Dominic Kariofiles is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. Prior to joining UBS, he held positions with Cincinnati Pool Management, Flyer Enterprises, and the Great Miami Valley YMCA. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary capital market assumptions and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

Bradley Mc Elwain is a financial advisor with Ameriprise in Alexandria, KY, holding Series 63 and Series 66 credentials and 17 years of industry experience. He previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2013 to 2020. He also manages an advisory business through River Hills Consulting Services LLC. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm provides a combination of advisory, brokerage, and insurance solutions, delivering personalized, research-driven retirement income recommendations through a centralized consulting team.

Jerome Doherty is a financial advisor at Fidelity with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has worked in various roles within Fidelity, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary services, fund advisory, and model portfolio delivery, with distinctive roles in registered investment companies and use of AI-driven research methodologies.

Gary Dowdell is a financial advisor with UBS Financial Services in Cincinnati, Ohio. He holds a Series 66 designation and has 21 years of industry experience, including 13 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm integrates proprietary market research and model-based asset allocations to tailor strategies for clients and combines institutional trading capabilities with wealth management services.

Steven Cluxton is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he worked at the Defense Finance and Accounting Service and held roles in retail and self-employment, including operating a business called Pastime Tournaments LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic methodologies, employing algorithmic portfolio construction and oversight across multiple investment platforms.

Jeffrey Cooper is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has worked with Fidelity for 24 years, during which he has assisted clients in developing, implementing, and monitoring their financial plans. His professional experience includes roles such as Financial Consultant, Relationship Officer, Financial Planning Consultant, Fixed Income Specialist, and Service and Trading Specialist, all within Fidelity Investments. Prior to joining Fidelity, he was an Investment Consultant at Charles Schwab in 2004. He holds insurance licenses in Arkansas and California. Outside of his professional work, Jeffrey's personal interests include baseball, family activities, golf, hiking, military service, and traveling.

Baily Kennedy Oldiges is a financial advisor at UBS Financial Services with seven years of industry experience. They hold a Series 66 designation and have worked at UBS since 2018. Prior to UBS, they held positions at The Christ Hospital and Five Seasons Family Sports Club. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses model-based asset allocations and proprietary research to tailor financial plans to clients’ goals and risk tolerances.

Scott Combs is a financial advisor at Fidelity with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2000. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive activities including formal advisory roles to multiple registered investment companies and the use of AI-driven methodologies.

Jeffry Drifmeyer is Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2023. In this role, he collaborates with affluent families and business owners to build efficient financial plans aimed at achieving their goals. Prior to his current role, Jeffry served as a Financial Consultant at Fidelity Investments from 2016 to 2023 and as a Retirement Relationship Manager from 2012 to 2016. Jeffry holds insurance licenses in Arkansas and California. He focuses on helping clients develop financial plans they can clearly articulate and feel confident about. No additional information regarding education, personal interests, or community involvement has been provided.

Jake Meyer is a Financial Consultant who collaborates with clients to develop tailored financial plans aimed at meeting their specific needs and goals. He has been associated with Fidelity Investments since 2016, holding various roles including Financial Representative, Full Trader, Relationship Manager, and most recently, Planning Consultant. This progression demonstrates his extensive experience within the financial services industry. Throughout his career at Fidelity Investments, Jake has gained expertise in client relationship management and financial planning. His approach centers on understanding each client's unique situation to create effective strategies for financial success. Outside of his professional work, Jake has personal interests that include boating, cars, football, social events with friends, horseback riding, and caring for pets.

David Gray is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2015 and 2017, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

Patrick Magarian is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His work history includes roles at Xavier University, Kelly Bros Lumber & Design, MAI Capital Management, Ohio State University, Von Lehman CPA & Advisory, Elon University, and Cincinnati Country Day School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edward Ullrich is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding Series 63 and Series 66 designations and 19 years of industry experience. His career includes 17 years at Fidelity Investments and a year at AW Securities prior to joining Wells Fargo Clearing in 2025. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Hunter Rambin is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. He previously worked at Avantax Advisory Services and PricewaterhouseCoopers LLP. In addition to his advisory work, Rambin manages the tax division at Hicks & Mann Wealth Management, where he prepares tax returns, oversees tax-related processes, and provides tax consultation services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple investment strategies across diverse program platforms.

Molly Koester is a financial advisor at Morgan Stanley with 19 years of industry experience. She has held roles at both Morgan Stanley and UBS Financial Services over her career. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analytics. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Matthew Ruffolo is a financial advisor with Ameriprise in Edgewood, KY, holding a Series 66 credential and three years of industry experience. Prior to joining Ameriprise, he worked at L.M. Kohn & Company and Central Bank Trust & Co. Outside of his advisory role, he serves as an assistant special teams coach at St. Xavier High School and privately trains high school and college football kickers and punters. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and Social Security claiming options.

Dakota Graue is an Executive Planning Consultant at Fidelity Investments, specializing in partnering with executives to assist with company benefits, equity compensation, and wealth planning. He works with clients and their families to navigate the complexities of company benefits and holistic financial planning. Dakota has been with Fidelity Investments since 2021, progressing from Workplace Planning Consultant to Benefits and Planning Consultant before assuming his current role as Executive Planning Consultant in 2025. He holds insurance licenses in Arkansas and California.

Leo Lauterbach is a financial advisor with Wells Fargo Clearing in Mason, Ohio, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, National Association, from 2009 to 2018. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process is grounded in modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Kevin Ruther is a financial advisor at UBS Financial Services with 15 years of industry experience. He has been with UBS since 2015 and holds a Series 66 designation. Outside of advisory work, he is a co-owner and operator of a real estate partnership involved in rental property decisions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

Rex Johnson is a financial advisor with LPL Financial in Cincinnati, OH, holding Series 63 and Series 65 credentials and 39 years of industry experience. He previously worked for Wells Fargo Advisors Financial Network LLC for 16 years before joining LPL Financial in 2025. He is involved with Watchpoint Financial Group LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, with a broad platform that integrates advisory with various non-advisory financial activities.