Sheila Gabel is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 26 years of industry experience. She worked at Morgan Stanley for six years before joining Raymond James in 2018. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional services, supported by a nationwide network of advisers.

Laura Hanson Virginia is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith, Bank of America, and JPMorgan Chase Bank prior to her current roles at JPMorgan Securities and JPMorgan Bank. Through her employment at JPMorgan Bank, she is able to offer certain banking products and services in addition to investment advisory. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Bernard Adair is a financial advisor with Merrill in Jupiter, FL, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Merrill since 1991 and has been associated with Bank of America, N.A. since 2012. Outside of his advisory role, he works part-time as a golf course ranger at Jonathans Landing Golf Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jonathan Rynsky is a financial advisor at Morgan Stanley with 21 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2013 and holds Series 63 and Series 65 registrations. Outside of his advisory role, he is involved in a cosmetic retail business focused on products and services for women. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and strategies developed by its Global Investment Committee.