Michael Doren is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Diane Ridley is a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined the firm in 1985 and co-founded The BMR Wealth Management Group in 2000 alongside her partner Scott Mazur. Diane offers wealth management and investment consulting services to wealthy family groups, high net worth individuals, and corporate executives. She is also a qualified Portfolio Manager who builds and manages personalized investment strategies for clients, incorporating individual stocks and bonds, Merrill model portfolios, and third-party strategies. Diane holds the Chartered Retirement Planning Counselor (CRPC) designation awarded by The College for Financial Planning Institutes Corp and a Bachelor's Degree in Accounting from the University of Tampa. She has been recognized in the industry with multiple listings, including Forbes "Best-in-State Wealth Advisors" for nine consecutive years up to 2026, the Forbes Top Women Wealth Advisors Best-in-State list from 2022 to 2026, and the Forbes "America's Top Women Wealth Advisors" List in several years. Outside of her professional career, Diane resides in Jupiter with her husband and two grown children. She engages in community involvement through organizations such as IMPACT OF THE PALM BEACHES and the FORGOTTEN SOLDIERS OUTREACH CENTER. Her personal interests include reading, participating in book clubs, football and basketball, gardening, and cooking.

Benjamin Cohen is a financial advisor at Morgan Stanley with 29 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2012. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a planning process that uses structured discovery and quantitative modeling tools.

Andrew Raskin is a financial advisor with LPL Financial in Palm Beach Gardens, FL, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Bank of America, Merrill, Wells Fargo Clearing, Chase Investment Services, UBS Financial Services, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives and offers a range of financial planning, portfolio management, and institutional platforms.

Steven Hein is a CFP® and PFS™ credentialed financial advisor with 25 years of industry experience. He is currently with LPL Financial and has previously worked at Kestra Advisory and Avantax Advisory Services. Hein is also involved in providing seminars on college planning through 123college.com. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and a variety of investment strategies.

Sylvia Rheker is a financial advisor at Stifel with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at UBS Financial Services, Wells Fargo Advisors LLC, and several other firms. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Leslie Shorey is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Wells Fargo Clearing in 2021, Shorey has worked with Wells Fargo Bank, N.A. since 1989. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

Gabriela Vasquez is a financial advisor at Charles Schwab with seven years of industry experience and holds a Series 66 designation. She has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2021 and previously worked at Merrill from 2018 to 2021. Prior to her financial services career, she was employed as a family nanny. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operations.

Richard Beltram is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and analytical models as part of its financial planning process.

James Zahringer is a financial advisor with Raymond James & Associates in Palm Beach, FL, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of advising, he owns Cargo Holdings LLC and serves on the advisory board of ghostfire. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with a variety of portfolio management styles and affiliated research resources.

William Roughen is a financial advisor with Ameriprise in West Palm Beach, FL, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Madison Avenue Securities, Global Wealth Management, and Ameriprise Financial Services. Ameriprise provides retirement-income planning services primarily to individuals with substantial investable assets, using a centralized consulting team to deliver data-driven, tax-efficient recommendations that incorporate algorithmic automation and regular review processes.

Colin Leavey is a financial advisor with Raymond James & Associates in Palm Beach Gardens, FL, holding a Series 66 designation and nine years of industry experience. His prior work includes two years at UBS Financial Services and a year with Amazon Mechanical Turk. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser force.

Thomas Mimnaugh is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His career includes various roles within Wells Fargo entities since 2009. Outside of his advisory work, he owns and operates TPMIMNAUGH LLC, a financial-related business. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Joel Jason is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding a Series 63 designation and with 41 years of industry experience. He has been with UBS since 2000. Outside of his advisory work, he serves on the Board of Directors for Virginia Beach Vision, a nonprofit organization focused on community initiatives in Virginia Beach. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering customized financial planning and portfolio management supported by proprietary research and model-based asset allocations.

John Chanda is a financial advisor with LPL Financial who holds a Series 66 designation and has 26 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, and ProEquities, Inc. He is also involved with Chanda Financial LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and technology tools to support its network of over 22,800 advisors.

Robert O'Connor Jr. is a financial advisor with Ameriprise in Delray Beach, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as Treasurer and Board Member of the Capri L Association. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendation reports, supported by a centralized consulting team and algorithmic tools.

Renee Manalansan is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She previously worked at Merrill for 12 years and Bank of America for one year before joining Morgan Stanley Smith Barney in 2020. Outside of her advisory role, she is a joint owner involved with property management activities in Palm Beach Gardens, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside customized investment strategies.

Patricia Sans is a financial advisor with Raymond James & Associates in West Palm Beach, FL, holding Series 63 and Series 65 credentials and 42 years of industry experience. Her prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. She serves as Treasurer for StrikeForce 297, a nonprofit focused on supporting faith-based community organizations through grant distribution. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering comprehensive financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management options.

Thomas Smith is a financial advisor with Morgan Stanley in West Palm Beach, Florida, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, he owns a rental property in Vero Beach, Florida. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in assets. The firm emphasizes structured planning processes and serves clients through a wide range of investment and financial strategies.

Alexandra Wooldridge Lo Biondo is a financial advisor at Raymond James Financial in Wellington, FL, holding a Series 66 designation with 5 years of industry experience. She has worked at both Boynton Financial Group, Inc. and Raymond James Financial Services, Inc. since 2015. Outside of her advisory role, she was involved with St. Therese de Lisieux Church for nine years. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains a notable affiliation with a municipal advisor to support its public finance work.