Robert Gehring is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 designations and possessing 29 years of industry experience. He has been with Morgan Stanley since 2009, including 11 years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored planning services.

Omar Azeez is a financial advisor with Mass Mutual Investors Services in Houston, TX, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Mass Mutual Investors Services since 2013 and also works with MassMutual Life Insurance Company since 2012. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing a collaborative planning process that uses firm-approved software to analyze client goals and deliver written recommendations.

Krystal Cruz is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with 16 years of industry experience. She has been with Morgan Stanley for 18 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Elizabeth Worsnop is a financial advisor with UBS Financial Services in Houston, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her career includes roles at Wells Fargo Clearing, Raymond James & Associates, Morgan Keegan & Company, LLC, and Chase Investment Services Corp. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities and affiliated banking programs.

Christopher Phillips is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and Wells Fargo Bank NA from 2012 to 2017. Outside of his advisory role, he is involved in real estate through Cochran Phillips Real Estate LLC, which he has co-owned since 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a broad range of brokerage and advisory solutions and manages substantial assets while leveraging research and analytics to support investment decisions.

Samuel Burton is Vice President and Branch Leader at Fidelity Investments. In his role, he leads a team of financial professionals dedicated to providing exceptional client experiences and assisting individuals in pursuing their financial objectives. Samuel has experience in various positions at Fidelity Investments since 2014, including Vice President and Regional Planning Consultant (2021-2026), Managed Solutions Consultant (2019-2021), Fixed Income Specialist (2017-2019), Retirement Solutions Representative (2015-2017), Investment Solutions Representative (2015), and Financial Representative (2014-2015).

John Moore is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at several firms including JP Morgan Chase Bank, Nextgen Growth Partners, and the University of Iowa. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process incorporates quantitative and qualitative research, and their offerings include broader derivatives and commodities capabilities.

John Hinman is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His career includes roles at UBS Financial Services, RBC Capital Markets, and multiple positions within JPMorgan entities since 2000. Outside of his advisory work, he is involved in agriculture as the owner and partner of JFH Beef, where he raises cattle for sale. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The program emphasizes a combination of quantitative and qualitative due diligence and incorporates ESG criteria within its eligible investment strategies.

Laura Rahlfs is a CFP®-designated financial advisor with LPL Financial, based in Houston, TX, and has 34 years of industry experience. She previously worked at A. G. Edwards & Sons, Inc. before joining LPL Financial in 2007. Rahlfs also sells term life insurance and long-term care insurance as part of her financial planning services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

William Santos is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley, Citigroup, and Bank of New York Mellon. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process is supported by both quantitative and qualitative due diligence and incorporates an ESG eligibility framework.

Salman Asif is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including Frost Investment Services, JP Morgan Chase Bank, and Morgan Stanley. Outside of his advisory role, he is a singer, songwriter, and composer, and he owns an online retail business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Norma Graham is a financial advisor with Thrivent Investment Management in Houston, TX, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. Prior to joining Thrivent Financial and Thrivent Investment Management in 2026, she worked at Wells Fargo in various roles from 2016 to 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning across a broad range of topics. The firm offers these services through a network of advisors and integrates planning with managed-account programs under a consolidated billing system called WealthPlan.

Diego Silva is a financial advisor with Wells Fargo Clearing in Houston, TX. He holds Series 63 and Series 65 registrations and has experience in the financial industry since 2019, including roles at Lone Star National Bank and Falcon International Bank. He has also worked at the University of Texas Rio Grande Valley for nine years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and provides a range of brokerage and advisory solutions.

David Wicker is a Planning Consultant at Fidelity Investments, where he is part of a wealth management team focused on developing customized financial plans tailored to meet the unique needs of families. In his role, he collaborates with clients to build and enhance financial strategies aimed at achieving their financial goals. David has held multiple positions at Fidelity Investments since 2021, progressing through roles including Launch Associate, Planning Associate, and several levels of Workplace Planning Consultant before his current position. Prior to joining Fidelity, he worked as a Personal Banker at Wells Fargo from 2020 to 2021. Outside of his professional work, David has interests in cars, football, golf, music, and social events with friends.

David Cohen Angel is an advisor at J.P. Morgan Securities based in Houston, TX. He holds a Series 66 designation and has recently begun his career in the financial industry, with prior experience including a position at Boston Consulting Group. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research with a broad range of regulatory registrations and derivatives capabilities.

Joshua Moore is a financial advisor at Ameriprise with 11 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018, following five years at LPL Financial. In addition to his advisory role, he manages an advisory business as Client Service Manager at Tiras Wealth Management LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Cynthia Chavana is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. She has worked at Merrill since 1986 and has been with Bank of America N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party style managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Goldberg is a CFP® with 30 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2012. He holds the Series 63 and Series 65 licenses and is based in Houston, TX. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor advice to clients.

Aric Boullion is a CFP® professional with nine years of experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at Superbag Corporation and Bob Edwards Realty. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of over 23,000 financial advisors.

Anthony Burgard is a Certified Financial Planner (CFP®) with 21 years of experience in the financial industry. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Investments, LLC from 2005 to 2011. Burgard is based in Houston, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a broad range of brokerage and advisory solutions.