Ivan Goldstein is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 42 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Martin Waschitz is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 1987. He specializes in managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. Martin works closely with clients to develop personalized financial strategies that align with their long-term goals. He holds both a Bachelor's degree with Honors and a Master's degree from Brooklyn College of the City University of New York and has completed coursework at the Graduate School of Business at Tulane University. Martin carries the Personal Investment Advisor (PIA) designation. Residing in Westlake Village, California, Martin is actively involved in his community as a member of the Los Angeles Rod and Reel Club. He enjoys salt-water fishing, ocean sailing, racing, boating, music, and traveling.

Ryan Cagle is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 2018. He focuses on developing strategies and providing advice for individuals, families, and businesses by understanding their short- and long-term financial objectives. His areas of expertise include education planning, employee benefits planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and socially responsible, values-based, and ESG investing. Ryan holds a Bachelor’s degree in Accounting from California State University, Long Beach. He also carries the Personal Investment Advisor (PIA) designation. Prior to joining Merrill Lynch, he gained seven years of experience in accounting, which, combined with his passion for finance, supports his ability to assist clients in achieving their financial goals. Outside of his professional work, Ryan enjoys spending time on soccer fields and exploring the outdoors with his Golden Retriever, Charlie. He currently resides in Woodland Hills. Ryan does not provide tax advice in his current role with Merrill Lynch.

Tamie Austin is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with Stifel Nicolaus & Co., Inc. since 2012. Outside of her advisory role, she owns a rental property managed independently. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Vartan Telian is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Western International Securities, Inc. for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and consulting services, with investment options supported by LPL Research, third-party subadvisors, and advanced portfolio management technologies.

Manuel Ceja is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America/Merrill Lynch and AutoZone. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Samuel Ramli is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at J.P. Morgan Securities LLC and UBS Financial Services Inc. Outside of his advisory work, he owns a product reviewer business based in Westlake Village, CA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions that incorporate research and analytics from Wells Fargo Investment Institute and third-party sources.

Ryan Bristol is a financial advisor with UBS Financial Services in Los Angeles, CA, holding Series 63 and Series 65 credentials and possessing 24 years of industry experience. His prior roles include positions at JPMorgan Chase Bank NA and JPMorgan Securities LLC, where he worked for nine years. Outside of his advisory work, he serves on the board of Casa Pacifica, a nonprofit providing mental and behavioral health services to youth and families. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Sean Wiser is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup and JPMorgan Chase Bank prior to his current role. Outside of his advisory work, he is a partner in Pleasant Village GP LLC, which serves as the administrative general partner for a residential development project. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Grant Gochin is a CFP® with 29 years of experience working at Raymond James Financial in Woodland Hills, CA. He has served as President of Grant Arthur & Associates Wealth Services, LLC since 2011 and holds the position of Honorary Consul for the Republic of Togo. Gochin also serves on his local homeowners association board and has authored a book. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and supports its clients through a large advisor network and various advisory programs.

Eric Stever is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with LPL Financial since 2015. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and third-party research.

Bryon W. Smith, CFP®, CEPA®, CPFA® is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management based in Westlake Village, California. He serves a diverse clientele including business owners, veteran entrepreneurs, nonprofit organizations, retirement plan sponsors, families, and mission-driven leaders. Bryon's professional focus is on providing personalized financial planning and developing long-term wealth management strategies to help clients make informed financial decisions with confidence and clarity. With experience at firms such as Merrill Lynch, UBS Financial Services, Morgan Stanley, and RBC Wealth Management, Bryon has been in the financial services industry since 2013. His approach coordinates investment management, retirement planning, risk management, estate considerations, business transitions, charitable giving, and employer-sponsored retirement plans. He holds FINRA Series 7 and 66 registrations and licenses in Life, Health, and Long-Term Care insurance. Bryon earned a Bachelor of Arts in Communication Studies from California State University, Northridge, an Associate of Science in Fire Science from Los Angeles Valley College, and a Master of Business Administration with a concentration in Finance from Pepperdine University's Graziadio Business School. Bryon is a United States Coast Guard veteran and founding member of the Department of Homeland Security. He actively participates in veteran advocacy, homelessness prevention, food insecurity, and community development. He serves on the Audit Committee of Neighborhood Legal Services of Los Angeles County and holds leadership roles within the American Legion, including Finance Officer for California's 24th District and Treasurer of the American Legion Riders Chapter 61 aboard the Battleship IOWA. Outside work, he enjoys traveling, exploring art museums, fishing, hiking, riding motorcycles, and sports. Bryon resides in Agoura Hills, California, with his wife Tess, their children Cash and Hunter, and their dog Daisy.

