Michelle Reid is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 65 credentials. Prior to joining Merrill in 2020, she worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2011 to 2020. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Madrigal is a financial advisor with MassMutual Investors Services in Ft. Lauderdale, FL, holding ChFC®, Series 66, and Series 63 credentials and 21 years of industry experience. His prior roles include positions at W&S Brokerage Services, Independent Financial Partners, LPL Financial, and Compound Asset Management. He is also active as an insurance agent through his own business, focusing on life, fixed annuities, long-term care, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved tools to analyze client goals.

William McConnell is a financial advisor with Raymond James Financial in Coral Springs, FL, holding a Series 66 designation and 25 years of industry experience. He has worked at Raymond James and its affiliated entities since 2009 and is also involved in support companies including First Harbor Financial Services and Harborworks, the latter focusing on property management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm provides tailored, non-discretionary planning and encourages implementation through its advisory programs, with specialized municipal and public finance capabilities and innovative employer advisory services.

Iga Szabat is a financial advisor at Ameriprise with 15 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at MassMutual Life Insurance Co and Metlife. Szabat is based in Lake Worth, FL. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports, and its approach includes algorithmic automation reviewed by a specialized oversight committee.

Elaine Roecklein is a financial advisor at Cambridge Investment Research Advisors with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Cambridge Investment Research Advisors and related entities since 2016. Outside of finance, she is a fitness instructor at LA Fitness and has experience as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory through a network of independent professionals. The firm offers various portfolio management options, including proprietary and third‑party strategies, with a range of custody and platform arrangements to tailor investment approaches to client objectives.

Debra Blevins is a financial advisor at Mass Mutual Investors Services with 34 years of industry experience. She has worked extensively with MetLife and MassMutual entities since 1990. In addition to her advisory role, she is also engaged in outside insurance sales, specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved tools to deliver written recommendations tailored to client goals.

Christopher Seabrook is a financial advisor with Thrivent Investment Management, holding Series 66 and Series 63 credentials and 14 years of industry experience. He previously worked with COUNTRY Capital Management Company and related insurance affiliates for ten years before joining Thrivent. Outside of his advisory role, Seabrook serves as president of the Stonecrest Chamber of Commerce and vice chairperson of the Stonecrest Development Authority, engaging in community development and business networking activities. He is also a co-owner of CML Squared, LLC, a management consulting firm pursuing government contracts, and works as a wellbeing champion and ramp agent for Delta Air Lines. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm’s approach integrates broad planning topics and offers clients the option to combine planning with managed-account services under a consolidated billing system while keeping those services separate.

Axel Issel is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 14 years of industry experience. He previously worked at CITI Private Bank from 2013 to 2018 before joining Morgan Stanley Private Bank and Morgan Stanley in 2018. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Kyle Stroud is a financial advisor with Ameriprise in Pompano Beach, FL, holding a Series 66 designation and 16 years of industry experience. He has worked at Ameriprise since 2018 and concurrently serves as a Program Manager and advisor at Centennial Bank. Ameriprise provides retirement-income planning services primarily to clients with at least $1 million in investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations supported by research, modeling, and tax-efficiency analysis.

Jean Pierre Fernandez is a financial advisor with LPL Financial in Fort Lauderdale, FL, holding Series 63 and Series 66 designations and 17 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options, supported by research and model portfolios.

Michael Maynes is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial since 2010. He holds Series 63 and Series 65 licenses and operates out of Boca Raton, FL. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from various sources.

Skip Ames is a financial advisor with OSAIC based in Sunrise, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent eight years at Jhfn Sii. Outside of his advisory work, Ames serves as an assistant varsity softball coach at Miami Country Day School. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, and institutional investors by providing integrated brokerage, advisory, and retirement consulting services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Bradley Ross is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor plans to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including principal trading, market-making, and affiliated banking programs.

Feaster Hampton is a financial advisor at Merrill with 22 years at the firm and 10 years of industry experience. He holds the Series 66 designation. Hampton serves as Board Chair for the Urban League of Palm Beach County and is involved in a for-profit business as an officer managing a photography website. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jerry Willenborg is a financial advisor with Raymond James & Associates in Weston, FL, holding a Series 63 designation and 38 years of industry experience. He has been with Raymond James & Associates since 1997. Outside of his advisory role, he owns and manages several rental real estate properties through family-owned LLCs. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, utilizing a range of portfolio management styles supported by affiliated research and model manager options.

Caroline Geis is a financial advisor with Primerica Advisors in Pembroke Pines, FL, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2002. In addition to her advisory role, she is involved in sales of investment-related products and referrals for home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm employs third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Jose Agosto is a Series 66-registered financial advisor at J.P. Morgan Securities with 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jeffrey Guggenheim is a financial advisor at Morgan Stanley with two years of industry experience. Before joining Morgan Stanley, he worked six years at Procter & Gamble Co. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment committee insights to support its financial planning process.

John Hays Duhalde is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities and JP Morgan Chase Bank NA. Outside of finance, he has been involved with St. Katharine Drexel Catholic Church. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and third-party databases.

Diane Irving is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a broad range of advisory programs and tailored financial planning, utilizing firm‑approved tools and modeling techniques to support its clients’ financial goals.