Jeffrey Fleischman is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 30 years of industry experience. He has worked at Cetera and its affiliates since 2013 and has been involved in petroleum distribution and pipeline terminal operations through his roles at Peerless Distributing Company and Cousins Petroleum, Inc. Fleischman serves as a secretary for several senior housing and aging services nonprofit organizations in the Detroit area. Cetera Investment Advisers LLC provides a range of financial services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers various portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party investment options across discretionary and non-discretionary program structures.

Mark Holowicki is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. Since beginning his career in 1988, he has guided affluent families, professionals, and business owners through multiple market cycles by delivering personalized, goals-based wealth management strategies. Mark collaborates closely with clients to define their financial priorities and creates tailored plans that address their unique circumstances and stages of life. His areas of focus include college education planning, executive compensation, family wealth management, employee financial health, LGBT wealth planning, liquidity management, managing new wealth, and personal retirement planning. Mark holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Western Michigan University and a Master's Degree from Wayne State University. Outside of his professional work, Mark is involved with community organizations such as the Salvation Army, Purple Heart, United Way, Detroit Catholic Central, and the Boys and Girls Clubs of Southeast Michigan. His personal interests include biking, golfing, and yoga.

Glyn Whyte is a Financial Advisor at Merrill Lynch Wealth Management. He applies discipline, preparation, and a commitment to long-term goals, principles drawn from his background as a former competitive athlete, to guide individuals, families, and business owners through significant financial decisions. He specializes in areas such as education planning, family wealth management strategies, liquidity management, retirement income, small business strategies, and investment strategy for both individuals and corporations. Glyn holds a Personal Investment Advisor (PIA) designation and earned his High School Diploma from Oakland University. He focuses on developing personalized financial strategies that align with clients' unique goals, aiming to bring simplicity and transparency to the complexities of wealth planning. Outside of his professional role, he is involved with community organizations including the Black Professional Group and Black Leaders Of Detroit, and enjoys interests such as basketball, cooking, football, music, reading, spending time with family, traveling, volleyball, watching movies, and writing.

Richard Kurjian is a financial advisor with Wells Fargo Clearing in Farmington Hills, MI. He holds the CFP® designation along with Series 63 and 65 licenses and has 30 years of industry experience. Prior to joining Wells Fargo in 2016, he worked at UBS Financial Services from 2010 to 2016. He serves as chairperson of the Investment Advisory Committee and Investment Fund for Saint Johns Armenian Church in Southfield, MI. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party providers.

Ariel Alexis is a Financial Consultant currently working at Fidelity Investments since 2025. Ariel has held positions at Fidelity Investments as an Investment Consultant from 2024 to 2025 and as a Financial Representative from 2022 to 2024. Prior to joining Fidelity, Ariel worked as a Financial Representative at TD Ameritrade from 2021 to 2022. In their role, Ariel approaches client relationships with a focus on understanding clients' lives beyond financial data to provide personalized and practical financial guidance. Ariel positions themselves as a financial advocate committed to crafting tailored advice that meets individual client needs.

Courtenay Lyons is a financial advisor at Ameriprise with 20 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Capital Analysts and Lincoln Investment. Lyons is a co-owner of Lyons Financial Group and also owns Vivco Publishing, a business focused on toys and a children's book, though it is currently inactive. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver customized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Benjamin Harris is a financial advisor at Osaic with two years of industry experience. He holds a Series 66 designation and previously worked at Michigan Financial Companies and The Home Depot. Harris is involved in sales and marketing of fixed annuities, securities, investment advisory, and insurance products through Elite Wealth Strategies. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory programs supported by model-based asset allocation and portfolio optimization tools.

