James Wadsworth is a financial advisor with Morgan Stanley in Sandy, Utah, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He previously worked at E*Trade Securities from 2013 to 2023 before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

James Biggs is a financial advisor at Fisher Investments with 19 years of industry experience. He holds the Series 66 designation and has been with Fisher Investments since 2008. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm’s investment decisions are managed by a centralized committee and incorporate quantitative and qualitative research, tax-aware processes, and defensive tactics to manage risk and positioning.

Charles Inman Jr. is a financial advisor with Raymond James & Associates holding a Series 66 designation and has two years of industry experience. His prior work experience includes positions at Mizuho Bank Ltd and the National Futures Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Eric Curry is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC, as well as E*Trade Capital Management LLC and E*Trade Securities LLC. He is based in Sandy, Utah. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Joaquin Zavala is a financial advisor with Merrill holding a Series 66 designation and two years of industry experience. His prior work includes positions at Morgan Stanley Smith Barney LLC, UBS Financial Services, Inc., and AllianceBernstein. Outside of his advisory role, he is involved in several entrepreneurial ventures including The Driver Provider, an automotive and transportation business, and Pocholis Soaps LLC, which operates in the art and culture sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dustin Thacker is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and has been associated with various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a process that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of model portfolios, delegation of management to sub-advisers, and formal advisory roles to multiple registered investment companies.

Quintin Bybee is a financial advisor with Mass Mutual Investors Services holding the CFP® designation and Series 63 license, with five years of industry experience. Prior to joining MassMutual Life Insurance Company and MML Investors Services, LLC in 2026, he worked at Northwestern Mutual Investment Services LLC for five years and Security On-Demand for seven years. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning programs and educational seminars, structuring engagements as annual collaborative relationships using firm-approved analytical tools.

Joshua Liljenquist is a CFP®-certified financial advisor with 19 years of industry experience, currently affiliated with Raymond James Financial. He has worked at First Western Advisors and Raymond James Financial Services Advisors, INC. for seven years. His role includes meeting with clients to define long-term investment goals and managing client assets. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm utilizes analytical tools and risk profiling to tailor non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.

Brayden Campbell is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. His prior work includes roles at Podium and BYU Athletic Department. Outside of advising, he has worked as a food delivery driver for DoorDash. Edward Jones is a full-service wealth management firm serving individual and institutional clients with discretionary and non-discretionary advisory strategies, supported by a large nationwide network of financial advisors and branch offices.

Amber Hardman is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is the owner and operator of Hardman Photography, where she works as a photographer and designer specializing in portrait and event photography. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process that incorporates tools such as Monte Carlo simulations and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Nicholas Loveless is a ChFC® and Series 66 credentialed financial advisor with 12 years of industry experience, all with Edward Jones since 2014. He is based in American Fork, UT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a broad range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Brandon Christensen is a financial advisor at Morgan Stanley with one year of industry experience. He holds the Series 66 designation. Prior to joining Morgan Stanley, he worked in various roles including at Computing Concepts and Dell EMC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside broad retail and institutional offerings.

Samantha Schmidt is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing, Woodbury Financial Services Inc., and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Secular Return Estimates and Monte Carlo simulations.

Kevin Grow is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 37 years of industry experience. Prior to joining Raymond James in 2019, he worked for First Western Advisors for 13 years. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting, employing analytical tools such as risk profiling and probability modeling to support client goals.

Nathanal Coffey is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at E*TRADE Securities. Outside of his advisory role, he is involved in community activities including working with the Utah Athletic Foundation, where he operates ice-resurfacing equipment, and tutoring students through Varsity Tutors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages a broad range of assets and provides advisory services alongside various investment programs.

Andrew Pugh is a financial advisor at Charles Schwab with 16 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2019. Prior to that, he worked at TD Ameritrade and is involved with SDSD Ventures, L.P. Outside of his advisory role, he owns a real estate LLC, AA Legacy. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a client relationship model that combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Peter Ballantine is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has worked with Morgan Stanley since 2014, with prior roles at E*Trade Securities and as a self-employed advisor. Outside of finance, he is involved in the comedy scene in Utah, acting as a proprietor and comedian for several local comedy venues. Morgan Stanley Wealth Management provides a broad range of advisory services to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct individual plans and Corporate Financial Planning agreements.

Alex Jackson is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and previously worked at Fortius Networks and the Church of Jesus Christ of Latter-day Saints. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Jacob Cudney is a Series 66-licensed financial advisor with Morgan Stanley in South Jordan, Utah, where he has worked since 2012. He has 10 years of industry experience, all with Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Matthew Bryant is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 65 and Series 63 licenses and bringing four years of industry experience. His prior roles include positions at E*Trade Securities LLC and US Health Advisors. Morgan Stanley Wealth Management offers comprehensive advisory programs to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s financial planning emphasizes structured discovery and firm-approved tools, providing tailored advice primarily in an advisory capacity without individual security recommendations in standalone planning.