David May is a financial advisor with Raymond James Financial, holding a Series 66 designation and 19 years of industry experience. He worked at Edward Jones from 2006 to 2023 before joining Raymond James Financial. May is also involved with the Kiwanis Club of Scottsdale McCormick. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Kimberly Hardy is a financial advisor at Merrill with 11 years of industry experience and holds the Series 66 designation. She has worked at Merrill since 2013 and has been affiliated with Bank of America, N.A. since 2017. Outside of her advisory role, she works as a food delivery driver in Chicago. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies serving individuals, high-net-worth clients, and various institutional investors.

John Escudero is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Vanguard Advisers since 2020 and has concurrent roles within other Vanguard entities dating back to 2017. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, employing a goal-based, algorithm-driven approach that incorporates proprietary glide-path methodology and the Vanguard Capital Markets Model. The firm manages a large client base using digital delivery combined with a team servicing model and constructs portfolios primarily from Vanguard funds and ETFs with various customization options.

Kristel Ashcraft is a financial advisor at Ameriprise with 11 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2015. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual planning advice focused on retirement income strategies.

Buba Nyassi is a CFP® professional with seven years of industry experience, currently affiliated with Charles Schwab in Phoenix, AZ. His previous roles include positions at The Vanguard Group and Great-West Financial, as well as experience in senior care and health systems. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and an integrated operational structure.

Samuel Goulet is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and previously worked at Compass and Colorado Mesa University. Equitable Advisors serves individual clients, pension plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm’s approach involves assessing client information and risk tolerance to match clients with suitable investment models, utilizing both proprietary and third-party advisory solutions.

Emma Bilvado is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has previously worked at E*Trade Securities, Edward Jones Investments, and Morgan Stanley. Outside of finance, she has experience in the hospitality industry. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process utilizing firm-approved tools and models, serving clients through a broad range of investment and advisory offerings.

Christopher Rios is a financial advisor at Fidelity with Series 63 and Series 66 designations and three years of industry experience. His prior roles include positions at Merrill Lynch and Vanguard. He also served at Harvest Church for eight years. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Michael Holliday is a financial advisor with Osaic in Scottsdale, AZ, holding Series 66 and Series 63 credentials and 26 years of industry experience. He has worked at Sagepoint Financial, Inc. and OSAIC Services, Inc., each for 17 years. Outside of his advisory role, he owns Holliday Baking Co., a business selling homemade baked goods upon request. Osaic Wealth serves a broad range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by tools such as risk-tolerance questionnaires and efficient frontier analysis.

Miguel Espinoza is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and 14 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA for over a decade. Outside of his advisory role, he has a small non-investment business based in Prescott Valley, AZ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning and access to model portfolios and third-party management, supported by technology tools for research and operations.

Mark Weinstein is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Royal Alliance Associates, Grove Point Investments, E*TRADE, LPL Financial, and Fidelity. He is based in Scottsdale, AZ. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization.

Jeffrey Nome is a financial advisor at Osaic with 23 years of industry experience. He holds the Series 66 designation and has worked previously at Lincoln Financial Advisors, J.P. Morgan Securities, Chase Investment Services Corp., Banc One Securities Corporation, and Ameriprise. Osaic Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process incorporates model-based asset allocation, portfolio optimization, and access to various third-party and proprietary strategies.

Frank Cordova Jr. is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Vanguard Group since 2020. Prior to his current role, his background includes positions at MCF Construction Inc., New Mexico State University, and Johnstone Supply. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized asset allocations, predominantly utilizing Vanguard funds and ETFs.

Bradley Lundquist is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Robert W. Baird & Co. since 2009. Robert W. Baird & Co.'s DDK Group provides wealth management services to individuals, families, pensions, corporations, and institutional clients, offering financial planning, portfolio management, and brokerage services. The group tailors strategies to client goals and risk tolerances using a combination of in-house and third-party managers, with capabilities ranging from traditional allocations to more complex investment strategies.

Cameron Runyan is a financial advisor at Vanguard Advisers with credentials including Series 63 and Series 65 licenses and three years of industry experience. He has worked at several firms, including LPL Financial LLC and PlanMember Securities Corporation, before joining Vanguard and its affiliates in 2026. Runyan has been involved with One2One Wealth Strategies, a wealth management entity related to his previous LPL business activities. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily Vanguard funds and ETFs, managing a large client base through a digital delivery platform supported by a team of over 2,200 advisors.

Connor Perry is a Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity since 2014, progressing through various roles including Director and Retirement Planner, Fixed Income Specialist, Retirement Solutions Representative, Investment Solutions Representative, and Financial Representative. His career at Fidelity has provided him with extensive experience in retirement planning, fixed income, and investment solutions. Connor is committed to helping clients achieve their financial goals by leveraging Fidelity's brand, technology, and investment platform. He works collaboratively with his team to support clients and their families through different stages of financial planning, aiming to provide confidence and assurance. Outside of his professional work, Connor has personal interests that include fitness, food, football, golf, outdoor adventures, and pets.

Elias Smith is a financial advisor with Vanguard Advisers holding a Series 66 designation and has less than one year of industry experience. Prior to joining Vanguard, he has worked in the hospitality and entertainment sectors, including roles as a bartender and DJ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach primarily using Vanguard funds and ETFs. The firm manages a large client base through its digital platform and extensive team of advisors.

Eric Danapilis is a financial advisor at Vanguard Advisers with six years of industry experience. He holds a Series 66 designation and has worked at multiple firms including PNC Investments, Ameriprise Financial Services, and Edward Jones. Outside of his advisory role, he serves as Assistant Director for Berrien County Mission. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, providing a scalable digital platform supported by a large advisory team.

Joshua Johnson is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds the Series 66, Series 63, and Series 65 designations. His prior work includes roles at Morgan Stanley, JPMorgan Chase Bank, and Griffin Capital Securities. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily constructs portfolios with Vanguard funds and ETFs, combining scale with digital delivery.

Richard Kuhn is a financial advisor with Edward Jones in Surprise, AZ, holding a Series 66 designation and 25 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.