Merilyn Aro is a Series 66 licensed financial advisor at Vanguard Advisers with seven years of industry experience. She has previously worked at Merrill Lynch and JP Morgan Securities. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily invests in Vanguard funds and ETFs.

Andrew Fuller is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His work history includes roles at several organizations, including The Vanguard Group, Kaleidoscope Park, and the University of North Texas. He has also been involved with Nautical Boat Club – Little Elm. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, supported by a combination of digital delivery and advisor teams to manage a large client base.

Jason Tucker is a financial advisor with Wells Fargo Clearing in Frisco, TX, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He previously worked at Morgan Stanley Smith Barney from 2010 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm's approach is IPS-driven and based on modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Lawrence Silverman is a CFP® with 35 years of industry experience, currently advising at LPL Financial. His prior roles include positions at Ameriprise Financial Services, 360 Wealth Management, and multiple tenures at LPL Financial dating back to 1996. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Stephen Farrar is a financial advisor with Vanguard Advisers based in Plano, TX, holding Series 63 and Series 66 designations and 14 years of industry experience. His previous roles include positions at Charles Schwab and TD Ameritrade. Vanguard Advisers provides both automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based and algorithm-driven investment approach, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Matt Dispensa is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Fidelity Investments prior to joining J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations, with implementation support from affiliated investment-management entities.

Kathryn Wallace is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior experience includes roles at Bank of America, Ivy Distributors, Waddell & Reed, and Banc of America Investment Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal CIO teams and third-party managers for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Rodriguez is a CFP® with nine years of industry experience currently working at Vanguard Advisers. His prior roles include positions at Fisher Investments, Ameriprise Financial Services, and Fidelity Investments. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans using goal-based, algorithm-driven strategies built around Vanguard funds and ETFs. The firm combines digital platform scale with personalized portfolio management and various customization options.

John Koeijmans is a financial advisor at Stifel with 17 years of industry experience. He holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2019, following a decade at Bank of America, N.A. He serves on the boards of the Notre Dame School of Dallas and its foundation, which support students with developmental disabilities, and is chair of the school's finance committee. Additionally, he participates in the Jesuit College Preparatory School of Dallas Foundation Committee. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses as a basis for client decisions.

Magdalena Galindo is a financial advisor at Edelman Financial Engines with 18 years of industry experience. She holds Series 63 and Series 65 designations. Magdalena has been with Edelman Financial Engines since 2008, including its predecessor entity, Financial Engines Advisors L.L.C. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven modeling process with planner delivery and online tools, offering diversified model portfolios, periodic rebalancing, and both discretionary and non-discretionary investment solutions.

Gabriela De Lima Drumond is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Plano, TX. She has been with Vanguard and related entities since 2026, following prior experience at Willis Johnson Wealth, Skyward Financial, and Edward Jones, among others. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary models to set personalized asset allocations, primarily using Vanguard funds and ETFs, combined with a digital delivery platform serving a large client base through a team servicing model.

Nirvana Fahmy is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2015. She has been with Fidelity Investments since 2007 in various roles including Financial Consultant, Investments Representative, and Financial Representative. Prior to her tenure at Fidelity, Fahmy worked as a Financial Advisor at Morgan Stanley from 2005 to 2007. With over 21 years of experience, Fahmy partners with clients and their families to create customized and flexible financial plans that address their unique situations. Her practice is built on the values of trust, integrity, and prioritizing clients' needs. She holds insurance licenses in Arkansas and California. Outside of her professional career, Fahmy's personal interests include art, food, social events with friends, museums, traveling, and yoga.

Harrison Williams is a financial advisor with Vanguard Advisers in Plano, TX, holding Series 65 and Series 63 licenses and one year of industry experience. His prior roles include positions at Morgan Stanley and the University of Arkansas. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs.

Matthew Wolfe is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2024. Prior to this role, he worked as a Workplace Planning Consultant at Fidelity Investments from 2021 to 2024. Matthew's professional background includes experience as an Associate Wealth Advisor with D.R. Saur Financial and Beacon Pointe Advisors from 2016 to 2021, as well as roles in commercial property insurance and banking. Matthew's expertise encompasses areas such as charitable giving and legacy considerations, tax-efficient investing, retirement planning, investment evaluation, risk management, and protection of income and assets. He holds insurance licenses in Arkansas and California. Outside of his professional work, Matthew engages in family activities, fitness, and the arts, including music and theater. He also participates in volunteering activities.

Timothy Pietrykowski is a financial advisor with Primerica Advisors in Plano, TX, holding Series 65 and Series 63 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993. He has also served as a board member of Lapeer Assembly of God from 2011 to 2014. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, employing model-delivery investment strategies managed by unaffiliated asset managers and supported by custodial and trade execution services.

Gary Briggs is a Certified Financial Planner (CFP®) with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Joshua Palmer is a CFP® professional with 22 years of experience in the financial services industry. He currently works with LPL Financial and has previously held positions at Raymond James Financial Services, J.P. Morgan Securities, and other firms. He is also a licensed notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive technology and a large network of investment adviser representatives.

Humberto Vargas is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and two years of industry experience. He previously worked at Fisher Investments, Rio Bank, and Equitable Advisors, among other firms. Outside of his advisory roles, he has experience in entrepreneurial ventures including KicksBiscuit and Euphoric Growth LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Alejandra Virik is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. She previously worked at Goldman Sachs Personal Financial Management for seven years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, utilizing both internal and third-party portfolio management teams.

Jaynish Gandhi is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and eight years of industry experience. He has worked at Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.