Matthew Edmiston is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Cambridge in 2015, he worked at LPL Financial and Fifth Third Securities. Outside of his advisory role, he is involved in independent insurance services and operates a business entity named Matthew Edmiston LLC. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and offers proprietary model strategies under the Founders Gate Capital brand.

Makenzie Hoiney is a Financial Advisor with Merrill Lynch Wealth Management. She has been in the finance industry since 2015 and joined the River Hills Group team in June 2018. In her role, Makenzie works with individuals and families to help them develop plans aimed at achieving their short- and long-term financial goals. Makenzie holds a Bachelor's degree in Psychology from Miami University, having previously attended Clemson University for two years. She has earned the Chartered Retirement Planning Counselor (CRPC) designation, enhancing her expertise in retirement planning and wealth management. Her client focus areas include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. A native of Cincinnati, Makenzie resides on the city's West Side with her husband, Matt, and their three children. Outside of her professional responsibilities, she enjoys cooking, spending time with her family, traveling, and cheering on the Cincinnati Bengals.

Todd Haacke is a financial advisor with Stifel based in Blue Ash, OH, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Citigroup Global Markets. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Ryan Holtman is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked at Hivery and Kroger. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported retirement income recommendations.

Carol Constable is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds the Series 63 designation and has worked with Wells Fargo Clearing since 2016. Prior to that, she was employed at A. G. Edwards & Sons, Inc. from 2005 to 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and emphasizing diversification and modern portfolio theory.

John Lawrence IV is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 credential and 12 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, Lawrence serves on the Board of Directors for the Taft Museum of Art, where he is involved in resource development and strategic initiatives. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering tailored financial planning and portfolio management supported by proprietary research and capital market analysis.

Joseph Goetzinger is a financial advisor with RBC Capital Markets in Cincinnati, OH, holding Series 63 and Series 66 licenses and 15 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC for eight years. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charities through tailored investment strategies and various advisory programs. The firm offers discretionary and non-discretionary portfolio management, financial planning, brokerage services, and access to in-house and third-party investment managers.

Jeanine Toney is a financial advisor at UBS Financial Services with 30 years of industry experience. She has been with UBS since 1995 and holds a Series 63 designation. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work through a network of Financial Advisors using proprietary research and model-based asset allocations.

Ralph Teppe is a financial advisor at LPL Financial with 45 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Securities America Advisors, NEXT Financial Group, SII Investments, and FSC Securities Corporation. Teppe also operates Teppe Financial Service, a DBA linked to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary and third-party investment strategies.

Ian Roewer is a Series 66-licensed financial advisor with Edward Jones in Loveland, OH, bringing seven years of industry experience. He has worked at Edward Jones since 2018 and previously spent six years at Mercy Health. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a network of more than 23,700 advisors.

Christopher Millard is a Benefits & Planning Consultant within the Executive Services division at Fidelity Investments, where he provides comprehensive wealth planning advice that integrates workplace benefits into client strategies. He currently works as part of a team of advisors focused on developing tailored plans for clients. Christopher has held several roles at Fidelity Investments since 2015, including Director of Retirement Planning, Retirement Planner, Central Relationship Manager, Workplace Planning Consultant, and Financial Associate. He also served as an AVP and Financial Solutions Advisor at Bank of America Merrill Lynch from 2019 to 2021. His experience centers on retirement planning, financial advising, and client relationship management. Outside of his professional career, Christopher's interests include family activities, football, military service, parenthood, and traveling.

Michele Behling is a CFP®-certified financial advisor with Stifel, located in Blue Ash, OH, and has 16 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2019 and previously held roles at Morgan Stanley and Citigroup Global Markets. Outside of advisory work, she owns and designs products for an online clothing and home goods business called CheleAllaModa. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services such as fee-based financial planning and wrap programs. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, which employs forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and planning analyses.

Shandrika Bryant is a financial advisor with Primerica Advisors in Springdale, OH, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has been associated with Primerica Advisors since 1998 and Primerica Financial Services since 1997. Outside of her advisory role, she manages bookkeeping services through a self-employed business and has involvement in non-investment related sales and loan product referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-driven investment strategies managed by third parties and supports a range of tactical and strategic portfolio options, with a focus on advisory services delivered by a large network of financial advisors.

Rosemary Foley is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that utilizes structured discovery and firm-approved tools to model financial outcomes.

Zach Lyons is a Planning Consultant at Fidelity Investments, where he collaborates with clients and their families to develop financial plans tailored to their individual needs and objectives. He has held this role since 2025. Prior to his current position, Zach worked as a Relationship Manager at Fidelity Investments from 2024 to 2025, and as a Financial Representative at Fidelity Investments from 2022 to 2024. He began his financial services career as a Financial Representative at Western & Southern from 2021 to 2022 and previously worked as a Teller at Kemba Credit Union, Inc from 2019 to 2020. Outside of his professional work, Zach has interests in baseball, cooking and baking, fitness, football, golf, and movies.

Ning Liao is a CFA® charterholder and holds a Series 66 license with 15 years of industry experience. She has worked at UBS Financial Services since 2021 and previously held roles at The Randolph Company and Ameriprise Financial Services. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management to provide a broad range of investment solutions.

Robert Anning is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding Series 63 and Series 65 credentials and bringing 58 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, Anning serves as a trustee for several nonprofit organizations, including the Anning Family Charitable Foundation, Cincinnati Children’s Hospital Medical Center, and Ronald McDonald House Charities, and holds a position with the Cincinnati Park Board. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocation to tailor strategies to clients’ goals and risk tolerances. The firm operates with both wealth management and institutional trading capabilities, offering a broad spectrum of financial products and services.

Ashley Gulley is a financial advisor at Edward Jones in Cincinnati, OH, holding a Series 66 designation with four years of industry experience. Prior to joining Edward Jones, she has held various positions including coaching gymnastics and working as a hair stylist. Outside of advisory work, she coaches girls on a club gymnastics team and works as a hair stylist. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a broad range of investment advisory programs and maintains a large network of financial advisors and branch offices across the country.

Philip Murphy is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 26 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2000 and is also associated with Torchlight Financial Group. In addition to advisory services, he is involved in sales of investment-related and home-related products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers, supported by discretionary separately managed accounts and trade execution services.

Michael Redelman is a financial advisor with Charles Schwab in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked with Charles Schwab since 2006 and Charles Schwab Bank, SSB since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized operational oversight.