Adam Glatz is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2019, with prior experience at JPMorgan Chase Bank, Bank of America, and PNC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations, incorporating an ESG eligibility framework and derivatives capabilities.

Shannon Bosick serves as Vice President and Branch Leader, where she helps lead, coach, and inspire a team of financial professionals dedicated to partnering with families to achieve their financial goals through established standards of care. Prior to this role, she was a Vice President Regional Planning Consultant at Fidelity Investments from 2013 to 2025. Shannon holds a California Insurance License, supporting her expertise in the financial services industry. Outside of her professional work, she enjoys hiking and music.

Norman Ferrando is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018. Prior to that, he was employed at Charles Schwab and Charles Schwab Bank from 2016 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs. The firm emphasizes structured financial planning supported by its Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations, managing approximately $2.74 trillion in client assets.

Jyoti Sharma is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds the Series 63 and Series 66 designations and has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019. Prior to that, she was affiliated with Wells Fargo Clearing and Wells Fargo Investments. Sharma serves as a board member and officer for the Blackhawk Community Cares Foundation, a civic organization based in Fremont, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Jon Owens is a Series 65 licensed financial advisor with seven years of industry experience. He has worked at Fisher Investments since 2019 and previously was employed at Pridewood Financial Compliance for five years. Fisher Investments serves institutional and private clients worldwide, offering discretionary portfolio management across various asset classes. The firm uses a centralized investment process combining quantitative and qualitative analysis, with tax-aware and risk management strategies, and has a notable non-U.S. client base and extensive sub-advisory relationships.

Zachary Timko is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked previously at Merrill and Bank of America. His current role includes work with Morgan Stanley Private Bank, N.A. and Morgan Stanley in Menlo Park, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market simulations.

Neil O'Connor is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Based in Palo Alto, CA, O'Connor focuses on wealth management within a large institutional framework. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and simulations to support client strategies.

George Kugman is an Investment Consultant at Fidelity Investment, a role he has held since 2023. He works closely with clients to understand their investment objectives and constraints, partnering with them to create customized plans aimed at achieving their family's financial goals. He leverages Fidelity's resources to support clients in navigating their financial journeys. George has accumulated extensive experience in the financial services industry. Prior to his current position, he served as a Financial Consultant VP at Charles Schwab from 2022 to 2023, a Senior Financial Consultant at TD Ameritrade from 2020 to 2022, a Senior Financial Advisor at Merrill Lynch from 2017 to 2020, and a Senior Private Banker at Wells Fargo Advisors from 2005 to 2017. He holds a California Insurance License. Outside of his professional work, George enjoys biking, comedy, fitness, exploring food, watching movies, and scuba diving.

James Yeager is a financial advisor at UBS Financial Services in San Mateo, CA, with 19 years of industry experience. He holds the Series 66 designation and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm provides institutional trading capabilities alongside wealth management, operating as a broker-dealer, investment adviser, and futures commission merchant.

Dave Agustin is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked with Wells Fargo Bank NA since 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Sui Ha Mok is a financial advisor at Fidelity with one year of industry experience. She holds the Series 66 designation and previously worked at Stanford Health Care and PharMerica. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Timothy Chiochios is a financial advisor at Ameriprise with a Series 66 credential and one year of industry experience. He is also co-owner of Andrikopoulos Chiochios Accountants LLP, a tax preparation firm. Prior to Ameriprise, he worked at Nitro Software and Menlo College. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through a combination of proprietary research, third-party data, and algorithmic tools.

Barbara Sabol Rosasco is a financial advisor with LPL Financial based in San Mateo, CA, holding a Series 66 designation and 16 years of industry experience. Her career includes prior roles at Peninsula Connections, Waddell and Reed, and various insurance carriers. She is also involved with Kasumisou Gallery, an art business operating since 1998, through which she sells products online. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party management, supported by extensive technology and a broad network of advisors.

Asel Vladychkin is a Financial Consultant at Fidelity Investments, a role held since 2025. Prior to this, Asel worked as a Planning Consultant at Fidelity Investments from 2023 to 2025, and served as a Premier Banker at Wells Fargo from 2013 to 2023. Asel holds a California Insurance License. At Fidelity, Asel focuses on partnering with clients in person to understand their financial situations and future financial needs, aiming to simplify and make financial management more convenient for customers.

Russel Singer is a financial advisor with Mass Mutual Investors Services in Pleasanton, CA, holding a Series 66 designation and 23 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with METLIFE Securities Inc. from 2006 to 2017. Singer also operates as an independent insurance agent offering fixed annuities and Medicare-related products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides ongoing financial planning and asset management using a collaborative approach supported by firm-approved analytical tools.

Matt Damelio is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been advising clients since 1995. He works with a select group of families to help them establish and achieve their wealth management goals, focusing on areas such as education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, socially responsible and ESG investing, individual and corporate investment strategies, tax minimization, and retirement income. Matt holds a Bachelor's degree in Economics from the University of California, Los Angeles (UCLA). He earned the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute™, completed in conjunction with the Haas School of Business at the University of California, Berkeley. He has also taught courses affiliated with the Haas School of Business. Additionally, Matt carries the Personal Investment Advisor (PIA) designation. Outside of his professional work, Matt is involved in his community as a Little League Baseball Coach. He enjoys baseball, boating, football, golfing, spending time with his family, and traveling. Matt is married to Erica, and they have three children, including Jack Damelio, who is also a financial advisor on the Merrill Lynch team.

Marian Lenz is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she works closely with a select group of affluent clients. She focuses on providing a personalized, planning-based approach tailored to enhancing client wealth according to their individual goals. Marian serves clients including engineers, physicians, attorneys, business owners, corporate executives, retirees, families with special needs children, and Stanford University alumni, assisting them in navigating financial opportunities and challenges. With a commitment to thorough analysis and holistic risk management, Marian helps clients develop investment plans that are tax-sensitive and diversified. She incorporates strategies involving ETFs, index-linked notes, mutual funds, annuities, and separately managed accounts, aligning with client preferences. Marian emphasizes intergenerational wealth transfer and collaborates with specialists for trust, insurance, retirement plans, and financing needs, reflecting a comprehensive approach to wealth management. Marian holds a Bachelor's degree in Economics from Stanford University and possesses several professional designations, including Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA). She actively participates in community initiatives such as Better Money Habits and enjoys interests including cooking, dancing, gardening, genealogy, hiking, music, reading, running, traveling, and yoga.

Thomas Johnson is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. His career includes roles at Morgan Stanley Private Bank and Axa Advisors, as well as positions at academic institutions such as UC Berkeley and the University of Michigan. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors and specialized planning groups.

Darryl Ng is a financial advisor at Morgan Stanley in Palo Alto, CA, with 21 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015, as well as Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory work, Ng is active in community and professional organizations, serving as a board member and chapter president for the USC Marshall Alumni Association’s Bay Area Chapter, president of the Santa Clara County Estate Planning Council, and a board member of the Certified Financial Planner Board of Standards, where he also volunteers as an exam question writer. Additionally, he is involved with Darryl Ng Competitive BBQ as a pitmaster, chef, and BBQ judge. Morgan Stanley Wealth Management provides a range of advisory services to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and robust modeling techniques as part of its advisory process.

Connor McGuire is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 66 designation and possessing 10 years of industry experience. He has worked at Morgan Stanley since 2015, including roles with Morgan Stanley Private Bank, National Association since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.