Carole Cottingham is a financial advisor at Edward Jones with six years of industry experience, holding a Series 66 credential. She previously worked at Edward Jones from 2005 to 2022 and returned in 2022. Outside of her advisory role, she serves as a board member of the Ripley County Community Foundation and teaches yoga weekly. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of advisors and branch offices.

Brandon Maxwell is a financial advisor at Robert Baird & Co. with three years of industry experience. He has worked at Baird since 2022 and previously spent eight years at Luxottica. Maxwell holds the Series 66 designation. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and a range of traditional and non-traditional investment strategies.

Olivia White is a financial advisor at Fidelity with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked primarily with Fidelity Investments since 2018, with additional experience at Paycor and Wiefit. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, leveraging a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages various portfolios, including fund-of-funds and model portfolios, and serves as an advisor to multiple registered investment companies.

Timothy Gandy is a financial advisor with LPL Financial in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Western International Securities, Inc. for 12 years and operated Ecowristwest for 10 years. Outside of his advisory work, he is an author of the book "Giving Sucks - The Prosperity Vacuum." LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Ethan Nyman is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Before joining Fidelity, he held positions at Best Buy, the Cincinnati Reds, Costco, and Thomas More University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across various investment products.

Fred Darlington is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds the Series 63 and Series 65 credentials and has previous experience at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is a notary and holds a health insurance/Medicare license. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Christopher Hais is a financial advisor at OSAIC with 10 years of industry experience. He holds a Series 66 designation and previously worked with Securities America Advisors and Securities America, Inc. He volunteers as a coach for Special Olympics Hamilton County, coaching soccer and skiing teams. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through multiple platforms and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diversified portfolios.

Tricia Jones is a Series 66 licensed financial advisor with Merrill, based in Fort Mitchell, KY, and has three years of industry experience. She previously worked at Wells Fargo Advisors for five years and Morgan Stanley for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Laurel Markley is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 42 years of industry experience. Her prior work includes positions at Ameriprise Financial Services, Inc. and Fifth Third Securities. She is also a managing partner in a business unrelated to investment management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, charitable organizations, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary services, utilizing various portfolio management styles and affiliated research to support its advisory relationships.

Brett Pettit is a financial advisor at Robert Baird & Co. with a Series 66 designation and one year of industry experience. His prior work includes positions at Frost Bank and roles in education and government, including service in the U.S. Congress and at Vanderbilt University. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a variety of strategies and investment approaches to meet client goals and risk tolerances.

Joseph Stark IV is a financial advisor at Morgan Stanley in Cincinnati, OH, with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments and Fidelity Brokerage Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services including corporate financial planning agreements.

Jack Updike is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 22 years of industry experience. He has worked with Primerica Financial Services since 2001 and maintains roles at several companies including OK Travel & Services, R B Tool & MFG, Pfs Investments Inc, and Data Recognition Corp. Outside of advising, he is involved in the sale of home security and automation products as well as loan products through affiliates of PFS Investments Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed account options for individual and high-net-worth clients. The firm employs third-party asset managers and provides a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension plan management.

Mary Schulz is a financial advisor with Primerica Advisors in Cincinnati, OH, holding 13 years of industry experience. She has worked at Dynamic Pension Services and PFS Investments Inc., where she remains active. Schulz is also involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and utilizes model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services.

Marie Vandenberg is a financial advisor with Primerica Advisors in West Chester, OH, holding a Series 63 designation and 23 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2001. Outside of her advisory role, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, offering a range of investment models implemented with oversight from BNY Mellon Advisors.

Tyler Zmich is an Investment Consultant at Fidelity Investments, a role he has held since 2025. He partners with clients and their families to develop personalized financial plans that reflect their goals and objectives, aiming to navigate the complexities of their financial situations. Prior to his current position, Tyler worked as a Workplace Planning Consultant at Fidelity Investments from 2023 to 2025. Tyler's approach involves collaborating closely with clients to co-create financial strategies tailored to their unique needs. Outside of his professional responsibilities, he has interests in baseball, football, golf, skiing, swimming, and traveling.

Dominic Palmisano Jr. is a financial advisor at UBS Financial Services with 12 years of industry experience. He has been with UBS since 2013 and holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Tracey Brooks is a financial advisor with LPL Financial in Cincinnati, OH, holding Series 63 and Series 66 credentials and over 20 years of industry experience. She has previously worked at Ameritas Investment Corp, Capital Choice Financial Services, and Fifth Third Securities. Brooks also operates Living Legacy Financial Services, a separate business entity associated with her LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and advanced technologies in its investment management approach.

Scott Gumble is a CFP® professional with 12 years of experience in the financial services industry, currently affiliated with LPL Financial. His prior roles include positions at BNI Covington, Aaron Seyfried, and Waddell & Reed, among others. Outside of advising, he founded NKY ATM’s, an ATM operation business, and serves as an education coordinator for a local networking group. LPL Financial serves a broad range of clients including individuals, retirement plans, and institutions, offering various advisory and brokerage services through a national network of investment adviser representatives. The firm employs both discretionary and non-discretionary management strategies, providing access to model portfolios, research, and specialized programs.

Krista Runyon currently serves as the Regional Director of Wealth Management at Fidelity Investments, a role she has held since 2023. In this position, she partners with a team of Wealth Management Planning Consultants, focusing on coaching and developing them to meet client needs. Her professional experience at Fidelity Investments spans several roles, including Fixed Income Team Leader (2022-2023), Investment Solutions Team Leader (2020-2022), Investment Solutions Representative (2018-2020), and Financial Representative (2016-2018). This progression reflects her involvement in various aspects of wealth management and investment solutions. No information regarding her education, credentials, personal interests, or community involvement was provided.

Brandon Barlow is a financial advisor at Fidelity with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has been with various Fidelity entities since 2012. Fidelity’s Strategic Advisers LLC delivers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research and quantitative analysis to construct model portfolios, utilizing systematic methodologies and long-term asset allocation benchmarks.