Payton Wallin is a financial advisor at Fidelity with six years of industry experience. He holds the Series 66 and Series 63 designations. His prior experience includes roles at NinthRoot and Mountain America Credit Union, as well as two years with the Church of Jesus Christ of Latter-day Saints. He works with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs using systematic methodologies.

Phil Horenstein is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. In this role, he partners with clients to work toward financial peace through financial planning. Prior to this, he served as a Retirement Solutions Representative at Fidelity from 2016 to 2018 and briefly as an Investment Solutions Representative in 2016. Phil's previous experience includes roles as a Senior Analyst at Goldman Sachs & Co. from 2014 to 2016 and as an Associate at E*TRADE Financial from 2013 to 2014. Phil holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, he engages in a variety of personal interests including family activities, fitness, football, hiking, military service, and reading.

John Dryden is a financial advisor with Fidelity in Salt Lake City, UT, holding a Series 66 designation and three years of industry experience. He has been with Fidelity Investments since 2021 and previously worked at HIPP LLC and MHospitality LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a mix of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, model portfolios, and fund advisory services.

Thomas Bourgoin is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Fidelity, he worked in various roles including positions at Aspen Skiing Company and Icelandic Skis. His outside activities include assisting with planning and execution of ski demo events and supporting banquet setup operations at a ski resort. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients through a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering solutions such as discretionary portfolio management and multi-manager fund structures.

Kolton Chato is a financial advisor at Wells Fargo Clearing with four years of industry experience and holds the Series 63 designation. His work history includes roles at US Tech Solutions and Modular Solutions Ltd., as well as a period at Northern Arizona University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Mauricio Campos is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2022. He supports individuals and families in identifying, implementing, and monitoring their financial plans to adapt to life's changes. Mauricio's approach centers on helping clients establish solid financial plans that provide peace of mind while working toward their goals. Mauricio has extensive experience within Fidelity Investments, having held roles including Portfolio Specialist from 2021 to 2022, Workplace Planning Consultant from 2019 to 2021, and High Net Worth Service Representative from 2017 to 2019. Prior to his tenure at Fidelity, he worked as a Personal Banker II at Wells Fargo Bank N.A. from 2015 to 2017. He holds insurance licenses in Arkansas and California. Outside of his professional career, Mauricio has personal interests in football, golf, and photography.

Jackson Beck is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has a diverse work background including roles at Watts Up EV Charging, Nordstrom, and involvement in a junior golf organization. Outside of his advisory role, he has experience in drywall contracting through Steffensen Drywall. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serves in an advisory capacity to multiple registered investment companies.

Kyra Montes is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and one year of industry experience. Her prior work includes roles at D.A. Davidson & Co. and several other financial firms. Outside of advisory work, she assists with customer service and facility upkeep at a health and fitness contrast therapy center. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm emphasizes customized, non-discretionary planning using risk profiling and analytical tools, supporting implementation through advisory programs and other providers.

Stephen Burton is the Director and Executive Services Officer at Fidelity Investments. In his role, he focuses on providing service and support to clients, particularly in discussions and planning related to Equity Compensation Awards earned through employment. He aims to help clients understand how to incorporate these awards into their overall financial plans and goals, working collaboratively with business partners to offer a comprehensive approach. Stephen has been with Fidelity Investments since 2010, holding positions including Executive Services Officer since 2022, Portfolio Specialist from 2013 to 2022, and Stock Plan Specialist from 2010 to 2013. Prior to joining Fidelity, he was a Licensed Personal Banker at Wells Fargo from 2007 to 2010. Outside of his professional responsibilities, Stephen enjoys activities such as camping, cars, family activities, fishing, kayaking, and parenthood.

Todd Davis is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Village Capital Investment and several other firms. Outside of his advisory work, he is a self-published author. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across diversified investment vehicles.

Mark Jessup is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2004 and rejoined Merrill Lynch as a Financial Advisor in 2015 after prior experience as a Client Associate with the firm. Before returning to Merrill Lynch, Mark spent four years at Goldman Sachs working as a Controller in the fixed income space of the Finance Division and as an Analyst in the equity department of the Operations Division. His roles at Goldman Sachs involved partnering with traders to manage firm risk and collaborating with asset managers, institutional clients, and hedge funds. These experiences have contributed to his long-term investment approach and client service capabilities. Mark holds a bachelor's degree in Finance with an emphasis in Investments from the University of Utah and maintains Series 7 and 66 FINRA registrations. He is a member of The Church of Jesus Christ of Latter-day Saints and participates in church leadership and organization. Outside of work, Mark enjoys cycling various disciplines and cooking with his wife, Adrienne, and their three children.

Michael Smith is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016, including a prior role at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Janelle Thompson is a financial advisor at Fidelity with Series 66 and Series 63 credentials and three years of industry experience. She has worked at Fidelity Investments since 2022 and has prior experience in the healthcare and entertainment sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts and deliver model portfolios through systematic methodologies.

Ian Arave is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. Prior to his current role, he held various positions including coaching the Utah Valley University men's club lacrosse team. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios.

Kyle Brown is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at State Bank of Southern Utah and Southern Utah University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery, with distinctive activities including registration as a commodity pool operator and advisory roles for multiple registered investment companies.

Ricki Gallagher is a Financial Consultant currently working at Fidelity Investments since 2024. She has experience in financial advisory roles, having worked as a Financial Advisor at Morgan Stanley from 2023 to 2024 and as a Financial Consultant at E*TRADE Financial from 2012 to 2023. Gallagher holds insurance licenses in both Arkansas and California. Outside of her professional career, she has interests in fitness, golf, skiing, and traveling.

Jacob Rausch is a financial advisor at Fidelity with Series 63 and Series 65 credentials and seven years of industry experience. He has worked at Fidelity Investments since 2022 and previously held positions at Ameriprise Financial Services and E*TRADE Securities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, IRS-qualified Charitable Gift Funds, and registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver systematic model portfolios and serves in advisory roles to multiple registered investment companies and fund-of-funds.

Gary Nigbur is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Eric Plott is a financial advisor with Fidelity in Salt Lake City, Utah. He holds Series 66 and Series 63 licenses and has 11 years of industry experience, including more than a decade at Fidelity Brokerage Services LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction and has a formal advisory role to multiple registered investment companies.

Mark Ekwall is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he worked at Happy Honu Trading and Training and spent sixteen years at Trader Joe’s Company. He serves on the board of directors for Lamb Lion.org, a spiritual education organization. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a mix of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with notable roles in commodity pool operations and advisory services for registered investment companies.