Pamela Ghezzi is a financial advisor at OSAIC with 31 years of industry experience. She holds the Series 63 and Series 65 licenses and has previously worked at Kovack Advisors, Inc., Kovack Securities, Inc., and Lincoln Financial Securities Corporation. Outside of her advisory role, she is involved in independent wealth management and certified wealth strategist activities. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple third-party platforms to construct and manage diversified portfolios on both discretionary and non-discretionary bases.

Anderson Wren is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Edward Jones for 11 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Mark Guy is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. His prior experience includes roles at Enterprise Car Rental and TIAA-CREF. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research.

Robert Blanchard, Jr. is a financial advisor with Equitable Advisors in Orlando, FL, holding Series 63 and Series 65 credentials and 10 years of industry experience. He has worked with Equitable Advisors since 2015 and previously spent five years with Axa Advisors, LLC. Outside of his advisory role, he is involved in outside insurance activities. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to deliver tailored financial solutions.

Frederick Craig II is a financial advisor with Edward Jones in Sanford, FL, holding a Series 66 designation. He has one year of experience in the financial industry, following eleven years with Automotive Financial of America, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Richard Macak III is a financial professional with Cetera in Orlando, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. His career includes roles at Omni Financial Services, Securian Financial Services, Minnesota Life, Florida Financial Group, and Metlife Securities. He is involved in fixed insurance sales and business referral activities through several entities associated with Omni Financial Services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and program structures, supporting both discretionary and non-discretionary advisory services.

Jordan Bower is a financial advisor at LPL Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at CUSO Financial Services, Fairwinds Credit Union, Diamond Resorts International, State Farm Insurance, and Headquarter Honda. Outside of advising, he serves as a notary at Fairwinds Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement consulting, and access to model portfolios and research from multiple sources.

Rachel Linville is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63, 65, and 66 licenses and has six years of industry experience. Her prior roles include positions at Edward Jones, MassMutual, and The Infinity Group, a support company based in Apopka, FL. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by extensive research and a broad affiliate network.

Vladimy Pierre Louis is a financial advisor at Cetera with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has prior experience with Avantax Advisory Services and related entities. In addition to his advisory role, he manages the PLOUIS Foundation, a nonprofit organization he founded. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program options and affiliations supporting diverse investment strategies.

Alan Pascale is a financial advisor with Raymond James Financial Services Advisors, Inc. in Maitland, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James since 1999 and has experience in non-variable insurance. Outside of his advisory role, he assists Orangewood Presbyterian Church with operational financial communications. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset allocation analysis and firm research to provide tailored recommendations.

Ronald Gruninger III is a CFP® professional with 15 years of industry experience, currently serving at Mass Mutual Investors Services since 2014. He holds Series 63 and Series 66 licenses and is based in Orlando, FL. In addition to his advisory role, he is involved in life insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, offering financial planning and asset management services to individuals, business owners, and charitable organizations. The firm provides collaborative annual planning engagements using firm-approved analytical tools and offers a range of specialized planning programs.

Michael Kovaleski is a CFP® professional with 16 years of experience in the financial services industry. He has been with Wells Fargo Advisors since 2016 and previously worked at Raymond James & Associates from 2009 to 2016. Kovaleski is a 10% owner of Thunder Consultants LLC, an affiliated firm operating a financial planning practice in Orlando, FL. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, utilizing proprietary research and planning tools to deliver tailored recommendations across a broad range of financial needs.

Michael Eichner is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2016, including roles at Morgan Stanley Private Bank, N.A. outside of his advisory responsibilities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm uses structured planning tools and models outcomes using proprietary estimates and simulations, while clients are responsible for implementing their plans.

Luke Dougherty is an Investment Solutions Representative III at Fidelity Investments, where he has been working since 2021. In this role, he collaborates with clients to develop personalized financial plans aimed at helping them achieve their financial goals. His professional experience centers on investment solutions and client-focused financial planning.

Jeffrey Linares is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. His prior work includes a mix of roles outside finance, notably at Buffalo Wild Wings and the University of Central Florida College of Business. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and provides a range of integrated brokerage, custody, and cash-sweep services.

Viviana Frias Diaz is a financial advisor with Cetera in Orlando, FL, holding Series 63 and Series 65 licenses with four years of industry experience. Her prior roles include positions at Fieldpoint Private Bank & Trust and Regions Bank, where she continues to serve as a wealth advisor. Outside of her advisory work, she is the owner of DA Legacy Properties, LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various investment program options.

Tim Banks is a financial advisor with Raymond James Financial in Winter Park, FL, holding Series 63 and Series 65 licenses and 38 years of industry experience. He has been with Raymond James Financial and its affiliate entities since 2003 and is also a managing partner at Foundation Financial Group, LLC. Outside of his advisory role, he serves as an independent contractor in a non-investment-related capacity. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting through various programs, emphasizing tailored financial plans developed via comprehensive client interviews and risk profiling.

Ashley Abraham is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes roles at Wells Fargo Advisors, LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

John Piontek is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously spent nine years with Bank of America, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related products and bank deposit sweep programs.

Gabriel Proulx Wein is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation and has worked at several firms including LPL Financial LLC, United Community Bank, and Charles Schwab & Co. Inc. Prior to his advisory roles, he attended the University of Miami from 2020 to 2024. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative planning processes.