Justin Temple is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Bank of America, Merrill, and Broadway Wealth Solutions. Outside of his advisory career, he was involved with Flo's LLC and served at St. Mary's University. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

John Contreras is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He has worked at J.P. Morgan Securities since 2018 and was previously employed at Capital Group from 2016 to 2018. He holds the Series 66 designation. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Alan Pearson is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations to support its financial planning services.

James Boone III is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 63 designation and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base, including individuals, pension plans, corporations, and municipal entities, providing wealth advisory planning and investment consulting through non-discretionary, tailored recommendations and a combination of municipal advisory and affiliated municipal capabilities.

Daniel Guerrero is a Financial Advisor at Merrill Lynch Wealth Management. He partners with clients to deliver comprehensive wealth management and planning solutions, focusing on creating personalized strategies tailored to individual goals and priorities. Daniel works with a diverse client base, including corporate executives, families managing wealth, new wealth owners, small business owners, and individuals in sports and entertainment. His approach involves developing comprehensive financial strategies by utilizing a range of services such as investing, banking, and lending to help clients achieve their financial objectives. He holds a Bachelor's Degree from the University of Texas System and the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Daniel has interests in basketball, cooking, football, golfing, hunting, skiing, and traveling.

Patrick Taylor is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 license and 18 years of industry experience. He has been with Mass Mutual Investors Services since 2007 and with Mass Mutual Financial Group since 2005. Outside of his advisory role, Taylor owns and operates a business coaching and strategic planning firm that provides goal-setting and leadership development services to business owners. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs with a focus on collaborative, goal-oriented strategies.

Elizabeth Hoerl is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds the Series 66 designation and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

David Saldana is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. His prior roles include positions at Victory Capital Services, USAA Investment Management, and USAA Financial Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, providing tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee.

Patrick Lane is a financial associate at Cetera with one year of industry experience. He holds a Series 66 designation and has prior experience at Aspect Wealth Management and Cetera Wealth Services. Outside of financial advising, he has worked in various roles including coaching soccer and teaching. Cetera Investment Advisers LLC is a nationwide registered advisor serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers diversified portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with discretionary and non-discretionary options.

Elizabeth Salas is a financial advisor with Primerica Advisors in San Antonio, TX. She holds Series 63 and Series 65 credentials and has 14 years of industry experience. She has been associated with PFS Investments Inc. and Primerica Financial Services since 2007. In addition to her advisory role, she is involved in sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Susanna Pollock is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and having 17 years of industry experience. She has worked at Wells Fargo Clearing, Raymond James & Associates, and Morgan Stanley prior to her current role. Outside of her advisory work, she is a sales consultant for Pampered Chef. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering investment and fee-based financial planning services that range from cash-flow and retirement planning to specialized areas like business-owner transition and special-needs analysis. The firm combines advisory services with other financial products and referral channels to provide comprehensive wealth management solutions.

Samantha Maney is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities LLC since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Rahul Tandan is a financial advisor at Merrill with a Series 66 license and three years of industry experience. He previously worked at Chase Bank and Bank of America, with a combined seven years there. Outside of advising, he is the owner of CIRLCLE JERKY LLC, a limited liability company with no active business operations. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Jason Black is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

Dylan Pflum is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, Dylan held various roles in education and event management at institutions including Trinity University, Yale University, Southern Methodist University, Cameron University, and Baylor University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, supported by a centralized operational structure covering custody, brokerage, and alternative investment platforms.

Geoffrey Gatlin is a financial advisor with Raymond James & Associates in Boerne, TX, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. Prior to joining Raymond James in 2018, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he is a partner in a family-owned ranch and rental property management business. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting with a particular focus on public finance and municipal work.

James Keck is a financial advisor with Equitable Advisors in San Antonio, TX, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2006, including the time when the firm operated as Axa Advisors. Outside of his advisory role, Keck serves as a board member and treasurer for the Sons of the Republic of Texas, Chapter #7, and is on the endowment board for Saint George Episcopal School. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm emphasizes a delivery model that leverages LPL-sponsored programs and endorsed third-party managers, providing both advisory and brokerage solutions across discretionary and non-discretionary structures.

David Bavero is a financial advisor with OSAIC in San Antonio, TX, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has worked at OSAIC since 2024 and previously with Securities America Advisors and Securian Financial Services. Outside of advising, he owns Waterstone Labradors, where he breeds and trains British Labradors, and serves as vice president of the Alamo Retriever Club. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios across various asset classes.

Carolyn Brown Simpson is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. She has worked at Merrill Lynch since 2007. Merrill provides managed account services through the Select Portfolio Solutions program to a wide range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, and corporate fiduciaries, utilizing model-based and discretionary investment strategies.

John Bendele is a financial advisor at Charles Schwab with 31 years of industry experience. He holds the ChFC®, Series 63, and Series 65 designations. His prior work includes extensive tenure at USAA in various investment and financial planning roles from 1994 to 2020. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and centralized custody and operational infrastructure.