Tre Walton is a Series 66 licensed financial advisor with six years of industry experience. He is currently with J.P. Morgan Securities in Southfield, MI, where he has worked since 2023. Prior to joining JPMS, he held roles at Bank of America and Merrill from 2020 to 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screens and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Glen Milligan Jr. is a CFP® professional with 41 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2017. Prior to this, he worked at Ameriprise Financial Services, Inc. for eight years. He also acts in a fiduciary capacity in various roles such as trustee and personal representative. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional clients, and municipalities—and offers tailored financial planning and investment consulting through its Wealth Advisory Services Program.

Traver Tremblay Goodrich is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and 24 years of industry experience. He has been with Ameriprise since 2009, including its predecessor entities, and is based in South Lyon, Michigan. Outside of his advisory role, he is involved with Children's Toy Closet, Inc., an online retail business. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations, primarily for clients with assets managed within Ameriprise accounts.

Wesley Ho is a CFP® professional at Osaic with eight years of industry experience. He previously worked at Securities America Advisors and Pruco Securities, LLC. His other activities include providing notary services to clients at no cost. Osaic Wealth serves a diverse client base ranging from individual investors to institutional clients, offering both brokerage and advisory services through various programs. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by tools such as risk-tolerance questionnaires and rebalancing, with access to multiple custodial arrangements and alternative investments.

Ryan Porter is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He focuses on educating and working with clients to help them achieve their long-term goals through disciplined investing and financial planning. His professional experience centers on providing investment consulting services. Outside of his professional role, Ryan engages in various personal interests including family activities, football, movies, parenthood, reading, and traveling.

Kevin Kneip is a ChFC® credentialed financial advisor with 42 years of industry experience. He has worked at OSAIC since 2018 and previously spent 13 years at Signator Investors/John Hancock. He holds roles including vice president and agent in related financial enterprises focused on securities and insurance products. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supported by a range of investment programs and strategies.

Timothy Martin is a CFP® professional with 27 years of industry experience, currently affiliated with Mass Mutual Investors Services in Clarkston, MI. He has been with MML Investor Services, LLC and MassMutual Life Insurance Company since 2008. Outside of his financial advisory work, he competes in competitive cycling and triathlon events. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using a collaborative, annual engagement model.

Stephanie Kennedy is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, having previously worked at JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm’s advisory process incorporates centralized due diligence and may include ESG eligibility criteria.

Gabriel Barish is a Series 66-credentialed financial advisor with two years of industry experience, currently with LPL Financial in Farmington Hills, MI. Prior to joining LPL Financial in 2025, he worked at The Investment Center, Inc. from 2023 to 2025. Outside of advisory work, he is involved in tax preparation and accounting through Rosen & Assoc. PC and holds a notary commission. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients with a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms. The firm supports its advisors with research tools and offers a variety of discretionary and non-discretionary investment strategies.

Albert Sharp II is a financial advisor with Ameriprise in Brighton, MI, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its predecessor firm since 1985. Outside of his advisory role, he owns and operates a motel and apartment business. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Gregory Spinazze is a financial advisor with Equitable Advisors in Farmington Hills, MI, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked with Equitable Advisors since 2008 and previously with Axa Advisors, LLC, and SPC. Outside of his advisory role, he serves as Executive Board Chair at Vista Maria and is president of BRI of Michigan, Inc., which provides group and medical insurance. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives using a combination of proprietary and third-party advisory programs.

Scott Davis is a financial advisor at OSAIC with 32 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining OSAIC, he worked at Signator Investors, Inc. for 22 years and Royal Alliance Associates, Inc. for 8 years. Outside of his advisory role, Davis serves as president of his local homeowner's association, where he oversees meeting agendas and assists with financial monitoring. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm utilizes model-based asset allocation and portfolio optimization techniques and supports various investment programs delivered through affiliated broker-dealer and registered investment adviser relationships.

David Vanderhovel is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior firms include Royal Alliance Associates and his own practices, Vanderhovel Financial Services and Vanderhovel And Associates, P.C. In addition to his advisory work, he is president of Vanderhovel & Associates, a tax preparation and accounting firm, and he is involved in fixed insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors and advanced operational tools.