Jay Wurtzler is a CFP® with 39 years of industry experience, currently affiliated with Independent Financial Group, LLC. He has worked at Hagerty Stewart & Associates LLC and Independent Financial Group Inc for 23 years, and has been associated with Capital Growth Inc. since 1988. He also holds a California insurance agent license and offers various insurance products outside of his work with IFG. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers financial planning and portfolio management using a combination of firm- and third-party models, employing both passive and active investment strategies across standard risk profiles.

Jeffrey Witt is a CFP® and CFA® with 20 years of industry experience. He is currently with Mercer Global Advisors Inc. and previously worked at Private Asset Management, Inc. for 18 years. He serves as a board member and finance committee member for the Foundation for the Children of the Californias, a nonprofit supporting the Children's Hospital of Tijuana. Mercer Global Advisors provides investment advisory and planning services to individuals, families, business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-appropriate portfolios and offers a range of investment solutions alongside financial, retirement, tax, and estate planning services.

Shannon Clancy is a financial advisor at Commonwealth Financial Network with one year of industry experience and holds the Series 66 designation. Prior to joining Commonwealth, Clancy worked with organizations including Plan to Prosper, the Coronado Historical Association, and Quattro Consulting, LLC. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages around $212.7 billion in client assets. The firm offers a broad support platform including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody services.

Ian Buxbaum is a financial advisor at Independent Financial Group, LLC with 9 years of industry experience. He holds a Series 66 designation and has worked at firms including Commonwealth Financial Network and Capital One Advisors. Ian is based in San Diego, CA. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm offers a range of financial planning and portfolio management services using both its own and third-party models, combining active and passive investment approaches.

James Rossi is a financial advisor at Guardian Life with a Series 66 license and three years of industry experience. His prior work history includes roles at Youpower and Kingsbarn Real Estate Capital. He is affiliated with Park Avenue Securities LLC, which operates as Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America. The firm serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, retirement plan consulting, and various investment advisory programs.

Chris Walters is a financial advisor at Mercer Global Advisors Inc. with 13 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior work experience includes roles at Savant Wealth Management, GenSpring Family Offices, and Clarity Capital Partners. Walters previously owned an inactive LLC focused on business consulting and training. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering a range of investment advisory, financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based investment approach, utilizing diversified portfolios with low-cost ETFs, separate accounts, and private funds, complemented by client education and specialized service lines.

Nicolas Pamintuan is a financial advisor at Stratos Wealth Partners, Ltd with a Series 65 credential and one year of industry experience. His prior roles include positions at Stratos Private Wealth, LPL Financial, and GoSite. Stratos Wealth Partners serves a broad mix of individual and institutional clients, providing financial planning, advisor-managed wrap and non-wrap programs, model portfolios, third-party manager solutions, and retirement plan consulting through a large network of investment adviser representatives. The firm combines individualized asset allocation and active monitoring with access to proprietary and third-party strategies, operating across multiple custodians and offering a range of institutional and niche services.

Brian Milano is a financial advisor with Primerica Advisors in San Diego, CA. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Guardian Life Insurance Company and Park Avenue Securities. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering both brokerage and advisory services. The firm employs a range of investment strategies through proprietary models, third-party managers, and digital advice platforms.

Avalon Denecochea is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. Prior to joining Cerity Partners in 2025, Avalon worked at West Coast Financial, LLC for two years and spent five years at California Polytechnic State University - San Luis Obispo. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and retirement plan services, with an emphasis on diversified asset allocation and access to alternative and private-market investments.

Andrew Schwandt is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience and previously worked at Park Avenue Securities. Outside of finance, he has experience in education through roles at multiple Catholic schools and involvement with Global Land Solutions since 2018. Park Avenue Securities LLC operates as Park Avenue® Wealth Management, serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage and advisory services. The firm offers both discretionary and non-discretionary investment management, combining proprietary and third-party advisory programs.

Douglas Bradley is a financial advisor with Integrated Wealth Concepts LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Capital Stewardship Group, Laurel Wealth Advisors, and UBS Financial Services. Outside of his advisory work, he serves in leadership roles on investment and finance committees for several nonprofit organizations, including the Kiwanis Club and churches in La Jolla, CA. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and wrap-fee programs, utilizing customized portfolios of mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Mark Nguyen is a financial advisor at First Command Advisory Services with one year of industry experience. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as the Chief Financial Officer for Legendary Lion Dance, a community nonprofit organization managing payments, expenses, and tax filings. First Command Advisory Services is an SEC-registered firm serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs using model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Sean Oconnor is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and having 10 years of industry experience. His prior work includes roles at LPL Financial, LLC and Lucia Capital Group. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a combination of firm- and third-party investment models, offering discretionary and non-discretionary portfolio management with a mix of passive and active exposures across standard risk profiles.

Anthony D'Angelo is a financial advisor with Guardian Life and Series 66 registration. He has one year of industry experience, including roles at Park Avenue Securities and WestPac Wealth Partners. Prior to entering the financial industry, he worked in logistics and technology sectors. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs. The firm offers discretionary and non-discretionary advisory relationships using a mix of proprietary and third-party models.

Robert Meyer is a financial advisor with Stratos Wealth Partners, Ltd in San Diego, CA, holding Series 63 and Series 65 licenses and over 23 years of industry experience. He previously worked at Morgan Stanley and Citigroup Global Markets before joining Stratos in 2012. Meyer is also licensed as an agent conducting sales and service of fixed insurance products. Stratos Wealth Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisor-managed programs, access to model portfolios, and retirement plan consulting through a large network of investment adviser representatives, combining individualized asset allocation with proprietary and third-party strategies.

Sibi Joseph is a financial advisor with Transamerica Financial Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has been with Transamerica Financial Advisors since 2015 and is also involved with Legacy Shield, providing wills and trusts services to assist clients with estate planning. Additionally, he serves as a college consultant with the Heartland Institute of Financial Education, referring clients to college planning services when relevant. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, estates, charitable organizations, and corporations. The firm offers a mix of advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with both discretionary and non-discretionary program options.

Alexandra Sonnenberg is a CFP® professional with six years of industry experience, currently serving at Commonwealth Financial Network since 2024. Her prior experience includes roles at Cambridge Investment Research Advisors, Inc. and Foresters Financial Services. She is also involved in fixed insurance sales in San Diego. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors, offering a broad range of managed-account programs, third-party asset manager access, and custody services.

Camryn Bolek is a financial advisor at Independent Financial Group, LLC with two years of industry experience. She holds a Series 66 designation and has previously worked at Anthropologie and KPMG. Outside of her advisory role, she occasionally dog sits for friends and family. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers financial planning and portfolio management using both firm- and third-party models, combining passive and active strategies across standard risk profiles.

Zachary Diskin is a financial advisor with Integrated Wealth Concepts LLC in San Diego, CA, holding a Series 65 designation and four years of industry experience. His prior experience includes roles at Laurel Wealth Advisors, Inc., Crisp Painting, and Arizona State University. Integrated Wealth Concepts serves individuals, families, trusts, businesses, and retirement plans through a network of independent advisors, providing discretionary investment management, financial planning, family office, and retirement plan advisory services. The firm uses customized portfolios with a mix of mutual funds, ETFs, equities, and fixed income, employing a primarily long-term investment approach alongside shorter-term trades for rebalancing or liquidity needs.

Daniel Umansky is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 63 designation and 34 years of industry experience. His prior experience includes roles at Cetera and First Allied firms from 2014 through 2025. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, utilizing a strategic investment process that combines passive and active management with quantitative and fundamental research.