John Mc Phillips Jr. is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones from 2016 to 2020 before joining Raymond James in 2020. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Catherine Morrison is a CFP® professional with 27 years of industry experience, currently with Wells Fargo Advisors since 2022. Her prior experience includes roles at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. She is also involved in a business venture as the owner of VERA NATURA LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and develops tailored recommendations using proprietary research and tools.

Lauren Martinez is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and beginning her advisory career in 2026. Her prior work includes positions at JPMorgan Chase Bank, Equitable, Fraire Realty Group, and the University of Texas at San Antonio. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research and offers broader derivatives and commodities capabilities through various regulatory registrations and affiliations.

Michael Clark is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 39 years of industry experience. He previously worked at Aspect Wealth Management for 24 years and has been with Cetera since 2013. Clark is involved in several business ventures outside of advising, including partnerships in mining operations, technology distribution, and carbon credit projects. Cetera Investment Advisers LLC serves a broad client base ranging from individuals to institutional accounts, offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm provides access to a multi-manager platform with various program options and manages over $256 billion in assets.

Douglas Ternan is a financial advisor with Edward Jones in Universal City, TX, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He worked at Lincoln Financial Distributors, Inc. for 18 years before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Warren Ganues is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at companies including USAA, Johnson Control Inc., Wells Fargo, Chase Bank, and First Citizens Bank. Outside of advisory work, he serves as a creative director for a social media consulting firm and advises clients on self-defense plans through a separate consulting business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and fiduciary advisory services. The firm is notable for its extensive retail advisor network, affiliated mutual funds, trust company services, and securities-based lending options.

Shelley Maxted is a financial advisor at Wells Fargo Advisors in San Antonio, TX, with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Advisors since 2021, following five years at Wells Fargo Clearing. Maxted serves on the investment committee of the Oklahoma City Community Foundation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory solutions with other financial products through a network of advisors.

Michael Malchoff is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. He has been with Merrill since 2019 and concurrently affiliated with Bank of America since 2016. Outside of his advisory role, he is a guitarist in a local cover band called Bittersweet Band. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, corporate, and institutional clients.

Wesley Alston is a financial advisor with LPL Financial, holding a Series 63 designation and 27 years of industry experience. His prior roles include positions at Securities America Advisors, 401 K Concierge, WFG Investments Inc., and Lone Star Retirement Services. Outside of his advisory work, he manages a private curation business focused on antiques and collectibles in San Antonio, Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,800 advisors and more than $819 billion in discretionary assets under management.

Juan Menchaca Jr. is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Charles Schwab since 2020 and previously spent six years with USAA Investment Management Company. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of wealth advisory, brokerage, custody, and financial planning services through its integrated platform and multi-asset model portfolios.

Dionisio Saenz is a financial advisor with J.P. Morgan Securities in San Antonio, Texas, holding a Series 66 credential and one year of industry experience. His prior experience includes roles at Lone Star National Bank, LPL Financial, and Finance of America Mortgage, among others. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines systematic quantitative screens and qualitative research in its advisory process and incorporates an ESG eligibility framework in its recommendations.

Darren Scrimpshire is a financial advisor with MassMutual Investors Services in San Antonio, TX, holding a Series 66 credential and 24 years of industry experience. He has been with MML Investor Services Inc. since 2010 and MassMutual Life Insurance Company since 2009. Outside of his advisory role, he owns Scrimpshire & Associates, LLC, a leadership consulting business, and is involved in managing small commercial office properties through Syncrho Properties LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved tools to analyze client goals.

Meliora Rosin is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has six years of industry experience. Prior to joining LPL Financial in 2024, she worked at Ameriprise Financial Services, NYLIFE Securities LLC, New York Life Insurance Co, and Strategic Grouping. Outside of finance, she is involved with the Earl Cobb Dance Studio. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology and a large network of over 22,800 advisors.

Scott Talbott is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 credential and 16 years of industry experience. He has been with MML Investor Services, LLC and MassMutual Life Insurance Company since 2009. Outside of financial services, he owns TWI, LLC, which organizes and promotes martial arts tournaments. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as annual relationships that use firm-approved software tools to analyze goals and deliver recommendations.

Michael Gonzalez is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also maintains a role with Massachusetts Mutual Life Insurance Company since 2016. In addition to his advisory work, he is an independent insurance agent specializing in life, accident, health, Medicare-related products, and property and casualty insurance. MassMutual’s broker-dealer and SEC-registered investment adviser subsidiary provides comprehensive financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved tools and collaborative planning methods.

Catherine Haffner is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. Her career includes roles at BOK Financial Private Wealth, Kingswood Capital Partners, Merrill, and JP Morgan Securities. In addition to her advisory work, she is an artist who sells acrylic and oil paintings and owns Haffner Group LLC, a business support entity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm offers tailored, non-discretionary planning and consulting, incorporating risk profiling and analytical modeling, and supports its clients through a broad network of advisors and advisory programs.

Steven Jenkins is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan Securities in 2025, he worked at Edward Jones and has a diverse background including roles in energy, healthcare, and the military. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their process is supported by centralized due diligence combining quantitative and qualitative research and includes access to derivatives and commodities capabilities.

Richard Planto is a financial advisor at OSAIC in San Antonio, TX, holding the ChFC® and Series 63 designations with 40 years of industry experience. His prior work includes roles at Securities America Advisors and Securian Financial Services, among others. He is active in community fundraising and nonprofit boards, including the Alamo Heights Rotary Club, Jewish Federation of San Antonio, and Mission Heritage Partners. OSAIC Wealth serves a diverse client base of retail and institutional investors through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and a range of managed portfolio options supported by model-based asset allocation and portfolio optimization tools.

James Moon serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he and his team assist clients in achieving their financial objectives through a holistic, goals-based approach. Leveraging the full banking resources of Bank of America, James provides clients with comprehensive financial solutions encompassing investments, banking, and lending. He partners with senior financial advisors to address the unique financial needs of multi-generational families, business owners, and professionals. Before joining Merrill, James worked as an analyst with J.P. Morgan’s Private Bank in Houston. There, he provided strategic financial and investment advice to private business owners, corporate executives, and family offices while collaborating with the lending team on securities-based and custom collateral loan portfolios. His client focus includes executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and portfolio management services. James earned a Bachelor’s degree in Finance from Texas Christian University, graduating Magna Cum Laude. He holds the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ in conjunction with the Yale School of Management, as well as the Personal Investment Advisor (PIA) designation. Residing in San Antonio, James is a member of TCU’s Junior Clark Society and the San Antonio Country Club. Outside of work, he enjoys cooking, playing golf, traveling, and spending time with his wife Jillian and their golden retriever Luna.

George Becknell III is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 38 years of industry experience, primarily with MML Investors Services, Inc. and MassMutual Life Insurance Company. In addition to his advisory role, he is engaged in outside insurance sales specializing in life, disability, health, and group health insurance. MML Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing ongoing financial planning, asset management, and educational seminars. The firm emphasizes collaborative planning relationships and utilizes approved software tools to analyze client goals, offering a range of investment strategies and specialized planning services.