Austin Rupert is a financial advisor with Charles Schwab and holds Series 63 and Series 66 licenses. He has two years of industry experience and has held roles with Charles Schwab Bank SSB and Charles Schwab since 2023. Prior to joining Schwab, he worked in various capacities including positions at Vacasa, Money Move Locating, and real estate firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by a centralized operational structure.

Luis Mendiola is a financial advisor with Ameriprise in Hurst, TX, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, delivering written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Megan Pechacek is a financial advisor at Fidelity with seven years of industry experience. Her background includes roles at Fidelity Brokerage Services LLC and prior work in the retail and automotive sectors. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its management of registered investment companies, use of AI in research, and development of model portfolios for intermediary platforms.

Zachary Clark is a financial advisor at Fidelity with four years of industry experience. He holds Series 66 and Series 63 licenses and has held roles at Fidelity Investments since 2021. Outside of his advisory work, Zachary is also involved in photography, providing professional photo services to clients. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Jackson Hudnall is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Charles Schwab and Goldman Sachs. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Kenneth Roberts is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Fidelity Investments since 2008, including roles at Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios, and it maintains formal advisory roles for multiple registered investment companies and fund-of-funds.

David Rowlett is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade from 2014 to 2022. Outside of advisory services, he is involved in a rental services business based in Denton, Texas. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance utilizing multi-asset model portfolios and a distinctive integrated operational structure.

Michael Callaway is a Planning Consultant at Fidelity Investments, a position he has held since 2024. He has been part of the financial industry since 1998, bringing extensive experience from various roles within Fidelity Investments including Central Relationship Manager, Retirements, High Net Worth Service, Relationship Manager Advisor 401k, Lifetime Solutions 401k, Customer Service 401k, and Transfer of Assets Service. Prior to joining Fidelity, he worked as a Financial Advisor at Waterworth Wealth Advisors and Edward Jones. Michael's approach centers on understanding clients' goals and providing strategies tailored to their needs. He emphasizes educating clients to ensure they are fully aware of their investments and the reasons behind them. He holds insurance licenses in Arkansas and California. Outside of his professional work, Michael enjoys board games, comedy, museums, skiing, traveling, and writing.

Hunter Webb is a Series 66-licensed financial advisor with three years of industry experience, currently with Charles Schwab. Prior to Schwab, he worked at Fidelity Investments and has held various positions in retail and insurance. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with multi-asset model portfolios and access to alternative investments.

Jesus Gonzalez is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at TD Ameritrade and TD Industries. Outside of his advisory role, he has worked as a food delivery driver. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary advisory model with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational systems.

Jorge Tueme is a financial advisor at Fidelity with Series 63 and Series 65 credentials and seven years of industry experience. His work history includes roles at Fidelity Brokerage Services LLC since 2020, Fidelity Investments since 2025, and Wells Fargo Clearing and Wells Fargo Bank from 2012 to 2019. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines proprietary research with quantitative and algorithmic methods to construct model portfolios from mutual funds, ETFs, and ETPs, and maintains a distinctive role in commodity pool operations, fund advisory, and systematic portfolio management.

William Bartram is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He previously worked at Fidelity Investments and Fidelity Personal and Workplace Advisors before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment solutions with integrated brokerage, custody, and advisory services.

Angela Vongkhaophet is a financial advisor at Charles Schwab with six years of industry experience. She holds the Series 66 designation and has been with Charles Schwab since 2019. Prior to her career in financial advising, she was a student from 2015 to 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

Justin Parker is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior roles include working at TD Ameritrade Inc. and Charles Schwab & Co., Inc., and he has experience in operations and academia at the University of Texas at Dallas and Parker Operating Company. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts using multi-asset model portfolios and an alternative investments program.

Gregory Oconnell is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and TD Ameritrade, Inc. since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by strategic asset allocation and due diligence on alternative investments.

Hong Nhung Pham is a financial advisor at Charles Schwab with eight years of industry experience. She holds a Series 63 license and has worked at Charles Schwab and Charles Schwab Bank since 2017. Her prior experience includes roles at World Financial Group, Cam Management LLC, and Top Tier Staffing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and centralized custody and advisory operations.

Ryan Johnson is a financial advisor with Merrill in Southlake, TX, holding a Series 66 designation and 11 years of industry experience. He has worked at Merrill since 2012 and at Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Phillip Jacobson is a financial advisor with Fidelity, holding a Series 66 designation and 26 years of industry experience. He has worked at Strategic Advisers since 2002 and has been affiliated with various Fidelity entities since 2001. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across mutual funds, ETFs, and ETPs.

Matthew Hull is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is a partner at St Lawrence Grill Works, where he coordinates outsourced manufacturing and distribution and creates newsletter content. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients, including portfolio management and fund advisory. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Michaela Austin is a Wealth Management Planning Consultant at Fidelity Investments, where she works on the Private Wealth Management Team to service high net worth clients with complex needs. She focuses on relationship building and utilizes an extensive product offering to assist families in navigating multi-generational planning by identifying and implementing strategies tailored to their unique situations. Her professional experience at Fidelity Investments includes roles such as Wealth Management Planning Consultant since 2026, Wealth Management Service Help Desk from 2025 to 2026, Central Relationship Manager from 2023 to 2025, Client Services Help Desk from 2022 to 2023, and Customer Relationship Advocate from 2021 to 2022. Outside of her professional work, Michaela has interests in instrumental music, reading, and writing.