Natalie Conner is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and five years of industry experience. She previously worked at TD Ameritrade and has experience in both financial services and higher education. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Kimberly Bryant is a financial advisor at Charles Schwab with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2006, with a brief period outside the firm from 2019 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a large scale and integrated operational structure.

Katherine Youngs is a financial advisor at Charles Schwab with 21 years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2018, previously supporting Charles Schwab Bank and TD Waterhouse Investor Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and alternative investment options within a large, integrated operational platform.

Matthew Skicki is a CFP® professional with six years of industry experience, currently serving at Charles Schwab in Westlake, TX. His work history includes roles at Charles Schwab Bank, TEK Systems, Pegasus Trans Tech, and C.H. Robinson Worldwide. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and central custody and operational infrastructure.

Zemen Mengesha is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at multiple Charles Schwab entities since 2024. Prior to joining Schwab, Mengesha was involved with Year Up United and other organizations. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Jonathan Smith is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. He previously worked at JPMorgan Securities LLC and Merrill before joining LPL Financial in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors with diverse investment strategies.

Vanessa Acevedo is an Investment Solutions Representative III at Fidelity Investments. In her role, she partners with clients to develop financial strategies that align with their goals and evolving needs throughout every stage of life. She assists clients in areas including building wealth, preparing for retirement, and living in retirement, helping them navigate important financial decisions with clarity and confidence. Vanessa has held various positions at Fidelity Investments since 2021, progressing from Defined Contribution Representative I to her current role. Her experience spans investment solutions and retirement brokerage services, providing her with a broad understanding of financial planning and client service within the investment industry. Outside of her professional work, Vanessa engages in family activities, social events with friends, outdoor adventures, and volunteering.

Matthew Mc Donald is a financial advisor with Charles Schwab based in Westlake, TX. He holds a Series 66 designation and has nine years of industry experience, including prior roles at Fidelity Brokerage Services LLC and Charles Schwab Bank. Outside of his advisory work, he has worked as a food delivery driver for DoorDash. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships with client decision-making and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

Jenna Malone is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and four years of industry experience. She previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., among other financial firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics from Wells Fargo Investment Institute and third-party sources to evaluate investment options within a diversified, modern portfolio theory framework.

John Geno is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2011. In his current role since 2017, he partners with clients to define their financial goals, make strategic investments, safeguard their wealth, and plan for income needs. Prior to this, he held various positions at Fidelity, including Portfolio Specialist, Fixed Income Specialist, Investments Representative, and Financial Representative. Before joining Fidelity, he was a Senior Financial Reporting Analyst at Capital Analytics from 2008 to 2011. John holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, he enjoys bowling, family activities, football, and soccer.

Xavier Nanez is a financial advisor at Fidelity with six years of industry experience. He holds the Series 63 and Series 66 designations. Prior to his current role, Nanez was associated with Texas Tech University in various capacities between 2015 and 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across multiple asset classes.

Michael Fitts is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab & Co., Inc. since 2016, including seven years at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized supervisory and custody arrangements.

Samuel Velarde is a Series 66-licensed financial advisor with four years of industry experience. He has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2023 and previously held positions at Fidelity Investments and BlueSprig Pediatrics. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting through a centralized due diligence process supported by both quantitative and qualitative research.

Ellen Rheinlaender is a financial advisor at Equitable Advisors with 12 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Equitable Advisors since 2014, including its predecessor Axa Advisors. Outside of her advisory role, she is a facilitator and group leader for We Mentor, a program supporting young women in their early careers through discussions on work-life balance, business etiquette, and financial goals. She is also a partner in Seebeck Enterprises LLC, involved in distributing the third edition of the book American Dream Women. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm utilizes a range of advisory models and third-party asset managers, serving clients through a network of Investment Adviser Representatives.

Tiffany Dao is a financial advisor with Charles Schwab & Co., Inc. She holds a Series 66 designation and has two years of industry experience. Her prior work includes roles at Fidelity Brokerage Services LLC from 2014 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Caitlin Kraft is a financial advisor with Robert W. Baird & Co. in Fort Worth, TX. She holds a Series 66 designation and has one year of industry experience. Prior to joining Baird, she worked for the Hurst-Euless-Bedford Independent School District for 13 years. Outside of her advisory role, she is a passive investor in Salon Suite Solutions, LLC. She is part of the DDK Group within Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group provides customized consulting and portfolio services, including discretionary and non-discretionary management, with a range of strategies from traditional to non-traditional investments.

Camryn Venters is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked across multiple Fidelity entities since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Michelle Willingham is a Series 66 licensed financial advisor with Edward Jones in Fort Worth, TX, where she has worked since 2013. She has 13 years of industry experience. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Robert Hicks is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Fidelity, he worked at First Financial Bank and spent eight years in the education sector. He also has a minor involvement with Dynata LLC unrelated to investment activities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios. The firm offers discretionary and non-discretionary advisory work and serves multiple registered investment companies, with a notable use of systematic methodologies and oversight controls.

Clinton Sterling is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity in 2025, he worked at Texas Air Authorities for nine years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered funds with oversight and systematic methodologies.