Peyton Glover is a CFP®-credentialed financial advisor with 31 years of industry experience, currently affiliated with LPL Financial. He has worked at Linsco/Private Ledger Corp. since 2004. Glover is also involved in fixed insurance and long-term care insurance through a separate business activity under the name Guidewell Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement consulting, with access to model portfolios, third-party subadvisors, and various investment management technologies.

Michael Mcgovern is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he specializes in assisting high net worth families, corporations, business owners, and executives with their financial, investment, and retirement goals. He focuses on creating tailored investment strategies that address the unique needs of clients at various stages of life. Michael holds a bachelor's degree from Fairfield University and has earned several professional designations, including the Certified Investment Management Analyst (CIMA) certification, which is administered through the Investments and Wealth Institute in partnership with the Yale School of Management. He also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) credentials. Outside of his professional work, Michael remains active in his community by coaching youth and high school lacrosse programs in Southern California. He enjoys spending time with his wife Mikala and their three children, Caden, Cole, and Sage.

Randall Long is a financial advisor at Cetera with over 40 years of industry experience. He holds a Series 63 designation and has worked with multiple firms, including Sageview Wealth Management and First Allied Securities. Outside of advising, he is president of Sageview Foundation, a nonprofit organization handling charitable donations, and engages in actuarial consulting through Sageview Consulting Group, LLC. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of investment programs and strategies.

Changqin You is a CFA® charterholder and the sole advisor at Align Investment Advisors, LLC, with 16 years of industry experience. He has been with Align Investment Advisors since 2009. Align Investment Advisors primarily manages pooled investment vehicles and institutional accounts, while also serving high-net-worth individuals. The firm employs discretionary portfolio management with tailored advisory services and uses alternative fee arrangements rather than a percentage-of-assets model.

Ronald Moore is the sole advisor at Moore, Ronald Keith, an independent firm based in Westlake Village, CA. He holds the PFS™ designation and Series 63 and 66 licenses, with 22 years of experience as a financial advisor and over 50 years as a CPA. He operates a CPA sole proprietorship alongside his advisory practice. Moore, Ronald Keith has been in business since 1993, providing tailored advisory services primarily to a limited client base that includes trusts and pension plans. The firm does not offer routine portfolio management for typical individual accounts and maintains a unique affiliation with an accounting practice, which may influence its range of services.

Brian Thomas is a financial advisor at JBB Financial, LLC with 15 years of industry experience. He holds a Series 65 designation and has worked at Jacobs & Jacobs, CPA since 1991. JBB Financial, LLC is an independent registered investment adviser that focuses on consultative services rather than portfolio management or percentage-of-assets-under-management fees. The firm has connections with an accounting firm and other advisers, combining tax and investment advisory activities.

Henry Hache is the sole advisor at Ai Financial, Inc. in Simi Valley, CA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has been with Ai Financial since its founding in 2004. In addition to advisory services, he provides tax preparation and accounting services through Ai Financial. Ai Financial, Inc. manages approximately $6 million in assets for a small client base that includes individuals and a range of institutional clients, such as sovereign wealth funds and municipal governments. The firm offers portfolio management with ongoing account reviews and maintains affiliations with an accounting firm, supporting its unique client mix.

Bruce Thomas is the sole advisor at Bruce James Thomas Jr, an independent firm based in Moorpark, CA. He holds the CFP® designation along with Series 63 and Series 65 licenses and has 13 years of industry experience. Thomas has operated as a registered investment advisor since 2011. In addition to advisory services, he is a California-licensed insurance agent, dedicating a portion of his time to insurance-related activities outside of trading hours. The firm serves a very small client base and does not provide portfolio management or use assets-under-management fee structures. It offers investment advisory and related financial services through non-AUM fee arrangements, with an uncommon combination of insurance brokerage and advisory services.